09/09/2026
Pretty water can hide practical costs.
If a Bozeman home has creek frontage, a ditch, or runoff nearby, verify these early:
• Check FEMA floodplain mapping and whether flood insurance is required.
• Ask where easements run and who can access the ditch or utility area.
• Visit after rain or spring runoff if you can, and watch for pooling, erosion, or soggy ground.
• Confirm who handles banks, culverts, weeds, and debris before you budget for upkeep.
If you want a second set of eyes on a property like this, I’m happy to help.