05/15/2026
Essential Disclosures for Your Mortgage Loan Officer
We discuss the most important things you should disclose to your loan officer from the beginning of the home buying process. We cover employment history and job changes, financial accounts and large deposits, marital status and name changes, immigration and residency status, side gigs and self-employment income, and financial obligations that may not appear on your credit report. We emphasize that being transparent upfront can save you stress later and help prevent closing delays.