10/01/2025
Government Shutdown & Real Estate: What’s Affected
With the government shutdown in effect, here’s what buyers and sellers should know:
✅ Not Affected
✅ FHA Loans
✅ VA Loans
✅ Fannie Mae / Freddie Mac
❌ Affected (may face delays or pause):
❌Flood Insurance (new policies and renewals)
❌ USDA Rural Housing Loans
❌ SBA Loans
❌ Buyers & Sellers employed by the federal government (possible delays in qualification or closing)
If you’re in the middle of a transaction or planning to buy/sell, it’s smart to stay in touch with your lender and agent to navigate any hiccups.