jnormanrealtor

jnormanrealtor 🏡MD, VA, D.C. Realtor
Buyer and Seller Guide Below ⬇️
https://beacons.ai/joellerealtor

Hope to see you there!
06/09/2024

Hope to see you there!

🚨 JUST LISTED!! 🚨Check out this well maintained Cape Cod Style Home in Bowie, MD! ✅ 4 Bedrooms✅2 Bathrooms✅ New Roof✅ 1 ...
06/03/2024

🚨 JUST LISTED!! 🚨
Check out this well maintained Cape Cod Style Home in Bowie, MD!
✅ 4 Bedrooms
✅2 Bathrooms
✅ New Roof
✅ 1 Car Garage
✅ Minutes away from tons of shops and stores

CONTACT ME FOR MORE INFO!! 👇🏽👇🏽
Joelle Norman, Realtor
Exit Landmark Realty
301-710-7253
[email protected]

03/05/2024

Happy Women's History Month! 💪🏽💁🏽‍♀️

01/26/2024

Let’s talk INCOME! 💵 If you’re looking to get approved for a home loan, you want to have about 2 consistent years of work history. 🧱

In regard to what you can afford with your salary, take 31% of your gross monthly income. While there are situations where you may be able to afford more, the goal is to be comfortable with your mortgage payments. That being said, this is a great place to start!

📣 Every situation is different! Always talk to a knowledgeable realtor (like me 😉) and lender to know exactly how much you can afford with your income.

Let’s talk about it! 👇🏽👇🏽👇🏽👇🏽

Joelle Norman
(301)710-7253
[email protected]
Exit Landmark Realty (Clinton)

01/18/2024

If you want to start preparing to purchase a home, here’s how you can work on your CREDIT❗️

1. Order Credit Report 📑: In order to be most efficient, it’s always best to see exactly what adjustments need to be made before making them.

2. Lower Debt to Income Ratio 📉: Get this number below 42%. This is determined by dividing your monthly credit card payments by your gross monthly income.

3. Lower Credit Card Utilization 💵: Try to aim for lower than 30%-35%. This number is determined by dividing the revolving credit you’re using by your total available credit.

4. Make Credit Card Payments on Time 🕦: Try to make on time payments for the next 6-12 months. You don’t want any card payment to report as late.

5. Keep Old Credit Card Accounts Open 💳: While it’s tempting to close them and wipe the slate clean, DON’T! Be careful on closing out these accounts as they play a big factor in establishing a credit history. Closing out one of these accounts can drop your score by quite a few points.

📣 Every situation is different! Always talk to a knowledgeable realtor and lender to know exactly what needs to be done to get your credit ready for home buying.

Let’s talk about it! 👇🏽👇🏽👇🏽👇🏽

Joelle Norman
(301)710-7253
[email protected]
Exit Landmark Realty (Clinton)

01/15/2024

The reality is, not everyone is ready to purchase a home. However, some don’t see the benefit in simply renting either.

Home Partners of America is one of a few great programs that allow you to rent with the option to buy. Here are the basic steps to this program:
- Apply for Approval ✍🏽: There are credit and income requirements that need to be met in order to be approved for this program

- Find an Eligible Home (within the areas they cover) 🔎: This particular program has certain locations that they cover as well as characteristics that each house must have. You can choose from their list of eligible homes, or you can submit a home for approval.

- Lease the property from Home Partners of America 🏠: After signing the lease agreement and right to purchase agreement, you have the ability to rent the property from home partners for up to 5 years

- Decide if you want to Exercise your Right to Purchase 🎉: At any point during the 1-5 year time frame, you have the option to purchase that particular home. If you do, it will proceed as a regular sale. If you don’t, there are no penalties.

Looking for more information about rent with the option to buy programs? Let’s talk about it! ✨

Joelle Norman
(301)710-7253
[email protected]
Exit Landmark Realty (Clinton)

S O L D‼️ No better place to take these pictures than in the blistering cold❄️, on top of your private rooftop terrace, ...
12/21/2023

S O L D‼️ No better place to take these pictures than in the blistering cold❄️, on top of your private rooftop terrace, with some of the best views in the city 🏙️. CONGRATULATIONS KAREN! 🎊🍾

Address

Bowie, MD
20715-20721

Website

Alerts

Be the first to know and let us send you an email when jnormanrealtor posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to jnormanrealtor:

Shortcuts

Share

Category