The McColeman Team

The McColeman Team Guiding you towards homeownership.

Cass - Realtor & Military Relocation Pro.


Gabriella - Mortgage Broker

If you think mortgages stay the same…👀In this business, training isn’t optional - it’s everything.Guidelines shift. Loan...
06/18/2026

If you think mortgages stay the same…👀

In this business, training isn’t optional - it’s everything.

Guidelines shift. Loan products evolve. Strategies that worked six months ago? Already outdated.

That’s why I stay in constant training mode - so my clients don’t miss opportunities they didn’t even know existed.

Recently, I spent time with my Account Executive at United Wholesale Mortgage, Tom - and his team, better known as “The Dog Pound.” 🐾

The name couldn’t be more fitting:
✔️ Stays aggressive on finding solutions
✔️ Doesn’t back down when deals get tough
✔️ Hunts for the best possible outcome for the client

Two experts. Zero guesswork.

🌐TheMcColemanTeam.com powered by Moonlight Mortgage

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555

Cass McColeman - REALTOR
Joe Walker Realty, LLC
📞 813-545-5230


Housing Opportunity Lender

“The cheapest loan isn’t always the smartest move… and here’s why 👇”A few weeks ago, we hopped on a plane to Michigan ✈️...
06/17/2026

“The cheapest loan isn’t always the smartest move… and here’s why 👇”

A few weeks ago, we hopped on a plane to Michigan ✈️ to visit United Wholesale Mortgage headquarters… aka the Disney World of mortgages.

👉 789 mortgage professionals from across the country flew in.
👉 One mission: get better at serving YOU.

But here’s the part that stuck with me…

Matt Ishbia (CEO of UWM) said:
“Don’t be a Spirit Mortgage Loan Officer.”

Read that again.

For years, Spirit Airlines built their brand on being the cheapest.

But what they should have focused on was:
✔️ Customer experience
✔️ Reliability
✔️ Getting people to their destination smoothly
✔️ Competitive (not just cheap) pricing

And we all know how that played out…

💡 The lesson? Cheap alone doesn’t win. Experience does.

As a Mortgage Broker, my job isn’t to throw you the lowest number and hope for the best…

👉 It’s to connect you with lenders who are laser-focused on getting you the keys - on time, with the right strategy, and without the chaos.

Two experts. Zero guesswork.

🌐TheMcColemanTeam.com powered by Moonlight Mortgage

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555

Amy Kamish - nmls 2645205
Precise Loan Processing
📞 813-760-9769


Housing Opportunity Lender

06/16/2026

When your kid’s Pokémon collection could literally cover a down payment for a house… 🫠🏡

A few weeks ago, I went to a Pokémon convention with my son…and I watched cards sell for hundreds - even thousands - of dollars. 🎴

And it hit me—
Some of those collections?
👉 That’s down payment money.

I talk to buyers every single day who believe they need $20K, $30K, even $50K saved just to get started.

Let’s reset that thinking 👇
💡 Many loan programs allow low down payments (3–5%)
💡 There are even down payment assistance options available

And next time you meet a Pokémon collector?
Believe them when they say they might be closer to buying a house than most 😉

One conversation. Two experts. Zero guesswork.

🌐TheMcColemanTeam.com powered by Moonlight Mortgage

Cass McColeman - REALTOR
Joe Walker Realty, LLC
📞 813-545-5230

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555


Housing Opportunity Lender

First day back after a little sunshine, salt air, and a reset 🌴☀️We’re walking back into work refreshed, re-focused, and...
06/15/2026

First day back after a little sunshine, salt air, and a reset 🌴☀️

We’re walking back into work refreshed, re-focused, and ready to serve a whole new wave of home buyers and sellers who are serious about their next move.

Your Real Estate journey, that’s where we come in 👇

💰 On the financing side (that’s me):
I help you navigate the numbers with confidence:
• Securing a mortgage that aligns with your long-term goals
• Refinancing to lower your rate or access equity
• Leveraging a Home Equity Line of Credit (HELOC) to build wealth, not just debt

🏡 On the real estate side (that’s my husband): You’re covered from every angle:
• Buying your first (or next) home
• Selling strategically for maximum value
• New construction representation (yes, you still need your own advocate!)
• Even business brokerage opportunities

✨ The advantage?
You’re not piecing together a team - we are the team.

One conversation. Two experts. Zero guesswork.

🌐 The McColeman Team

Cass McColeman - REALTOR
Joe Walker Realty, LLC
📞 813-545-5230

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555


Housing Opportunity Lender

This is what closing day really looks like behind the scenes… 🍸It’s late nights, weekend calls, and “just one more thing...
06/09/2026

This is what closing day really looks like behind the scenes… 🍸

It’s late nights, weekend calls, and “just one more thing” emails sent while everyone else is offline.

It’s vacations interrupted, dinner plans pushed, and a team that refuses to let a deal fall apart.

This is how we celebrate a loan closing.

Because every smooth closing you see?
There was a team working relentlessly to make it feel effortless for you.

The relationship between a Loan Officer and a Loan Processor is everything.

•It’s strategy + ex*****on.
•Communication + precision.
•Problem-solving in real time.

While I’m structuring your loan, navigating guidelines, and keeping you informed…
My processor is behind the curtain making sure every document, every condition, and every detail is exactly where it needs to be—on time.

That’s how closings happen on schedule.

That’s how stress stays low for buyers and sellers.

That’s how deals don’t fall apart at the finish line.

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555

Amy Kamish - nmls 2645205
Precise Loan Processing
📞 813-760-9769

Housing Opportunity Lender

06/08/2026

🔑 The keys are yours.

For buyers, this is the finish line.
For sellers, this is the payoff.

Either way - it’s a major milestone.

Congratulations to my buyers 👏

One conversation. Two experts. Zero guesswork.

🌐TheMcColemanTeam.com

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555

Cass McColeman - REALTOR
Joe Walker Realty, LLC
📞 813-545-5230


Housing Opportunity Lender

Real estate runs in the family… 🏡Did you know my mom is a Realtor? 👀So when she had an Open House this weekend, my son w...
06/07/2026

Real estate runs in the family… 🏡

Did you know my mom is a Realtor? 👀

So when she had an Open House this weekend, my son was right there learning the ropes of real estate and mortgages early.

Mom showing the home.
Me talking financing.
My son soaking it all in.

Legacy in the making 💙

This one is a GEM 💎 if you’re looking for low-maintenance living in a 55+ community:
📍 1216 Valley Forge Blvd, Sun City Center, FL
🛏 2 Bedrooms | 🛁 1 Bath
📐 1,149 sqft
💲 Offered at $211,000

Perfect for downsizing, seasonal living, or just simplifying life without sacrificing comfort 🙌

If you’ve been thinking about making a move (or helping a parent do the same), this is your sign.

One conversation. Two experts. Zero guesswork.

🌐TheMcColemanTeam.com

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555

Raquel Arredondo- REALTOR
Century 21 Beggins
📞 813-404-9246


Housing Opportunity Lender

Before you lock in your homeowners insurance… read this. ⚠️Here’s something most buyers don’t realize - your homeowners ...
06/05/2026

Before you lock in your homeowners insurance… read this. ⚠️

Here’s something most buyers don’t realize - your homeowners insurance isn’t just a formality for closing. It directly affects your monthly payment, your protection, and your peace of mind after you get the keys.

One of my clients came to me prepared (we love that 👏). She already had a quote from her previous insurance company and was ready to move forward.

But I said… “Why not get another quote?”

So we brought in my go-to HOI expert, Sierra White with SSW Insurance… and this is where strategy matters. She was able to walk my client through better coverage options, competitive pricing, and what she was actually paying for.

And let’s not ignore what’s happening right now…Hurricane season is officially here 🌀

If you’re buying, refinancing, or already own - this is your reminder to start looking into flood insurance now, not when a storm is already on the radar.

You can reach Sierra at 813-751-5114

🌐TheMcColemanTeam.com

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555

Cass McColeman - REALTOR
Joe Walker Realty, LLC
📞 813-545-5230


Housing Opportunity Lender

The deal isn’t real until the appraisal agrees 😬You can negotiate the perfect price, lock in a great rate, and think you...
06/01/2026

The deal isn’t real until the appraisal agrees 😬

You can negotiate the perfect price, lock in a great rate, and think you’re clear to close… but the appraisal? That’s the moment of truth.

The appraisal is the lender’s way of confirming the home is actually worth what you agreed to pay.

💡 For Buyers:
If the appraisal comes in low, you may need to renegotiate, bring extra cash to closing, or walk away.

💡 For Sellers:
Overpricing can backfire. Even if you get a strong offer, the appraisal can pull the deal right back down to reality. Pricing correctly from the start keeps your deal moving forward.

As your mortgage broker + realtor team, we don’t just “wait” for the appraisal—we prepare for it. From comps to contract structure, we position your deal to appraise cleanly.

Because the goal isn’t just to get under contract…It’s to actually get you to the closing table.

One conversation. Two experts. Zero guesswork.

🌐TheMcColemanTeam.com

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555

Cass McColeman - REALTOR
Joe Walker Realty, LLC
📞 813-545-5230


Housing Opportunity Lender

05/31/2026

Locking your rate isn’t just a step… it’s the moment your payment becomes real 💰

Because once you lock, your interest rate is secured - and that directly determines what you’ll pay every single month.

So what actually impacts your rate?
✨ Credit profile – Higher scores = stronger pricing power
✨ Loan type – Conventional, FHA, VA… they all play by different rules
✨ Down payment – More equity can mean less risk (and better terms)
✨ Debt-to-income ratio – Lenders are looking at how comfortably you can carry the payment
✨ Market conditions – Rates move daily… sometimes hourly

Locking is about aligning the numbers with your goals.

One conversation. Two experts. Zero guesswork.

🌐TheMcColemanTeam.com

Gabriella McColeman - nmls 934229
Moonlight Mortgage - nmls 2579763
📞 813-928-8555

Cass McColeman - REALTOR
Joe Walker Realty, LLC
📞 813-545-5230


Housing Opportunity Lender

Address

1463 Oakfield Drive, Suite 135
Brandon, FL
33511

Telephone

+18139288555

Website

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