Cris Home Inspections

03/03/2026

Why Get a Windstorm Mitigation Inspection from Cris Home Inspections?

Because protecting your home — and your wallet — matters.

Here’s why homeowners trust Cris Home Inspections:

✅ Lower Insurance Premiums – Many homes qualify for discounts with proper wind mitigation documentation.
✅ Certified, Experienced Inspectors – We know exactly what insurance companies look for.
✅ Detailed, Insurance-Ready Reports – Clear, accurate documentation submitted with confidence.
✅ Fast & Hassle-Free Process – We make it simple from start to finish.
✅ Peace of Mind During Storm Season – Know your home is built to withstand high winds.

A small inspection today could mean big savings tomorrow.

📞 Schedule your Windstorm Mitigation Inspection with Cris Home Inspections and be storm-ready year-round.
#561-393-9977 #954-523-4040 #352-352-3332
www.crishomeinspections.com Email: [email protected]

4 Point Inspection was created after Hurricane Andrew hit South Florida in 1992. It has become a requirement for homes, that are 30 years or older. Insurance Companies have become more reluctant to offer Insurance for an older home, because of the financial risk.

12/03/2025

Save money on your homeowners insurance premium with a Windstorm Mitigation Inspection! Are you getting the credits and discounts you deserve? Call us today to schedule your Windstorm Mitigation Inspection and start saving today.
📞 561-393-9977
📞 954-523-4040
Protect your home and your wallet—contact us now!

05/05/2025

Tens of thousands of Florida homeowners are receiving offers to switch from the state's insurer of last resort to private companies, as regulators' efforts to depopulate Citizens and stabilize the Sunshine State's property insurance market continue.

The takeout offers, which involve more than 130,000 homeowners, are for three private companies—Slide, Patriot and Mangrove. Newsweek contacted the press teams of these three insurers for comment by email on Tuesday morning, outside of standard working hours.

Why It Matters
Florida has just started recovering from a yearslong crisis that has seen home insurance premiums skyrocketing due to a combination of widespread fraud, excessive litigation, and the increased risk posed by natural disasters, made more frequent and more severe by climate change.

Between 2019 and 2023, the average homeowner premium in the Sunshine State surged by nearly 60 percent, Reuters reported, as several major insurers reduced coverage in the most-vulnerable parts of the state or withdrew from it entirely.

The lack of affordable options on the market forced thousands of homeowners to join the ranks of Citizens, which ballooned in size to reach a record of 1.4 million policies in 2023. The sudden growth of the state-backed insurer of last resort caused concern among regulators and lawmakers, who ordered Citizens to lower its total policy count out of fear that all Floridians would risk having to bail out the company.

Should the state be hit by a disastrous extreme weather event, for example, all Florida homeowners could face extra charges to cover for Citizens if the insurer were not to have enough money to cover claims.

What To Know
Since 2023, Citizens has successfully transferred thousands of policyholders to private companies in a process known as "depopulation." Currently, Florida's insurer of last resort has 850,000 policies—its lowest total in nearly three years.

This number is expected to continue dropping as more private companies are allowed by state regulators to take over Citizens' policies. Florida Insurance Commissioner Michael Yaworsky signed three orders allowing Slide, Patriot, and Mangrove to assume as many as 135,540 policies from the state's insurer of last resort.

February assumption figures show that the Florida Office of Insurance Regulation (OIR) gave approval for companies to assume 342,918 policies from Citizens, and 209,164 offers went out. By the end of the process, 102,083 policies were assumed by the takeout companies.

That suggests that not as many policies as approved by OIR will actually be assumed by private companies.

11/05/2024

Florida's largest insurance company drops nearly 200K policies

The state's largest insurance company has just dropped 200,000 policies, meaning hundreds of thousands of people will be left looking for a new company.

10/21/2024

Boca Raton, Delray Beach, and Boynton Beach Prepare for Indirect Impacts from Hurricane Oscar

As Hurricane Oscar approaches Cuba, residents and businesses in Boca Raton, Delray Beach, and Boynton Beach are preparing for potential indirect impacts from the storm. While South Florida is not in the direct path, the National Weather Service has issued warnings for hazardous marine conditions, coastal flooding, and a high risk of rip currents along the Atlantic coast.

Though Hurricane Oscar is expected to make landfall along Cuba’s northeastern coast, the storm’s effects will still be felt along the southeast Florida coastline. The hurricane will create rough seas and dangerous conditions in the waters off Boca Raton, Delray Beach, and Boynton Beach. Local mariners should be cautious, as waves of 6 to 8 feet are expected along the coastline, leading to high surf conditions. The National Weather Service warns that these dangerous waves can cause beach erosion and make swimming extremely risky.

In addition, there is a high risk of rip currents throughout the Atlantic beaches, which poses a significant hazard to swimmers. The rip currents could be powerful enough to pull even experienced swimmers out to sea. Local authorities urge beachgoers to heed any warnings and avoid swimming in dangerous areas until conditions improve.
Minor to moderate coastal flooding is also expected, particularly during high tides. This will be most noticeable along the Atlantic coast in low-lying areas of Boca Raton, Delray Beach, and Boynton Beach. Residents in flood-prone areas should monitor local updates and prepare for the possibility of minor flooding in coastal neighborhoods.
As Oscar moves across Cuba and into the Bahamas early next week, hazardous conditions will persist along the South Florida coast. The high rip current risk is expected to remain through midweek, and hazardous marine conditions will likely continue into early next week.
While the direct impact on our area is limited, it’s crucial to stay informed and exercise caution, particularly if planning to visit the beach or engage in marine activities over the next several days.
Stay tuned to local weather advisories for updates on any changes in the forecast.

10/18/2024

Florida homeowners fear soaring insurance cost after hurricanes.

For 32 years, Jim Tynan had a homeowners' policy with Allstate on his 1,200-square foot condo in Ponte Vedra, Florida. In January, Tynan's Allstate subsidiary told him it was going to drop him. Tynan called ten different agencies, "and none would cover me," he said.
Finally, he found one that would. It cost 50% more.
Florida has been hit with four major hurricanes in the past four years, which has sent insurance premiums rocketing and caused some insurers to pull back on coverage. For residents cleaning up after storms or living nearby water, they have another worry: Will they still have insurance?
Tynan said he has not been hit directly by a hurricane but is two miles from the ocean. "I live in fear I will get a letter from my new company telling me they are going to drop me, too," said Tynan, speaking after the latest hurricane. "It's very scary."
Six other homeowners contacted by Reuters in areas including both Florida coasts and the Keys also said they were worried that the back-to-back hurricanes would result in more price hikes and exclusions. Worse, they feared they could lose their insurance altogether. Allstate said it worked with regulators to protect as many customers as possible. For those that it cannot cover, "We work with other carriers to offer alternative coverage offerings."
A number of homeowners in Florida have faced a precarious situation for securing insurance. Average homeowner premiums in Florida surged nearly 60% between 2019 and 2023. Some major insurance providers have reduced coverage. The state insurer, Citizens, meanwhile has taken on increased business. Analysts and insurance experts predict more nervousness about insurers following Hurricane Milton, which made landfall on Florida's Southwest coast just 12 days after Hurricane Helene made landfall on Florida's Northwest coast.
"This is ...certainly going to cause insurers to be concerned about continuing to insure in the market," said Marc Ragin, associate professor of risk management and insurance in the Terry College of Business at the University of Georgia. The increased hurricanes could increase reliance on the state-backed nonprofit insurer Citizens, considered the insurer of last resort.
Florida's Governor Ron DeSantis has in the past raised questions about how the insurer could pay claims if large storms hit. Citizens spokesperson Michael Peltier said it would always be able to pay as it was structured to first levy surcharges on policyholders and then, if needed, assessments on non-policyholders. He said about 80,000 claims came in so far related to Milton and it expected to be able to pay them all without having to levy assessments on non-Citizens policyholders.

04/04/2024

https://www.wptv.com/money/real-estate-news/8-new-property-insurance-companies-approved-to-enter-florida-market

Eight new insurance companies will now be able to enter the state and begin writing homeowners insurance policies.

03/08/2024

https://www.citizensfla.com/en/web/public/discounts?mc_cid=bd2a43e402&mc_eid=1ff578b553

Mitigation matters! When you take steps to protect your property from damage caused by storms, fire, theft and other perils, you may also save money on your property insurance.

03/04/2024

https://money.com/home-insurance-rates-predictions-2024/

🏡✨ Attention Florida Homeowners! 🌴🔍

🚨 Did you know that certain factors can impact your home insurance rates in the Sunshine State? ☀️🏠 As your trusted Home Inspector specializing in insurance inspections, I'm here to shed some light on how you can keep those rates in check! 🕵️‍♂️💼

💡 Mitigation Measures: Florida is no stranger to extreme weather. Invest in wind-resistant features and fortify your home against hurricanes. This not only enhances your safety but can also contribute to insurance discounts. 🌪️🔧

🌿 Landscaping Matters: Believe it or not, the type of vegetation around your property can influence insurance rates. Maintain a defensible space around your home to reduce the risk of wildfires. 🌳🔥

📆 Stay Up-to-Date: Keep your insurance provider informed about any upgrades or renovations. This can positively impact your coverage and potentially lower your rates. 🔄🔐

📑 Documentation is Key: Keep records of all home improvements and upgrades. Providing this information to your insurer can help in negotiating better rates. 📈💼

📞 Consult a Professional: When in doubt, consult with a Home Inspector specializing in insurance inspections. You can reach us at 561-393-9977 🤝🔎

Remember, a proactive approach to home maintenance not only safeguards your property but can also save you money on insurance in the long run. If you have any questions or need assistance, feel free to reach out! 🌐📲

Homeowners should be expecting another big insurance premium hike, on top of last year's increase.

02/19/2024

🇺🇸 Happy Presidents Day 2024! 🇺🇸

At Cris Home Inspections, we're proud to celebrate the enduring values of leadership, accountability, and reliability that define our nation. On this special day, we reflect on the principles that guide us in providing top-notch insurance inspections for your peace of mind.

Much like our esteemed presidents who have steered the course of our country, we understand the importance of safeguarding what matters most to you. Your home represents not only a significant investment but also a place of security and family. Our commitment is to uphold the standards that make our great nation strong and resilient.

This Presidents Day, consider investing in the protection and preservation of your home with our comprehensive insurance inspection services. Our skilled inspectors are dedicated to ensuring that your property is thoroughly assessed, meeting the requirements of insurance providers and giving you the confidence that your coverage aligns with the true value of your home.

As a local business, we take pride in contributing to the well-being of our community. We share the values of transparency, reliability, and diligence that have been the bedrock of our nation's leadership. Trust us to be your partner in navigating insurance inspections with efficiency and accuracy.

Whether you're a homeowner seeking a new policy or looking to update your existing coverage, let us be your trusted guide in maintaining the security and insurability of your home. Schedule your insurance inspection with us today and experience the assurance that comes with knowing your investment is protected.

Happy Presidents Day from Cris Home Inspections – where the principles of our great leaders inspire our commitment to excellence in every insurance inspection! Call us for a quote today 561-393-9977 📞

🏡🔍

02/05/2024

Cris Home Inspections now has a location in Marion County Florida! Call 352-352-3332 for a quote today! 🏠🔍