Gary A Pace, Realtor

Gary A Pace, Realtor Providing one stop real estate services to home buyers and sellers located in and around the Tri-County area! PA Licensed Realtor

Imagine you rent money from the bank to buy a house.Years 1–5:“Your price for renting our money is 6.125%. We promise no...
09/04/2026

Imagine you rent money from the bank to buy a house.

Years 1–5:
“Your price for renting our money is 6.125%. We promise not to change it.”

After year 5:
“Now we can change the price every six months.”

So the big question for a buyer is:

“Am I comfortable taking the chance that my mortgage rate—and possibly my monthly payment—could be higher five years from now?”

The ARM can make sense for someone who expects to sell the home, pay off the loan, or refinance before the adjustable period begins, but I would not present refinancing as a certainty.

08/22/2026

🚨 The Hidden Strain: How Sudden Migration Met America’s Housing Shortage.

The conversation around immigration often focuses heavily on border security and politics. However, the immediate economic reality inside American cities tells a different story. When hundreds of thousands of new arrivals enter the country over a short period, they do not just enter a legal system—they enter a consumer market.

A sudden increase in population requires immediate infrastructure: roofs over heads and food on tables. Yet, federal planning rarely accounts for how these arrivals impact everyday domestic supply chains.⚠️

The Resulting Strain: A Collision Course

The sudden population growth did not happen in a vacuum. Because there was zero structural preparation for domestic supply lines, the influx collided directly with pre-existing market shortages.Housing took the hardest hit. Food prices as well.

Cities were already facing a severe, years-long shortage of affordable housing units. According to a Federal Reserve study, this sudden spike in demand immediately worsened rent inflation, squeezing everyday renters in an already tight market.

📌 3 Key TakeawaysPre-Existing Scarcity: The influx did not create the housing crisis, but it acted as an accelerant on a market already suffering from years of underbuilding.

The Demand Shock: Unlike gradual population growth, sudden localized surges give local rental markets zero time to adapt or build new inventory.Policy Disconnect:

The previous administrations Federal border policy was completely separated from local housing and zoning realities, leaving cities to absorb the economic fallout alone.

08/20/2026

When looking at homes, 25% of survey respondents said they take 10 minutes or less to decide if a house is right for them.

06/25/2026

The statewide housing market has continued to see prices increase since the beginning of the year, hitting $320,000 in May.

05/12/2026

First-Time Home Buyers—Here’s How I Roll…

If you’re thinking about buying your first home, I want you to know this upfront…

👉 There’s no pressure here. Just guidance.

My name is Gary Pace with Herb Real Estate, Inc., and I love helping first-time buyers take what can feel overwhelming… and turn it into a clear, step-by-step plan.

Here’s what working with me looks like:

✔️ We move at your pace—whether you’re 6–9 months out or ready sooner
✔️ I connect you with a trusted local lender who keeps things simple
✔️ We map out what you actually want (must-haves vs. nice-to-haves)
✔️ I help you avoid common mistakes that cost buyers time and money
✔️ And most importantly… you’ll always feel informed and confident

📍 The Tri-County market is a great place to start your journey, and I’m here to walk alongside you—not push you.

If you’ve been thinking about buying but aren’t sure where to start, let’s just have a quick, no-pressure conversation.

📞 Call/Text: 484-300-5896

“Helping you make confident moves—one step at a time.”

Gary A Pace, Realtor, CSE
Residential/Commercial
PA License # RS318625
Herb Real Estate, Inc.
1036 E Philadelphia Ave.
Gilbertsville, PA 19525
"Over 165 Sold Since 2012"
Cell: 484-300-5896
Main Office:610-369-7004 Fax: 610-369-7002
Email: [email protected]

Yes! Congrats to my buyer, Jared! This was a complex transaction with tight timelines and multiple moving parts, and Mor...
05/09/2026

Yes! Congrats to my buyer, Jared! This was a complex transaction with tight timelines and multiple moving parts, and Morthage America stayed proactive, communicative, and solution-oriented throughout. You played a key role in getting this to the finish line.

Congratulations to our first-time homebuyer! 🎉 Thank you, Gary Pace at Herb Real Estate, for the referral. Smooth settlement as always with Evergreen Settlement Co. 🏡🔑

It's Car Show season!!
04/18/2026

It's Car Show season!!

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Address

1036 E Philadelphia Avenue
Boyertown, PA
19525

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 2pm

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