Julie Gormley, Realtor

Julie Gormley, Realtor Serving the San Antonio and Hill Country area. Helping people find their piece of the Hill Country! Let’s make your real estate goals a reality!

Proudly serving the San Antonio & Hill Country area, helping people find their perfect slice of Texas! Whether you're looking for a dream home, an investment property, or a peaceful retreat in the Hill Country, I'm here to guide you every step of the way.

Title insurance protects against ownership disputes, liens, or errors in public records that surface after closing. It's...
09/18/2026

Title insurance protects against ownership disputes, liens, or errors in public records that surface after closing. It's a one-time cost that protects you for as long as you own the home.

Most lenders lock a rate for 30–60 days at no extra charge. If your closing timeline runs longer, ask what an extended l...
09/17/2026

Most lenders lock a rate for 30–60 days at no extra charge. If your closing timeline runs longer, ask what an extended lock costs before rates have a chance to move against you.

Earnest money is a good-faith deposit showing you're serious about the purchase — typically held in escrow and applied t...
09/15/2026

Earnest money is a good-faith deposit showing you're serious about the purchase — typically held in escrow and applied to your down payment at closing. It's refundable in most situations covered by your contingencies.

It's more nuanced than the saying suggests. Renting buys flexibility and predictable costs. Buying builds equity but com...
09/14/2026

It's more nuanced than the saying suggests. Renting buys flexibility and predictable costs. Buying builds equity but comes with maintenance and market risk. The right answer depends on your timeline, not a slogan.

A low appraisal has options: renegotiate the price, have the buyer cover the difference in cash, or dispute the appraisa...
09/11/2026

A low appraisal has options: renegotiate the price, have the buyer cover the difference in cash, or dispute the appraisal with new comps. It doesn't have to end the deal.

Getting approved for a certain amount doesn't mean you should spend all of it. A common guideline caps housing costs aro...
09/10/2026

Getting approved for a certain amount doesn't mean you should spend all of it. A common guideline caps housing costs around 28% of gross monthly income — worth calculating before you start touring homes.

One room often decides the offer. Kitchens and primary bedrooms get remembered — everything else gets tolerated. When yo...
09/08/2026

One room often decides the offer. Kitchens and primary bedrooms get remembered — everything else gets tolerated. When you're prepping to sell, that's where to start.

Waiving an inspection can win a bidding war. Before you do: What's the roof's age? Has the foundation ever been evaluate...
09/07/2026

Waiving an inspection can win a bidding war. Before you do: What's the roof's age? Has the foundation ever been evaluated? What's the age of the water heater and HVAC? Get the answers in writing, not just verbally.

A contingent listing has an accepted offer, but conditions still need to be met — financing, inspection, or the sale of ...
09/04/2026

A contingent listing has an accepted offer, but conditions still need to be met — financing, inspection, or the sale of the buyer's current home. It's not off the table until those conditions clear.

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Boerne, TX
78006

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