Dan Rowe Realty

06/05/2026

Over the years, very few of my buyer clients have done this. Last year my son had applied at 2 lenders and played them against each other right up to the day he locked in an interest rate. (Keep in mind that any rate quote from a lender without full underwriting approval is just a ballpark until the day you lock in your rate and sign a lock agreement.) While it was extra work, I believe it saved him a substantial amount of money both on rate and closing costs. I can be a great resource for buyers in recommending good local lenders that charge lower fees, such as credit unions or loan brokers that shop around to get you the most competitive deal.

A new study calls out the $60,000 mistake that too many home shoppers keep making.

03/20/2026

Good news for would-be first-time buyers using FHA financing (minimum 3.5% down and lower credit scores to qualify) Lower insurancce costs!

American homebuyers are getting much-needed financial relief. The Federal Housing Finance Agency (FHFA) has announced new rules for Fannie Mae FNMA and Freddie Mac FMCC mortgages that will lower homeowners’ insurance premiums by removing strict, costly roof-coverage mandates. Scrapping Disruptive ...

02/10/2026

This article lays out very well many of the big mistakes first-time home buyers make. If this is your year to buy a home, I would love to put my 35 years of experience to work for you and help you achieve the dream.

It’s easy for first-time homebuyers to make mistakes. Here are first-timer tips to avoid missteps in home hunting, financing and closing.

01/13/2026

Great map showing the housing shortage by county. At least Ada is not pure red, just orange.

The U.S. housing shortage mapped by county

This map shows estimated housing shortages across U.S. counties, assuming a nationwide shortfall of roughly six million homes. Shortage here is expressed as a share of existing housing stock, allowing differences between large urban counties and smaller rural ones to be compared on the same scale.

Source: AEI Housing Center, Housing Shortage Toolkit (heat.aeihousingcenter.org/toolkit/housing_shortage)

12/04/2025

If you are waiting for home prices to fall, don't. It could be years away. NAR looks at new home construction compared to job creation and the Boise Metro is not building enough homes to catch up yet. See the map.

Affordability and supply: which metropolitan areas of the country are close to balance, which areas are stuck, and which areas are falling behind?

08/30/2025

Good article on basic skills you need as a homeowner. Call me for help becoming a homeowner.

Wouldn't it be nice if houses came with a free handyman and a manual on how to DIY common problems? When you get the keys to your home, they also hand you

08/20/2025

Americans are moving half as much as they did 30 years ago, yet there are more Realtors today. No wonder my business is slower.

Americans are stuck in place. 🔗 https://on.wsj.com/3Hz5uRd

People are moving to new homes and new cities at around the lowest rate on record. Companies have fewer roles for entry-level workers trying to launch their lives. Workers who do have jobs are hanging on to them.

Economists worry the phenomenon is putting some of the country’s trademark dynamism at risk.

08/05/2025

This is shocking! The rate of married 30-year olds buying a home has plummeted since 1990. This is not just affordability, this is lack of foresight. We Realtors need to do a better job teaching about the benefits of home ownership. Young people have missed out on huge equity gains on the best long term investment- building equity tax-free up to $500k. Renting and investing elsewhere just does not compare over the long run. If you know someone who needs to buy a home, have them contact me for help making a plan to achieve the dream.

This graph really tells a story: estimate percentage of U.S. adults who are both married and own a home by age 30.

Those of you who have kids or grandkids in that age bracket -- what do you hear from them? Housing costs? Wedding costs? Costs of having kids? Not interested in the responsibilities of home ownership? A combination of those and more?

What do you think has changed generationally?

07/23/2025

This is so true it made me laugh. But, this is what you want in your Realtor- never stops working on your deal. It's not just a job- it's a way life.

07/14/2025

Boise Metro median home prices rose during Q2, but not as much...

The year over year numbers are much flatter than they have been. Ada County is up only 0.8% and Canyon County is down 1.23% from the same time last year. Good news for future home buyers! Call me if you are ready to become a homeowner this year.