Lazaro Cocho, Realtor

Lazaro Cocho, Realtor Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Lazaro Cocho, Realtor, Real Estate, 406 US 80, Bloomingdale, IL.
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Savannah Realtor | Military Relocation Specialist
Army Veteran helping families buy and sell homes around Fort Stewart & Savannah
Message me if you’re planning a move.

06/24/2026

Most home buyers focus only on the listing price and mortgage payment, but one hidden cost that surprises many buyers is HOA special assessments.

These are unexpected fees charged by the Homeowners Association for major repairs like roof replacement, plumbing upgrades, or building maintenance that were not fully funded in the reserve.

Even if your monthly HOA fee looks affordable, a special assessment can suddenly add thousands of dollars after you’ve already purchased the property.

This is why reviewing the HOA financial statements and reserve fund before buying a condo or subdivision home is extremely important.

If you're a first-time home buyer, real estate investor, or relocating buyer, always ask “Are there any planned or potential special assessments?” It can save you from unexpected financial stress after closing.

Save this before house hunting and share this with someone buying a home. DM me if you want a checklist of what to ask before buying a property





One of the biggest mistakes home buyers make in Savannah isn't overpaying for a home.It's focusing only on the purchase ...
06/24/2026

One of the biggest mistakes home buyers make in Savannah isn't overpaying for a home.

It's focusing only on the purchase price.

When buying a home in Savannah, GA, monthly costs like homeowners insurance, flood insurance, HOA fees, property taxes, and maintenance can make two similarly priced homes feel very different financially.

That's why experienced buyers look at the total cost of ownership instead of just the listing price.

If you're searching for homes for sale in Savannah, Georgia, save this post for later and share it with someone who's planning to buy. Have questions about the Savannah real estate market? Send me a DM.





06/23/2026

Before making an offer on a house for sale, smart home buyers always ask the right questions, not just about price, but about the property’s real condition and long-term costs.

Ask about recent repairs, roof age, plumbing and electrical updates, monthly utility costs, and the true condition of the neighborhood during different times of the day.

Many real estate deals fall apart or become stressful after closing because buyers didn’t ask the right home inspection and property disclosure questions upfront.

A good real estate agent will always encourage you to dig deeper before signing anything.

The main point: asking the right questions before submitting a home purchase offer can save you from unexpected repairs, hidden costs, and future regrets.

Save this for your home buying checklist, share it with someone searching for a house, and DM me if you need help with buying or selling.





06/23/2026

Most buyers don’t say it out loud, but they feel it instantly.

In real estate, it’s not always the big problems that turn people away… it’s these small “ick” details that make a home feel neglected or uncomfortable.

Here are 8 things in a home that instantly give buyers the ICK during a showing or home inspection:
Strong odors (pets, smoke, or moldy smell)
Water stains on ceilings or walls
Dirty grout, moldy bathrooms, or stained tiles
Flickering lights or exposed wiring
Loud creaking floors or uneven flooring
Cluttered, overly crowded rooms (feels smaller than it is)
Peeling paint, cracked walls, or visible damage
Bad curb appeal (first impression = instant judgment)
These are common home inspection red flags, buyer turn-offs, and real estate deal-breakers that can lower perceived value, even if the house is structurally fine.

In competitive markets, small maintenance issues can make buyers question how well the entire property was cared for.

If you’re planning to sell your home, list your property, or attract serious home buyers, fixing these issues first can make a huge difference in your selling price and time on market.

Save this for later, share it with someone buying or selling a home, and DM me if you want a checklist before you list your property.





06/22/2026

This is the most unglamorous part of buying a home.

Most buyers treat the final walk through like a victory lap. They are already planning where the couch goes and picturing the kids in the backyard.

Big mistake.

The final walk through is not a celebration. It is an inspection. It is your last chance to make sure the house is in the condition you agreed to before you sign and it becomes your problem.

Here is what you need to check during the final walk through.

1.Turn on every single faucet and check for leaks and water pressure.

2.Flush every toilet, yes every single one.

3.Run the garbage disposal and the dishwasher.

4.Open and close every window and door.

5.Test every light switch and outlet and bring a phone charger.

6.Check the garage door opener.

7.Look inside the water heater closet for leaks or rust.

8.Run the AC and the heat, even if it is hot outside.

9.Open the fridge and freezer and make sure they are cold.

10.Confirm that all agreed upon repairs were actually completed.

11.Look at the ceilings and walls for new stains or cracks.

12.Make sure all items included in the contract are still there, like light fixtures, appliances, and window treatments.

13.Check the breaker box and make sure nothing is tripped or looks damaged.

It is not glamorous, not exciting, and definitely not Instagram worthy.

But catching a broken HVAC system before you close can save you thousands. Finding a slow leak under a sink can save you major water damage. Realizing the seller removed something they agreed to leave can save you a headache and money after closing.

The final walk through is your last chance to protect yourself before you own every problem in that house.

Once you close, it is all yours, the good and the bad.

Do not sleepwalk through it. If you know someone buying right now, send this to them.





How do you choose the right realtor when buying or selling a home?Most people think all real estate agents do the same t...
06/22/2026

How do you choose the right realtor when buying or selling a home?

Most people think all real estate agents do the same thing. The truth is, the realtor you choose can impact your home's selling price, negotiation results, timeline, and even how stressful the entire process feels.

A great realtor doesn't just unlock doors or put a sign in your yard, they help you avoid costly mistakes, spot opportunities, and guide you through every step of the transaction.

Before hiring a real estate agent, ask about their local market knowledge, communication style, negotiation experience, marketing strategy, and track record with buyers and sellers.

The right realtor should make you feel informed and confident, not pressured or confused.

If you're planning to buy a home, sell a house, or move in the near future, save this post for later and share it with someone who needs it. Have questions about choosing the right realtor? Send me a DM and I'll be happy to help.





06/21/2026

Two agents. Same commission. Completely different results.

Think every real estate agent does the same job? That's where many home buyers and home sellers lose money without realizing it.

A good real estate agent can help you buy or sell a home.

A great agent goes further by spotting red flags, negotiating aggressively, identifying market opportunities, and helping you avoid costly mistakes before they happen.

The difference isn't just about finding a house or listing a property, it's about protecting your investment and maximizing your results.

Whether you're a first-time home buyer, selling your home, or looking for the best real estate agent near you, choosing the right representation can make a bigger financial impact than most people expect.

Save this post for later and Share it with someone buying or selling a home. DM me if you have questions about the home buying process, selling strategy, or choosing the right agent.





06/21/2026

Paying rent might actually be costing you MORE than buying a home... and most people never run the numbers.

If you're searching "should I rent or buy a house in 2026" or "is renting cheaper than owning a home," the answer may surprise you.

One of my clients was paying $2,300/month in rent and discovered that her estimated mortgage payment could actually be lower while helping her build equity instead of paying a landlord.

The only way to know what makes sense for your situation is to get pre-approved, review your monthly housing costs, and compare the real numbers side by side.

Before you sign another lease, save this post and do the math. Share it with someone debating whether to rent or buy, and DM me if you have questions about the home buying process, mortgage pre-approval, or selling your current home.





06/20/2026

"This house is perfect!" until the monthly payment, taxes, insurance, and maintenance costs start adding up.

One of the most common mistakes I see from home buyers is focusing only on the listing price instead of the total cost of owning a home.

A house that looks affordable online can become stressful if the monthly payment doesn't fit comfortably within your budget.

The smartest buyers get pre-approved, review all expected expenses, and understand exactly what they can afford before they start house hunting.

If you're searching for a house for sale, planning to buy your first home, or thinking about investing in real estate, REMEMBER! The right home isn't just the one you love, it's the one you can comfortably afford for years to come.

Save this post, share it with someone in the market, and DM me if you want real and more guidance before making a move.





Address

406 US 80
Bloomingdale, IL
31302

Opening Hours

Monday 9am - 6:30pm
Tuesday 9am - 6:30pm
Wednesday 9am - 6:30pm
Thursday 9am - 6:30pm
Friday 9am - 6:30pm
Saturday 9am - 5pm

Telephone

+19129637443

Website

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