Julissa Real Estate

07/15/2026

07/07/2026

Pros and cons of a DSCR loan

While DSCR loans are a great option for real estate investors, it’s important to weigh the pros and cons whenever you take out a loan. Here are the advantages and disadvantages of DSCR loans.

Pros

On the plus side, DSCR loans offer borrowers the following advantages:

Easier to qualify for compared to conventional loans, requiring no proof of income

Require less documentation compared to conventional loans
Faster processing time for loan approval

No limit on the number of DSCR loans — ideal for multi-property owners
Jumbo loans available for high-end real estate properties

Lenders also offer flexible loan terms so that borrowers can customize their mortgage payments.

Cons

Despite these advantages, there are some drawbacks to DSCR loans. For starters, it’s important to remember that DSCR loans are aimed at investors, which may make them inaccessible to other types of borrowers.

Additional drawbacks include:

Higher down payment requirements, usually 20% or higher

Some lenders may have high credit score requirements

DSCRs are limited to income-generating properties

Most DSCR loans come with prepayment penalties

Additionally, DSCR loan eligibility assumes that the property has a good DSCR ratio of 1.0 or higher, which may not apply to all properties.

Also, it’s important to remember that your cash flow depends on having tenants occupying your rental property. Vacancies can hinder your cash flow, which may limit your ability to repay your mortgage debt obligations.

https://crosscountrymortgage.com/mortgage/resources/what-is-dscr-loan/

Find out how the DSCR loan can be the perfect Non-QM mortgage loan for real estate investors. Learn how to calculate DSCR ratio and program pros and cons.

07/04/2026

06/22/2026

Real estate isn’t just about transactions—it’s about people. Whether you’re buying your first home or selling your current one, I’m here to guide you, answer your questions, and support you through every step of the process. Your goals become my priority, and we’ll navigate this journey together. 🤝🏡

02/08/2026

Go Pats

01/14/2026

For Sale: 2 bedroom 1 bath multi level townhouse style attached condo in Boston listed at $475,000, HOA $420/mo. Text/call 857-547-8524 if interested.

01/01/2026

Happy New Year 2026!

11/27/2025

Feliz día the Gracias! Happy Thanksgiving! ❤️

09/13/2025

✨TONIGHT✨ This ship will be lit on fire in the center of City Hall Plaza as part of a three-part pyrotechnic performance created by Adela Goldbard ☄️ Get all the details on this plus 86 other things to do in Boston this weekend right here:

1) Assembly Row Riverfest bit.ly/4-s3
2) Bos Open Streets: Dorchester bit.ly/-Tfj
3) Thai Market Fair at Harvard Sq bit.ly/W-x0
4) Open Newbury Street bit.ly/g-OM
5) Park-9 Puppies in the Outfield bit.ly/Sc-5
6) Mid-Autumn Lantern Fest bit.ly/4-7F
7) Roslindale Porch Fest bit.ly/3-LG
8) Huge Fall Vintage Thrift Mkt bit.ly/tgWn
9) Tandem Vet Grand Opening bit.ly/4-fP
10) 15th Boston Local Food Fest bit.ly/J-xB
11) Oktoberfest @ Bow Market bit.ly/4-i0
12) The Big E 2025 bit.ly/-qtn
13) Gilman Sq Arts + Music Fest bit.ly/W-71
14) Oktoberfest @ Bronwyn bit.ly/-iuS
15) Embrace Massó Music Fest bit.ly/4r-r
16) Pyrotechnic Art Performance bit.ly/-ixI
17) Revere Beach Art Festival bit.ly/-Kui
18) Putt Across America bit.ly/-Uik
19) Notch Oktoberfest bit.ly/CI-Z
20) One Day Only Fest 2025 bit.ly/9o-l
21) Silent Disco @ Cisco bit.ly/Bt-5
22) Festival Viva Mexico bit.ly/kQ-b
23) Happily-Ever-After Book Club bit.ly/-iNn
24) Brookline Day bit.ly/8S-d
25) Boston Common Meetup bit.ly/dl-g
26) Mexican Independence Party bit.ly/v-Gh
27) MassArt Night Market bit.ly/4-4z
28) Bikeway Block Party bit.ly/Yp-z
29) Mighty Squirrel Oktoberfest bit.ly/4p-a
30) Dorchester Brewing Oktoberfest bit.ly/tgzF
31) Outdoor Vintage Mkt @ Time Out bit.ly/W-c7
32) Seaport Summer Market bit.ly/4-Zg
33) Real Dragwives of Boston bit.ly/Vt-4
34) FOUND @ Hidden Urban Park bit.ly/Tg-I
35) Dance Party on the Charles bit.ly/T-xf
36) Bookworm Bash @ JP Curley bit.ly/4s-2
37) Anawan Film Fest @ MFA bit.ly/3J-X
38) King Richard’s Faire 2025 bit.ly/-AY1
39) Immersive Yoga @ WNDR bit.ly/8-6U
40) SoWa Open Market 2025 bit.ly/E-Us
41) Cactus & Succulent Fest bit.ly/n-t7
42) Primark 10-year Anniversary bit.ly/V9-4
43) Tango by Moonlight bit.ly/8A-W
44) The Joy Party bit.ly/4-iA
45) Greenway Artisan Market bit.ly/4-hl
46) 30+ Beer Gardens in Boston bit.ly/-Itj
47) Boston Open Market 2025 bit.ly/3-dK
48) Boston Lights @ Franklin Park bit.ly/-eZ9
49) JP Pond Summer Concert bit.ly/t-gQ
50) 20+ Rooftop Bars in Boston bit.ly/-1yS
51) Caribbean Street Market bit.ly/w0-W
52) hiFiv @ Lyrik bit.ly/P-e1
53) Trinity Organ Concert bit.ly/Kf-Y
54) 50+ Free Outdoor Movies in Boston bit.ly/-lB1
55) 13 MBTA-accessible Beaches bit.ly/n-5X
56) Brewery Movie Night bit.ly/q-l9
57) 25 Boston-area Farmers Markets bit.ly/-wro
58) Island Creek Oysters Popup bit.ly/Is-C
59) $4 Boston Harbor Water Taxi bit.ly/ii-t
60) 7 Hotel Pools Around Boston bit.ly/0Q-q
61) Free Quincy Market Tour bit.ly/4M-W
62) 100+ Free Outdoor Concerts in Bos bit.ly/-V9s
63) Seaport Fish Market bit.ly/qC-Z
64) 100+ Free Outdoor Fitness Classes bit.ly/-9uo
65) Open Memorial Drive bit.ly/v-Jk
66) Copley Sq Farmers Market bit.ly/-cvh
67) Fitness on the Greenway ‘25 bit.ly/-Nv2
68) Seaport Sweat 2025 bit.ly/-3KO
69) 30 Unique Patios in Boston bit.ly/-9PE
70) New England Botanic Garden bit.ly/T-I0
71) Downtown Boston Arts Mkt bit.ly/c-Uo
72) Cisco Fenway Beer Garden bit.ly/4j-a
73) Cisco Seaport Beer Garden bit.ly/Ji-2
74) Union Sq Farmers Market bit.ly/cI-V
75) Friday Night Trivia bit.ly/W-s7
76) Coffee + Crafts bit.ly/ufX1
77) 30+ Trivia Nights in Boston bit.ly/-BAZ
78) Unlimited Brunch @ Batifol bit.ly/qcWT
79) Karaoke @ Sidebar bit.ly/s-6j
80) Friday Night Trivia bit.ly/W-s7
81) Poetry Open Mic Night bit.ly/r-K1
82) Free Harvard Art Museums bit.ly/-5Yw
83) Free Places to “WFH” bit.ly/iy-i
84) Live Irish Music Seisiúns bit.ly/jc-D
85) Seaport Smalls: Live Music bit.ly/4-oN
86) SoWa Vintage Market bit.ly/u-sF
87) $10 Commuter Rail Wknds bit.ly/t1-R

BONUS: Download our new app https://apple.co/44SaYfo
All weekend events: bit.ly/3Rbjz7v
List permalink: bit.ly/4nppfd6
Advertise with us: bit.ly/--ad

📸: