Vinh Ly - CMG Home Loans

10/14/2025

Celebrating my 7th year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

09/11/2025

Today marks 24 years since the senseless September 11th attacks. Today and every day, we remember those who lost their lives and honor those who stepped up to serve.

08/26/2025

Home values are moving… but not how you might think. 📉📈

From May to June, home values nationwide barely inched up just 0.1% (before seasonal adjustment) – and actually slipped 0.3% when adjusted for seasonal trends. Year-over-year, though? They’re still UP 1.9%!

Curious what this means for buyers, sellers, and homeowners right now? Click here to find out ⬇️

From May to June, nationwide home values saw a modest 0.1% increase before seasonal adjustment. After adjusting for seasonal trends, prices slipped by 0.3%. Compared to a year ago, home values are up 1.9%.

07/23/2024

The base FICO® Scores range from 300 to 850. The higher the score, the lower the risk to lenders. A "good" credit score is considered to be in the 670-739 score range. A credit score between 740-799 is considered "very good" and a score over 800 is considered "exceptional"

07/19/2024

Summer is heating up! As temps are rising, chill out with these summer home maintenance tips:

07/18/2024

The summer heatwave is rising, and so are these hot home décor trends! From dark academia to vintage designs, here are seven popular home trends this summer: http://spr.ly/6186ioxWA

07/17/2024

Is builder data predicting future rate declines? Yesterday, the National Association of Home Builders (NAHB) released its housing market sentiment index for July. Here’s what you need to know: http://spr.ly/6182i9mpn

07/17/2024

Credit report vs credit score-- what do you need to know? Not only are the two different, but they're used for different purposes. Here's a handy chart to help you understand the distinction

07/16/2024

When you originate a loan, you will be required to make some initial payments upon your closing: one is the down payment, the other is your closing costs. Closing costs typically include the loan origination fee, appraisal fee, credit report fee, tax service fee, closing/escrow fee, mortgage recording charge, hazard insurance premium/reserves, and county property taxes/reserves, totaling 3-6% of the loan amount

07/12/2024

Did you know?? There's CASH💰 trapped inside your home! That's right, it's called home equity and it's the difference between the market value of your home and the amount of your mortgage that you still owe. Here are 5 ways you can leverage your home equity to meet your goals

07/11/2024

Need some good news?! The consumer price index (CPI) was released this morning and showed cooling inflation in June. As a result, the average 30-year fixed mortgage rate dropped to the lowest level since March. Read more in the Market Update: http://spr.ly/61839AbGB

07/09/2024

You can remodel the bathroom, renovate the kitchen, paint the exterior, and spruce up the landscaping, but there's one aspect of a home you can't change: LOCATION. When house hunting, be sure to keep location in the forefront of your mind