Tracy Kelly-Howard Hanna Allen Tate

Tracy Kelly-Howard Hanna Allen Tate Helping you buy, sell & love life in the Lowcountry—Bluffton, Hilton Head and beyond!

Since obtaining her real estate license in 1999, Tracy Kelly has been helping clients buy and sell exceptional homes throughout the Lowcountry—where southern charm meets coastal luxury. A trusted name in real estate since 1999, Tracy’s deep roots and extensive market knowledge make her a top choice for discerning buyers and sellers seeking a seamless experience. In 2006, Tracy earned her Broker’s license and served as Broker-in-Charge of ATK Properties before joining Howard Hanna Allen Tate (formerly Weichert, Realtors® - Coastal Properties) in 2013. Her dedication, professionalism, and results have earned her numerous accolades over the years—including the prestigious Chairman’s Award, Weichert’s highest honor for achievement and client satisfaction. While Tracy has long been recognized as the top listing agent in Sun City Hilton Head, her expertise extends across the Lowcountry’s most desirable communities, from Bluffton and Hilton Head Island to Beaufort and beyond. Her commitment to excellence, attention to detail, and personal touch have made her a standout in the region’s luxury market. Outside of real estate, Tracy enjoys playing tennis and pickleball, and spending time with her family—especially cheering on her daughter in collegiate softball and celebrating her son’s accomplishments.

🚨 PRICE IMPROVED in Sun City Hilton Head! 🌴✨📍 123 Heron Road | Sun City North, Bluffton, SC💰 Now Offered at: $599,999✨ 2...
09/22/2026

🚨 PRICE IMPROVED in Sun City Hilton Head! 🌴✨
📍 123 Heron Road | Sun City North, Bluffton, SC

💰 Now Offered at: $599,999
✨ 2 Beds | 2 Baths + Den | Palmary Model | Serene Lagoon Views

A rare opportunity just became even better! This thoughtfully upgraded Palmary model sits on a peaceful lagoon along a quiet, non-through-fare street.

Home Highlights:

• Gourmet Kitchen: Large center island, granite countertops, tile backsplash, stainless steel appliances, and a walk-in pantry.

• Spacious & Flexible: Open-concept living with tray ceilings, continuous LVP flooring, and a private den with French doors.

• Outdoor Relaxation: Covered front porch plus a light-filled Carolina room and screened lanai overlooking tranquil water views.

• Practical Upgrades: Extended garage with golf cart/storage space and built-in sound speakers.

• Resort Lifestyle: Minutes to world-class pools, championship golf, fitness centers, and social clubs!

📲 Interested in a private tour or full listing details? Send a message or call me directly at 843-368-5040!

🚨 UPDATE: UNDER CONTRACT! 🚨FEATURED LISTING | Resort-Style Ease in Sun City Hilton Head 🌴✨📍 1322 Sunfish Way | Sun City ...
09/08/2026

🚨 UPDATE: UNDER CONTRACT! 🚨
FEATURED LISTING | Resort-Style Ease in Sun City Hilton Head 🌴✨

📍 1322 Sunfish Way | Sun City Hilton Head
✨ 2 Beds | 2 Baths | Hallmark Model

Looking for turnkey Lowcountry living with serene water views? This immaculate, carpet-free home is move-in ready and perfectly situated for ultimate relaxation.

Home Highlights:

Serene Setting: Premium lot featuring beautiful, peaceful lagoon views.

Interior Upgrades: Modern luxury vinyl plank (LVP) flooring throughout the entire home.

Chef’s Kitchen: Open-concept design flowing into a well-appointed kitchen with upgraded appliances.

Year-Round Lanai: Screened lanai equipped with vinyl windows and ceiling fans—ideal for morning coffee or evening unwinding.

Prime Proximity: Located just moments from Sun City's brand-new, world-class amenity center!

📲 Ready to tour or want full property details? Send me a message or call me directly at 843-368-5040!

Happy Labor Day! 🇺🇸✨Taking time today to celebrate the hard work, dedication, and heart that drives our communities forw...
09/07/2026

Happy Labor Day! 🇺🇸✨

Taking time today to celebrate the hard work, dedication, and heart that drives our communities forward.

Whether you are unwinding on the porch, spending time out on the water, or relaxing with family and friends, I hope your holiday is restful, refreshing, and filled with everything you love about Lowcountry living.

Wishing everyone a safe, wonderful Labor Day!

NEW LISTING | Lowcountry Living in Bluffton! 📍 897 Fording Island Rd, Unit 2410 | Plantation Point, Bluffton, SC✨ 2 Beds...
09/01/2026

NEW LISTING | Lowcountry Living in Bluffton!

📍 897 Fording Island Rd, Unit 2410 | Plantation Point, Bluffton, SC
✨ 2 Beds | 2 Baths | Second-Floor Turn-Key Residence

Exceptional investment opportunity in the heart of Bluffton! Fully furnished with newer furniture, this beautifully maintained condo is move-in or rental ready from day one.

Property Highlights:

Thoughtful Layout: Split-bedroom floor plan for total privacy, featuring higher ceilings, large walk-in closets, and private en-suite baths for both bedrooms.

Serene Outdoor Space: Covered balcony overlooking moss-draped live oaks and tranquil lagoon views.

Everyday Convenience: In-unit washer/dryer plus two dedicated exterior storage closets.

Resort Amenities: Gated community featuring 2 swimming pools, fitness center, multiple dog parks, and manicured grounds.

Unbeatable Location: Walkable to Belfair Village shopping and dining; minutes to Old Town Bluffton, Hilton Head Island beaches, and Savannah!

Ideal as a primary residence, Lowcountry getaway, or turn-key income property.

📲 Ready to schedule a private showing or get full listing details? Send me a DM or call me directly at 843-368-5040!

PRICE IMPROVED in Sun City Hilton Head! 📍 15 Turnberry Court | Offered for $567,500 3 Beds | 3 Baths + Loft | Taft Stree...
07/29/2026

PRICE IMPROVED in Sun City Hilton Head!

📍 15 Turnberry Court | Offered for $567,500
3 Beds | 3 Baths + Loft | Taft Street Model

Looking for modern elegance, space, and Lowcountry convenience? 15 Turnberry Court just received a price improvement! Located on a spacious corner lot in Sun City’s North Campus, this move-in-ready home is packed with upgrades:

Chef’s Kitchen: Gas range, upgraded stainless steel, soft-close cabinets, roll-out shelving & a huge center island.

Light-Filled Carolina Room: Leads to a custom paver back patio with a built-in pergola—perfect for outdoor relaxing.

Primary & Guest Suites: Primary features new LVP floors & tiled shower. Second floor offers a private guest suite, loft & extra storage!

Added Convenience: Extended garage with walk-up attic storage + assumable mortgage available!

Prime Location: Minutes from the Lake House Amenity Center and the new Spanish Moss/Breakwater Amenity Center.

Ready to see it in person? Contact me today for listing details or to schedule a private tour!

Call 843-368-5040 or send a DM!

11 Mackay Lane, Bluffton, SC in Sun City Hilton Head Dickinson Model Looking for the perfect blend of modern upgrades an...
07/13/2026

11 Mackay Lane, Bluffton, SC in Sun City Hilton Head
Dickinson Model

Looking for the perfect blend of modern upgrades and easy Lowcountry resort living? Tucked away on a quiet cul-de-sac, this immaculate, move-in-ready home is ready for its next chapter!

Standout Features You’ll Love:

• Seamless Indoor-Outdoor Living: Unwind or entertain in the expansive three-seasons room and separate screened lanai overlooking a peaceful landscape.

• Premium Upgrades: Low-maintenance vinyl siding, crisp curb appeal, and freshly finished epoxy garage floors.

• Energy Efficient: Equipped with a top-of-the-line Rinnai tankless water heater.

The Location Advantage:
Perfectly situated within Sun City, you are just a short golf-cart ride away from world-class resort pools, championship golf courses, fitness complexes, and an endless social calendar!

Properties on quiet streets like this move quickly. Let's get you behind the gates for a tour!

Want to see it in person? Send me a DM or call me directly at 843-368-5040 to schedule a private viewing today!

Quick reminder to check your flags before summer gets into full swing. ☀️If you have an American flag that is worn, torn...
06/09/2026

Quick reminder to check your flags before summer gets into full swing. ☀️

If you have an American flag that is worn, torn, or faded, please don't just throw it away. Drop it off at our Howard Hanna Allen Tate Sun City/Okatie office, and we will take care of a proper, respectful retirement for it.

We are collecting flags from now until Thursday, June 11th.

📍 Drop-off Location: 16 William Pope Drive, Suite 101
Bluffton, SC 29909
📞 (843) 705-3351

Swing by and see us—thank you for helping us support this wonderful community tradition! 🙌

🌴 Hidden Gem: True Lowcountry Relaxation in Sun City North! 📍 123 Heron Road | Palmary Model | 2 Beds | 2 Baths + DenSit...
06/09/2026

🌴 Hidden Gem: True Lowcountry Relaxation in Sun City North!
📍 123 Heron Road | Palmary Model | 2 Beds | 2 Baths + Den

Situated on a serene, tranquil lagoon along an exceptionally quiet, non-through-fare street, this thoughtfully upgraded home is the ultimate escape from the everyday hustle.

An effortless, open-concept design elevated by tray ceilings, continuous luxury vinyl plank (LVP) flooring, and a separate den behind elegant French doors—perfect for a quiet home office.

The gourmet kitchen features a massive center island, granite countertops, custom tile backsplash, stainless steel appliances, and a massive walk-in pantry.

Sip your morning coffee on the classic covered front porch, or transition to the back where a seamless combination of a sunlit Carolina Room and a screened-in lanai brings the tranquil lagoon views right to you.

Equipped with a built-in sound speaker system and an extended garage offering plenty of extra space for your golf cart or hobby storage.

You get all the privacy of a quiet cul-de-sac style street while staying just minutes away from Sun City’s world-class resort amenities—golf courses, fitness centers, social clubs, and pools—plus incredibly convenient proximity to local dining, shopping, and medical facilities.

If you are looking for an upgraded, move-in-ready property where you can actually hear the birds instead of traffic, this is the one.

🚙 Ready to tour life behind the gates? Contact me today to check out this piece of paradise in person! Send a DM or call directly at 843-368-5040.

🌴 Home Spotlight: Lagoon Views in Sun City North! 🏡✨📍 399 Heathwood Drive | 💰 $389,000 ✨ 2 Beds | 2 Baths | Steel Creek ...
06/08/2026

🌴 Home Spotlight: Lagoon Views in Sun City North! 🏡✨

📍 399 Heathwood Drive | 💰 $389,000
✨ 2 Beds | 2 Baths | Steel Creek Model

Looking for resort-style ease on a peaceful lagoon? This meticulously maintained home is completely move-in ready!

Standout Features:

- Fresh Updates: Freshly painted main living areas with BRAND NEW LVP flooring installed May 2026!
- Gourmet Kitchen: Features granite countertops, stainless steel appliances, and a raised dishwasher.
- Outdoor Oasis: A gorgeous three-seasons room complete with pavers and solar shades overlooking the peaceful lagoon.
- Whole-House AprilAire air filtration solution for clean air throughout.

Unbeatable Location: Perfectly situated near the Tidewatch gate, minutes from the Argent Lakes amenity center, and a quick golf-cart ride to the Riverbend pool overlooking the Okatie River!

🚙 Ready to tour? Contact me today to schedule a private viewing. Send a DM or call directly at 843-368-5040!

🌴 Thinking About Making the Move to Sun City Hilton Head? 🏡✨There is a reason why Sun City Hilton Head is one of the mos...
06/08/2026

🌴 Thinking About Making the Move to Sun City Hilton Head? 🏡✨

There is a reason why Sun City Hilton Head is one of the most highly sought-after communities in the entire Lowcountry! Between the world-class golf courses, pickleball courts, pristine pools, walking trails, and active social clubs, it offers an unparalleled, vibrant lifestyle.

If you or someone you know has been dreaming about finding their perfect home in this golf-cart-friendly paradise, timing is everything.

As a local expert and neighbor, I keep my finger right on the pulse of the changing market rhythms here. I currently have several fantastic, move-in ready listings right inside Sun City that are absolutely worth seeing in person!

📲 Send me a DM or call me directly at 843-368-5040 to schedule a tour or see full listing details today!

Address

16 William Pope Drive, Suite 101
Bluffton, SC
29909

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