Angie Davis - Broker, Berkshire Hathaway HomeServices Speckman Realty

06/15/2026

You have to be on the same page.

Compromise is an important part of marriage. From deciding how much to spend on a new living room se...

06/10/2026

When you buy a home, you're buying more than just a place to live. Investing in real estate turns your monthly housing cost into a path toward ownership, where each payment builds equity and increases your stake in an asset that can grow in value over time. Questions about how to get started? Contact your local agent to get a plan in place!

06/10/2026

Ever wonder why your lender pulls your credit reports for your home loan application? https://www.fha.com/fha_article?id=4261

06/08/2026

Which spot do you find the hardest to clean?

Regardless of how much time you spend cleaning, there are likely to be a few places you overlook. Be...

06/05/2026

Happy National Donut Day! 🍩 To an agent, there’s nothing sweeter than referrals—they’re the HOLE reason business keeps rising. Enjoyed your experience with your real estate agent? Consider sending a friend their way!

06/05/2026

Congratulations to Cody and Dominique Nitz! After selling their first home to a young couple to have as their first home, they bought this beautiful new home to create new memories and grow their family. It was my pleasure to help them with both transactions!

06/05/2026

Another sold by Angie Davis - Broker, Berkshire Hathaway HomeServices Speckman Realty!!

This charming corner lot home is ready for a new owner to move in and enjoy all it has to offer! Walk into the living room that leads to the large eat in kitchen area, this home has hardwood floors throughout, two bedrooms and a full basement. Walk outside to a large fenced in backyard that also leads you to the two car garage. Enjoy days and nights of cooking out with family and friends on the large deck. This home is within walking distance to the Kankakee River and all of the fabulous small town events that Momence is known to put on throughout the year. It is close to shopping and restaurants in Momence, but also not a far drive to the bustling Bradley/Bourbonnais area.

06/01/2026

Do you use your credit card to buy coffee? Those small charges can add up.

Credit cards can be used to buy almost anything, but using them for small purchases can seem like a ...

05/31/2026

Whether they’re helping you buy, sell, or even both at the same time, a real estate agent is there to guide you through the process and help you make informed decisions in your best interest. Some agents specialize in one side of the transaction, while many help clients navigate both buying and selling depending on their needs.

05/31/2026

The people who locked in at 2.7% in 2020 aren't selling.

The people waiting for 3% again aren't buying.

And somehow everyone's surprised the housing market is frozen.

I bought my first home in 2005 at 4.75%. Felt high at the time. Laughable by today's standards.

Here's what nobody wants to hear: 6.53% isn't a crisis. It's closer to the historical norm than most people realize.

1980: 14.4%
1990: 10.1%
2000: 8.0%
2010: 5.0%

We had ONE magical window from 2020 to 2021 where rates dropped to 2.7% and 3.1%. That wasn't normal. That was a once-in-a-generation anomaly that we all got spoiled by.

The buyers sitting on the sidelines waiting for that window to reopen could be waiting a very long time.

I moved to Nashville in 2017. Could I afford to buy my current home at today's prices AND today's rates? No way.

But I also know that people who waited for the "perfect" rate in every decade on that chart still ended up buying eventually... and they're glad they did.

The frozen market isn't a rate problem. It's a psychology problem.

6.53% isn't the villain here. Unrealistic expectations are.