Abby Magruder Realtor - Speckman Realty

Abby Magruder Realtor - Speckman Realty Buying & selling properties is one of the biggest decisions you will make. As your trusted realtor, I am dedicated to making your experience positive!

Contact me today.

Check out this beautiful home in Virginia Grove. Don't miss the chance to call this house your home by the holidays! O...
11/14/2024

Check out this beautiful home in Virginia Grove. Don't miss the chance to call this house your home by the holidays! Offered by Berkshire Hathaway HomeServices - Speckman Realty.

08/10/2024

🏡ATTENTION HOME BUYERS🏡

On August 17th, all buyers currently looking to purchase a home, MUST sign a "Buyer Representation Agreement"- prior to walking into a property.

âś… JUST SHOW ME THE HOUSE!!
Starting August 17th, NO REALTOR will be able to unlock a door without you first signing the agreement 🤯 This will be non-negotiable for any person with a Realtor designation.

✅ Wait…WHAT DO I HAVE TO SIGN??
The agreement between buyer and Realtor is a Buyers Representation Agreement, the contract between you and that realtor stating you will be using them to buy a home and breaking down the roles, duties and responsibilities owed to you by your agent etc. This form also spells out what broker commission are to be paid by you and/or the seller. Whatever commission is on this agreement is the MAXIMUM commission your broker/agent can receive out of the transaction.

âś… I HAVE TO PAY COMMISSION?
Well yes…but actually maybe no… 🤔
With the new NAR ruling going into effect, advertising cooperating broker and buyer broker commissions will now be BANNED on the MLS.
So, now when your agent shows you a home, they may likely not have any idea if they are going to get paid from the transaction. Commissions are always negotiable of course, and there are a number of ways your agent can get paid. By the seller either in the form of direct compensation to Buyer brokerage or as a form of concession/credit to buyer. In some cases, the buyer will be paying the commission for their agent out of pocket and this will be spelled out in the buyer's representation agreement.

âś… HIRE A PROFESSIONAL AGENT
Selecting an agent when buying a home is an important decision.
August 17th is approaching a lot of changes will happen behind-the-scenes. This new rule with a buyer representation agreement is just one facet of the NAR ruling which will change the landscape of how real estate is sold in the United States. 🇱🇷

âś… ALIGNMENT & COMMUNICATION
Now, more so than ever, aligning yourself with a full-time professional realtor will be vitally important for the success of your home purchase.

*Shared from another realtor.. but this explains everything perfectly

This seems to be the million-dollar question we ask ourselves these days. If you're interested in learning what your hom...
07/28/2024

This seems to be the million-dollar question we ask ourselves these days. If you're interested in learning what your home is worth and how much equity you already have, reach out today. You might be pleasantly surprised!

If you're planning to make a move this year, especially if it involves downsizing, start organizing your home now. For t...
07/28/2024

If you're planning to make a move this year, especially if it involves downsizing, start organizing your home now. For the least stressful experience, tackle one room at a time. Separate items into piles and label all boxes accordingly. Trash or donate items you don't want to take into your next home.

Experience the thrill of pushing past boundaries! Let's live our lives fearlessly, venturing into the unknown and embrac...
07/27/2024

Experience the thrill of pushing past boundaries! Let's live our lives fearlessly, venturing into the unknown and embracing new challenges.

Retirement is a chance to start anew; for many people, that means moving to a new place. If you could retire anywhere in...
07/27/2024

Retirement is a chance to start anew; for many people, that means moving to a new place. If you could retire anywhere in the world, where would you go to start your next adventure and why?

When selling your home, one of the first discussions with your agent should be about how much access you want to grant t...
07/26/2024

When selling your home, one of the first discussions with your agent should be about how much access you want to grant to potential buyers.

Establishing clear guidelines for showings and open houses ensures a smooth process that aligns with your preferences and schedule. Here are key points to consider:

Availability: Share your preferred times for showings and open houses, along with any days or times when the property may not be available for viewing.

Privacy: Discuss your preferences regarding being present during showings. Some sellers prefer to accompany buyers, while others may prefer to give them space to explore the property on their own.

Security: Consider security measures such as requiring appointments or using a secure lockbox. Discuss any security concerns with your agent.

By addressing these factors, you can ensure a successful home-selling experience tailored to your needs.

Is your family's laughter filling up every corner of your current home? 🏠 It might be time to consider a space that grow...
07/26/2024

Is your family's laughter filling up every corner of your current home? 🏠 It might be time to consider a space that grows with you. Upsizing is a natural step for many as the need for more room becomes clear—more bedrooms, a bigger yard, and extra space for memories. If you’re ready to find a home where everyone has a little more room to thrive, let’s connect and discover the perfect, spacious haven for your growing family.

Renting but dreaming of homeownership? Here's how to save for that down payment:Set a savings goal: Determine how much y...
07/25/2024

Renting but dreaming of homeownership? Here's how to save for that down payment:

Set a savings goal: Determine how much you need and when you want to achieve it.

Create a budget: Track your expenses and identify areas where you can cut back.

Automate savings: Set up automatic transfers to your savings account each month.

Increase income: Look for opportunities to earn extra money through side gigs or freelance work.

Reduce housing costs: Consider downsizing to a more affordable rental or finding roommates to share expenses.

Minimize debt/expenses: Pay down debt and avoid unnecessary expenses to free up more money for savings.

Ready to turn your renting days into homeownership? Let's get started today!

Are you a fan of the cozy comfort of carpet or the timeless elegance of hardwood floors? Everyone has their own preferen...
07/25/2024

Are you a fan of the cozy comfort of carpet or the timeless elegance of hardwood floors? Everyone has their own preference. Some people love sinking their toes into plush carpet, while others appreciate the clean lines and durability of hardwood. Which one resonates with you?

Foreclosure fears? Let's dive into the facts of 2024. Despite the end of pandemic relief programs and economic shifts, w...
07/24/2024

Foreclosure fears? Let's dive into the facts of 2024. Despite the end of pandemic relief programs and economic shifts, we're not witnessing a spike in foreclosures. Actually, we're sitting at only 60% of the foreclosure levels seen pre-pandemic. 🏡

Experts predict that it might take until mid to late 2024 to even approach the foreclosure rates of 2019. Why? Because the economy is resilient, and homeowners who invested during 2020-22 have seen significant equity growth thanks to property appreciation. This equity boom means fewer homeowners are forced into foreclosure, underscoring a robust real estate market.

It's a sign of a correcting market rather than instability. For a deeper understanding of how this impacts you, let's chat!

Date the rate, marry the house: it's the perfect match in the world of real estate! 💍🏠When considering purchasing a home...
07/24/2024

Date the rate, marry the house: it's the perfect match in the world of real estate! 💍🏠

When considering purchasing a home, it's important to focus on locking in a favorable interest rate for your mortgage, while also ensuring that the property you choose aligns with your long-term needs and preferences.

Be sure to strike a balance between financial considerations and personal preferences when navigating the home buying process, ensuring that you make a well-rounded decision that aligns with both their short-term and long-term goals!

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612 Armour Road
Bourbonnais, IL
60914

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