The McColeman Team

The McColeman Team Guiding you towards homeownership.

Cass - Realtor & Military Relocation Pro.


Gabriella - Mortgage Broker

Why are we still taking HALF A DAY off work just to sign mortgage paperwork? 🤨Depending on the loan and closing, a virtu...
09/03/2026

Why are we still taking HALF A DAY off work just to sign mortgage paperwork? 🤨

Depending on the loan and closing, a virtual closing may let you sign from almost anywhere.

Your office.
Your kitchen table.
Or… even a sailboat. ⛵😂

And THIS is why I’m a fan of technology in the mortgage world.

The point? Buying or refinancing a home is already enough to coordinate. Closing day doesn’t always need to mean driving across town, sitting in a conference room, and burning PTO.

And yes… if your loan qualifies for a virtual closing, I’m absolutely in favor of making life easier.

I know which one I’m choosing. 😉

Two experts. One strategy. A smarter real estate move. 🔑

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555

🌐TheMcColemanTeam.com powered by Moonlight Mortgage Housing Opportunity Lender

Cass McColeman - REALTOR
Joe Walker Realty, LLC
📞 813-545-5230



Photography day is not a detail. It’s the first impression. 📸Before buyers ever walk through the front door, they’ve alr...
08/30/2026

Photography day is not a detail. It’s the first impression. 📸

Before buyers ever walk through the front door, they’ve already started forming an opinion about your home online.

And the photos matter.

Photography day isn’t just about making your house look “pretty.” It’s about helping buyers see the value, the space, and the lifestyle your home offers.

Lights on.
Counters clear.
Beds made.
Personal clutter tucked away.
Curb appeal cleaned up.

Every room should feel intentional because every photo is helping tell the story of the home.

And when it all comes together? 👇

Take a look at the photos from one of our current listings:

📍 7912 Hampton Lake Dr, Tampa, FL 33647

🛏️ 4 bedrooms
🛁 3 bathrooms
📐 2,733 square feet
💰 Offered at $524,990

Two experts. One strategy. A smarter real estate move. 🔑

🌐TheMcColemanTeam.com powered by Moonlight Mortgage

Cass McColeman - REALTOR
Joe Walker Realty, LLC
📞 813-545-5230

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555


Housing Opportunity Lender

Florida buyers: this is one program you should not overlook. 🏡Realtors, this is one financing option your buyers should ...
08/29/2026

Florida buyers: this is one program you should not overlook. 🏡

Realtors, this is one financing option your buyers should know is still available.

I’m working this weekend.
If you need a mortgage pre-approval, call or text me.

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555

🌐TheMcColemanTeam.com powered by Moonlight Mortgage Housing Opportunity Lender

When we find a local business that does great work, we're going to tell people about them. Period. 👏This is the team we ...
08/28/2026

When we find a local business that does great work, we're going to tell people about them. Period. 👏

This is the team we trust with our vehicles.

Ron with Team Peterson Auto Detailing has taken care of both our Tesla Model Y and our Honda Accord, and they do an amazing job.

And if you know us, you know we are picky. 😂

I love supporting local businesses that are reliable, professional, and actually care about the quality of their work.

So if your car is looking a little… lived in… 🚗✨ give Ron a call.

Team Peterson Auto Detailing
📲 813-585-8373

Tell him Gabriella McColeman & Cass McColeman sent you!

More details in the comments 👇

I didn’t vote for everybody… but THIS lady right here absolutely got my vote. 🥇👏Congratulations to Andrea Yoder Bryant ...
08/27/2026

I didn’t vote for everybody… but THIS lady right here absolutely got my vote. 🥇👏

Congratulations to Andrea Yoder Bryant on winning GOLD in the Tampa Bay Times Best of the Best People’s Choice Awards!

And this isn’t just a “congrats because we know her” post.

We’ve personally trusted Andrea to stage our clients’ homes, and we’ve seen the difference great staging can make when you’re trying to attract buyers, create stronger first impressions, and ultimately position a home to sell for top dollar. 🏡

Staging isn’t just about making a house look pretty. It’s about helping buyers see themselves living there.

Andrea knows exactly how to do that.

Give her a follow and show her some love Staged Right - Tampa Bay Area.

Congratulations, Andrea! We’re incredibly proud to have a partner like you in our corner. 🥂

Two experts. One strategy. A smarter real estate move. 🔑

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555

🌐TheMcColemanTeam.com powered by Moonlight Mortgage Housing Opportunity Lender

Cass McColeman - REALTOR
Joe Walker Realty, LLC
📞 813-545-5230



One lender’s “NO” does not automatically mean you can’t get a mortgage. 👇This is one of the biggest advantages of workin...
08/25/2026

One lender’s “NO” does not automatically mean you can’t get a mortgage. 👇

This is one of the biggest advantages of working with a mortgage broker (like me).

Banks and lenders have different guidelines and different appetites for certain types of loans.

So when a file isn’t perfectly neat and straightforward, they lead with a "no".

I see this especially with:

• Self-employed borrowers
• Real estate investors
• Buyers who own multiple properties
• Veterans using VA financing
• Borrowers with non-traditional income
• People whose tax returns don't tell their entire financial story

And this is where experience matters.

Maybe we need to look at a bank statement program.

Maybe rental income needs to be calculated differently.

Maybe conventional financing isn’t the best fit.

Maybe you need a few months and a strategy before buying.

That’s very different from simply being told NO.

A denial from one lender, excites me! It gets my creative juices flowing.

I’ve been originating mortgages since 2015, and one thing I’ve learned is that the complicated files usually aren’t solved by forcing them into the same little box.

Before you assume homeownership or refinancing is off the table, lemme take a look.

Two experts. One strategy. A smarter real estate move. 🔑

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555

🌐TheMcColemanTeam.com powered by Moonlight Mortgage Housing Opportunity Lender

Cass McColeman - REALTOR
Joe Walker Realty, LLC
📞 813-545-5230



08/23/2026

The purchase price is NOT what that house really costs you. 🏡

Here we are taking a client out to look at $2 million homes.

But $2 million is only the purchase price.

The more important question?
What does it actually cost you every month?

Because your payment is more than principal + interest.

Before I tell a buyer what they can comfortably afford, I’m looking at the whole picture:
• Property taxes
• Homeowners insurance
• Flood insurance, if needed
• HOA or CDD fees
• Utilities
• And yes…maintenance 😅

A $2 million home with lower taxes and no HOA could cost you very differently each month than another $2 million home with higher taxes, flood insurance and a $1,000 HOA.

Same purchase price. Very different monthly reality.

Before you make an offer, let’s run the real numbers.

Two experts. One strategy. A smarter real estate move. 🔑

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555

🌐TheMcColemanTeam.com powered by Moonlight Mortgage Housing Opportunity Lender

Cass McColeman - REALTOR
Joe Walker Realty, LLC
📞 813-545-5230



How do we get from House A to House B without making you homeless in between? Move-up buyers ask us this ALL the time.Yo...
08/22/2026

How do we get from House A to House B without making you homeless in between?

Move-up buyers ask us this ALL the time.

You have $300,000 of equity sitting in your house…and now you want to buy another one.

Do you have to sell first? Not always.

Depending on your finances, we may be able to:

🏡 Qualify you while carrying both homes temporarily
💰 Access equity through a HELOC
🌉 Use bridge financing
📝 Make your new offer contingent on selling your current home
🔑 Coordinate closings or negotiate a post-occupancy agreement

Timing Matters.

My preference? Figure out the financing strategy before listing your current home.

Because buying the next house is only half the equation.

We also need a plan for everything that happens in between.

Two experts. One strategy. A smarter real estate move. 🔑

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555

🌐TheMcColemanTeam.com powered by Moonlight Mortgage.
Housing Opportunity Lender

Cass McColeman - REALTOR
Joe Walker Realty, LLC
📞 813-545-5230



08/19/2026

Today was a big day 💰

Now go out and get your homework done!

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555


Housing Opportunity Lender

🌐TheMcColemanTeam.com powered by Moonlight Mortgage

Address

1463 Oakfield Drive, Suite 135
Brandon, FL
33511

Telephone

+18139288555

Website

Alerts

Be the first to know and let us send you an email when The McColeman Team posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to The McColeman Team:

Shortcuts

Share

Category