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Ann Rifino Realtor

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Bound Brook, NJ
Ann Rifino Realtor

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Ann Rifino Realtor, Real Estate, 1701 Rt 22 West, Bound Brook, NJ.

06/09/2025

✨Welcome home! ✨

318 Ambrose Ave is a beautifully maintained Center Hall Colonial that has everything you need. Enjoy a spacious layout with multiple living spaces, updated kitchen with granite countertops, a cozy fireplace, versatile first-floor office space and hardwood floors! Plus 4 Bedrooms including a primary bedroom with en-suite and an inground pool for endless summer fun! 🏊‍♂️😎 Located in the desirable Hazelwood section of Middlesex borough, close to major transportation routes, restaurants and shopping, don’t miss out!

Use the link in my LinkTree for more info, contact me for a showing today 🏠🔑
https://linktr.ee/ARRealEstate?utm_source=linktree_admin_share
(*This image has been digitally altered, pool not currently open*)

10/15/2024

After a busy summer, and a few weeks, long trip to Italy, I am back! Just in time for Fall 🍂

🍂🏡 Why Fall is the Best Time to Buy a Home! 🏡🍁
Thinking of making a move? Here are a few reasons why fall might be the perfect season for home buying:
Less Competition = Better Deals 💸
Motivated Sellers ready to negotiate 🤝
Year-End Tax Benefits 🗓️💰
Cooler Weather for a stress-free move 🚚❄️
Seasonal Sales on home essentials 🛋️🛒
See the Home’s True Condition 🏠🔎
Faster Closings mean quicker keys in your hand! 🔑✨
🍁 Make this fall the season you find your dream home! Let’s get started today. 📲

Ann Rifino
Realtor®, Sales Associate, ABR®
Keller Williams Towne Square Realty
1701 Route 22 W. Bound Brook, New Jersey
Office: 908-766-0085
Cell: 908-809-5804
Each Office Independently Owned and Operated

08/13/2024

✅Facts: The 30-year fixed mortgage rate from Freddie Mac ⬇️dropped to 6.47% this week, compared to 6.73% last week.

At 6.47%, with 20% down, a monthly mortgage payment on a home with a price of $400,000 is $2,016.

📈Compared to October 2023, when rates were 7.79%, this is a monthly payment difference of $285 —$3,420 a year.

Let’s talk more! 📲DM me to connect with my mortgage affiliates to get you started on your 🏡home buying journey.
Ann Rifino
Realtor®, Sales Associate, ABR®
Keller Williams Towne Square Realty
1701 Route 22 W. Bound Brook, New Jersey
Office: 908-766-0085
Cell: 908-809-5804
Each Office Independently Owned and Operated

08/05/2024

So proud of my clients, Marina and Brennan, for accomplishing their dreams of becoming homeowners! After finding me here on Instagram last year, they followed me to get to know me and understand the local New Jersey market, when they felt they were ready to buy they reached out! During our buyers consultation it was determined that the market was so intense for homebuyers that it was best to for them to start their search immediately even though their lease did not expire for 6 months! Throughout the spring months, we found many homes that were perfect for them, but those homes were also perfect for other homebuyers, so after making several offers and feeling like it was never going to happen, we finally found them the perfect place! It was not an easy process, but I am so proud of them for their perseverance and patience, in the end, it was worth it! Thank you, Marina and Brennan for your trust throughout this process, so grateful I was able to help you 🔑🏡❤️

08/01/2024

Welcoming in August! Summer’s winding down, but the real estate market is heating up! Let’s find your perfect property this August. 🏠🔥
Ann Rifino
Realtor®, Sales Associate, ABR®
Keller Williams Towne Square Realty
1701 Route 22 W. Bound Brook, New Jersey
Office: 908-766-0085
Cell: 908-809-5804
Each Office Independently Owned and Operated

07/23/2024

💡 Tips on Saving for a Home 💡

Renting but dreaming of homeownership? Here’s how to save for that down payment:

Set a savings goal: Determine how much you need and when you want to achieve it.

Create a budget: Track your expenses and identify areas where you can cut back.

Automate savings: Set up automatic transfers to your savings account each month.

Increase income: Look for opportunities to earn extra money through side gigs or freelance work.

Reduce housing costs: Consider downsizing to a more affordable rental or finding roommates to share expenses.

Minimize debt/expenses: Pay down debt and avoid unnecessary expenses to free up more money for savings.

Ready to turn your renting days into homeownership? Let’s get started today!

Ann Rifino
Realtor®, Sales Associate, ABR®
Keller Williams Towne Square Realty
1701 Route 22 W. Bound Brook, New Jersey
Office: 908-766-0085
Cell: 908-809-5804
Each Office Independently Owned and Operated

07/19/2024

🏡 Know the Difference: Co-Signer vs Guarantor 🏡
Navigating the world of mortgages can be complex, especially when it comes to understanding the roles of a co-signer and a guarantor. Here’s a quick breakdown to help you out:
🔑 Co-Signer:
Signs the mortgage loan with the primary borrower.
Shares ownership rights to the property.
Equally responsible for making mortgage payments.
Helps borrowers with lower credit scores or limited income qualify for a mortgage.
Lender can pursue the co-signer for repayment if the primary borrower defaults.
🔑 Guarantor:
Provides a guarantee to the lender for the loan.
Does not have ownership rights to the property.
Not directly responsible for making mortgage payments.
Used when the primary borrower has limited credit history or insufficient income.
Lender can seek repayment from the guarantor if the primary borrower defaults.
Understanding these differences can help you make informed decisions when securing a mortgage. Have questions or need more advice? Reach out TODAY for expert guidance! 🏡✨

Ann Rifino
Realtor®, Sales Associate, ABR®
Keller Williams Towne Square Realty
1701 Route 22 W. Bound Brook, New Jersey
Office: 908-766-0085
Cell: 908-809-5804
Each Office Independently Owned and Operated

07/15/2024

looking back on previous markets is a great way to grasp what is happening in the current market. Take a look at some of these stats from two of the counties that I serve… it’s honestly fascinating to me is that the same number of homes sold between January 1st and June 30th 2023 and at the same time this year in Somerset County! But that number is still a fraction of what was sold in 2021. In Hunterdon county, more homes have sold this year than the same time last year but again still a fraction of the homes sold in 2021! This is just showing that the trend of high demand and low inventory is still happening and we are still on the sellers market so if you were considering selling, reach out to me today!
Ann Rifino
Realtor®, Sales Associate, ABR®
Keller Williams Towne Square Realty
1701 Route 22 W. Bound Brook, New Jersey
Office: 908-766-0085
Cell: 908-809-5804
Each Office Independently Owned and Operated

07/09/2024

Homeownership: The First Step to Wealth Building

Owning your home is often the first significant step toward financial stability. Instead of paying rent, which doesn’t build equity, your mortgage payments contribute to owning a valuable asset. Over time, your home can appreciate in value, providing you with increased equity and potential profit.

Tip: Consider buying in up-and-coming neighborhoods where property values are likely to rise.
Ann Rifino
Realtor®, Sales Associate, ABR®
Keller Williams Towne Square Realty
1701 Route 22 W. Bound Brook, New Jersey
Office: 908-766-0085
Cell: 908-809-5804
Each Office Independently Owned and Operated

07/08/2024

check out some of these stats from three of the counties that I serve, in every one of these counties you can see that we are still very much in a sellers market due to the high buyer demand and low inventory of homes for sale. Home prices have steadily increased in addition to the median sales price increasing in each of these counties! If you are thinking of selling your home, reach out to me today to discuss the best price and the best plan to get your home sold quickly for top dollar!
Ann Rifino
Realtor®, Sales Associate, ABR®
Keller Williams Towne Square Realty
1701 Route 22 W. Bound Brook, New Jersey
Office: 908-766-0085
Cell: 908-809-5804
Each Office Independently Owned and Operated

07/02/2024

July is here! Summer fun, energy and warmth. When is a better time than now to enjoy some community events? Here are just A FEW of the MANY, MANY events happening all over Somerset County this July (and all summer!) use the link in my LinkTree to see what else is happening and be sure to follow for future events! Hope to see you all at some of these fun things going on ☀️🍉⛱️🍦🍿
Ann Rifino
Realtor®, Sales Associate, ABR®
Keller Williams Towne Square Realty
1701 Route 22 W. Bound Brook, New Jersey
Office: 908-766-0085
Cell: 908-809-5804
Each Office Independently Owned and Operated

06/27/2024

Did you know that broader market conditions can play a significant role in shaping your mortgage rates and terms?

Economic trends, from inflation to Federal Reserve decisions, directly influence what you pay on your home loan. The supply and demand of homes also affects mortgages. If there are fewer homes for sale (low supply) and a lot of buyers (high demand), home prices can rise. Whether you’re a first-time buyer or considering refinancing, understanding these factors is crucial for navigating the mortgage landscape effectively. Stay informed and make smarter decisions in your real estate journey!
Ann Rifino
Realtor®, Sales Associate, ABR®
Keller Williams Towne Square Realty
1701 Route 22 W. Bound Brook, New Jersey
Office: 908-766-0085
Cell: 908-809-5804
Each Office Independently Owned and Operated

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1701 Rt 22 West
Bound Brook, NJ
08805

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