Matt Ryan Real Estate

12/06/2024

Everybody starts somewhere.​​​​​​​​​​​​​​​​​​Looking back, my journey with money has been full of ups and downs. I was deep in credit card debt in my early 30s and made plenty of mistakes along the way. But the real change came a couple years after finally getting out of debt (but still living paycheck to paycheck), deciding to leave a secure job with a decent paycheck and benefits. It was a scary move, but it led me to a career in real estate. That's where I met people who were not just driven, but also inspiring. It opened my eyes to investing and set me on my path to financial freedom for my family. This leap into the unknown has shown me that sometimes, stepping into fear leads to the most rewarding paths.

Every step, every risk, and every leap I've taken has led me to where I stand today—on the path to a future where financial freedom isn't just a dream, but a destination within reach. If my journey resonates with you, remember, it's never too late to rewrite your financial story. Dare to dream, take that leap, and let's embark on this journey to freedom together. Your future self will thank you.

👊🏻

06/05/2024

Reminder! Your monthly homeowner checklist ✔️​​​​​​​​​​​​​​​​​​This month marks the beginning of Summer, ☀️ making it an ideal time to take care of those outdoor home maintenance tasks before the heat becomes too much!

PRO TIP: Did you know that changing your ceiling fan direction seasonally is a simple way to save money year-round? In the Summer months, make sure it moves counterclockwise to help create a downdraft, which creates that direct, cooling breeze. During the Winter months, it should move clockwise to create an updraft and circulate warm air around the room (there should be a button or small switch on the fan or on the remote).

Save this post for later, and pick 1 or 2 off the list every weekend! of.idaho

05/28/2024

Have you ever said to yourself, "I want to sell my home BUT...."​​​​​​​​​​​​​​​​​​If you've been on the fence about selling, swipe → through this post to see if now might be the right time to make a move, or if it might make more sense to stay put for a bit longer.

Our current real estate market can be challenging to navigate, but having a solid plan and a good agent by your side can significantly impact your experience and make all the difference!

If you're considering making a move, but don't know where to start, shoot me a message so we can go over your options. I love strategizing over real estate and helping you make the best decision for you and your family! of.idaho

05/02/2024

Wondering if you're financially ready to buy a house? A home is likely the largest purchase you will ever make, so it's important that you feel confident about how much you can afford before you start looking at homes.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
The first step in the homebuying journey is to get pre-approved, but in case you're not quite ready to speak with a lender just yet, I've outlined a few guidelines that can act as a starting point for answering the question: "Can I afford to buy a house right now?" →
⠀⠀⠀⠀⠀⠀⠀⠀⠀
QUICK TIP: It's important to remember that lenders will qualify you based on your GROSS, pre-taxable income, which is typically not your take-home pay, so you should put together a budget to ensure that you are going to be comfortable with your new mortgage payment — you don't want to end up "house poor." Developing a comprehensive budget that includes all your expenses, savings goals, and income sources will provide a more accurate picture of what you can comfortably afford.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Still feeling a bit unsure? I'm here to help! Send me a message, and let's discuss your homeownership goals!

05/02/2024

Ya, EVERYONE “knows a realtor.”
🙄
But just like everything else, not all agents are built the same… so what should you look for when hiring a real estate agent for buying or selling your property?

✔️ Level of Industry Experience- and we are not talking about a certain number of years, but transactions, diversity of deals, and many other things that could equip them to serve you better. And if you choose to go for a new agent, are they backed by a team and support system?

✔️ Hunger and Drive- are they passionate about what they do? Are they continuing their education? Are they humble in the facts that there is always more to learn no matter the stage? Do they have mentors they continue to learn from?

✔️ Values- do they personally align with your value system? Finding someone who can stand for the same things you stand for will often be able to advocate for you better and also be a better consultant for finding a home that will fit your life.

✔️ Do you actually LIKE them? Although their level of skill feels much more important than this, believe me- you CAN HAVE BOTH. You are going to be spending a lot of time with this person, so if they make you cringe- perhaps you keep looking for that agent that you actually feel like you could hang out with in real life?

✔️ Can they meet you where you’re at? - this is one I don’t really know how to put into words, but I do believe you should find an agent that can communicate in a way that is well received for you. Are they advanced enough if you are a seasoned investor? Are they good at explaining things and taking it slow if you are a first time home buyer? Do they always text if you need phone calls? Are they willing to tour 30 properties for you to find one that’s “just right”? If they are a “big name” in the area- will you have access to them or will you just be talking to their assistant most of the time?

👉🏻 No matter who you choose as your agent, I do recommend that you consider your options before hiring your cousin, because your grandma thinks you should. This is a HUGE investment for you that shouldn’t be taken lightly, and the experience should be smooth…and maybe even a little fun?

04/26/2024

Have you gotten your tickets 🎟️ for the 2024 Parade of Homes yet!?
🏠
Hop over to www.boiseparadeofhomes.com, or better yet, download their new app which has everything you need in one place, including your parade location map!

In the market for a new home? Make sure you reach out to your guy and I can put you in touch with my preferred lender for pre-approval.

208-841-4696
👍

04/03/2024

When most of us think of “real estate investor” - we probably are thinking of some old rich guy at the top of a high rise penthouse counting gold bars…. But real estate investors are often just “normal” people, it might even be you, and definitely COULD be you!​​​​​​​​​​​​​​​​​​With both my wife and I being self-employed, we have had to think creatively on what our future plans look like for retirement.

So far, our investments in Real Estate have far outnumbered the return of any other investments. We know we are building equity in the homes that we have already and are excited for the future opportunities to cash flow month to month!

.of.idaho

03/29/2024

📚 MY TOP READS:​​​​​​​​
​​​​​​​​
👉🏻The Power of One More by Ed Mylett: A powerful reminder that pushing just a little further can transform good into great, inspiring readers to exceed their own expectations.​​​​​​​​
​​​​​​​​
👉🏻Not a Fan by Kyle Idleman: This compelling read challenges readers to consider the depth of their commitment to following Jesus, distinguishing mere fans from true followers.​​​​​​​​
​​​​​​​​
👉🏻The Miracle Morning by Hal Elrod: Reveals the life-changing potential of morning routines, encouraging readers to unlock their full potential before 8 a.m.​​​​​​​​
​​​​​​​​
👉🏻The Daily Stoic by Ryan Holiday: Offers daily doses of Stoic wisdom, providing thought-provoking insights for personal growth and inner peace.​​​​​​​​
​​​​​​​​
👉🏻Extreme Ownership by Jocko Willink: A testament to the power of leadership, responsibility, and teamwork, drawn from the battlefield to the boardroom.​​​​​​​​
​​​​​​​​
​​​​​​​​
​​​​​​​​
👉🏻Vivid Vision by Cameron Herold: Guides entrepreneurs to vividly envision their company's future, providing a clear path for business growth and success.​​​​​​​​
​​​​​​​​
These all hit home for me because they're about more than just success; they're about the journey of self-betterment and leading by example. They push me to hold myself accountable, to build discipline, and to live with purpose. They're my roadmap to mastering myself and unlocking the true depth of my potential.​​​​​​​​
​​​​​​​​
​​​​​​​​
​​​​​​​​
What should my next book be?​​​​​​​​
​​​​​​​​
​​​​​​​​

02/29/2024

Before you purchase a home – whether new or old – you should have a checklist of must-have features. ​​​​​​​​​​​​​​​​​​You probably won’t get all of the features you want, but you can prioritize them into features you can’t live without and those you can compromise on.

When your agent shows you a home, envision you and/or your family living there. Is there enough counter space in the kitchen to accommodate your cooking style?

Try out everything – flush the toilet, turn on the water in sinks and showers and check the electrical outlets. If there are many little problems in the home, there are likely big ones that you’ll need to deal with on a daily basis.

Figure out your non-negotiables and what you could live without. With more inventory on the market, we have more room to hold out for the perfect place!

06/15/2023

Still have some great available lots in Star, Idaho for these custom beauties! This is just one of the amazing elevations—​​​​​​​​​🏠​​​​​​​​​Shoot me a DM, email, or hit me up 208-841-4696

04/07/2023

Open House This Weekend!
Friday 4/7: 4:00-6:00
Saturday 4/8: 1:00-3:00

5105 N. Assisi Ave Meridian, 83646
4 bed/2.5 bath 2927 sqft

Welcome to Bridgetower West, one of Meridian's top communities with a pool, park, and basketball courts. This stunning, like-new home sits on 1/4 acre and backs to a field for entertainment and relaxation. The 1st-floor master suite has dual vanities, a soaker tub, and a large walk-in shower. The kitchen has high-end finishes, Bosch double ovens, a quartz island, and a large pantry. The great room flows from the kitchen with a fireplace. Upstairs has 3 bedrooms, a bonus room, and a spacious laundry room. The garage offers ample space for toys or a home gym.

03/30/2023