Hattie Ann Terkowski Realtor with Ironhorse Realty LLC

10/01/2024

Never was it more evident that the average American is woefully misinformed about insurance than when the Affordable Care Act kicked in and millions had to purchase health insurance. Deductibles, co-pays and out-of-pocket maximums were terms completely unfamiliar to them. It's no different with othe...

09/12/2024

09/10/2024

Nobody really knows who starts myths, whether of the classic Greek variety or the modern real estate type. While the former are harmless enough, common real estate misconceptions may be dangerous – especially to your pocketbook. Like a game of telephone, facts become lost in the translation and mi...

08/20/2024

The following checklist is pertinent to domestic moves only. Moving abroad requires an entirely different set of tasks. Feel free to adjust the timelines according to how busy your life is. You may need to complete some of the tasks earlier. 8 to 10 Weeks before the Move: ...

07/30/2024

Of course you know that you'll need to pay a down payment on any home you hope to purchase with a mortgage (unless you'll be using a VA or USDA home loan). But, did you know that you will also need cash for an 'earnest money deposit?' Indeed you will, and it's a fact that surprises many first-time.....

07/29/2024

Just Sold!

07/09/2024

The most common chicken-or-egg-type question in the real estate business has to be 'Should I sell my current home before buying another?' And, like many real estate questions, the answer is: It depends. Let's take a look at some of the factors that go into making the decision about whether to buy or...

06/27/2024

Just Sold!

06/27/2024

Price Reduction

06/18/2024

While a home inspection report is vital before purchasing an older home, experts agree that even newer homes should be checked.Not only will the report help you learn about repairs that should be made immediately, it's a handy reference guide to keep on-hand throughout the time you live in the home....