Barbara Calkins at Yellowfin Realty

03/22/2026

https://youtube.com/shorts/ni_EVc2RKUE?si=vGQp5gpVvxazDLks

Islam is not what you might think it is.Full videohttps://www.youtube.com/watch?v=90c8_RIIndcSubscribe to our channel: https://bit.ly/39O6VdKCONNECT WITH PAS...

03/19/2026

Most Property Owners Don’t Realize This: Terrorism Damage May NOT Be Covered

Many people have forgotten the devastating terrorist attack in Oklahoma City in 1995. It was one of the worst acts of domestic terrorism in U.S. history, destroying the Alfred P. Murrah Federal Building and causing massive surrounding property damage.

But here’s an important question that very few property owners think about today:
If your building were damaged in a terrorist attack… would your insurance actually cover it?

The uncomfortable answer for many policies is no not automatically.
After major terrorism events, the insurance industry changed how policies treat terrorism-related losses. In many cases:
• Terrorism coverage is excluded
• Coverage must be specifically added or purchased separately
• Property owners may unknowingly opt out to reduce premiums

In today’s climate, geopolitical tensions and domestic threats have increased concerns about attacks occurring closer to home.
Yet many property owners, investors, and businesses never review this part of their policy.

Imagine suffering catastrophic damage to a building only to discover the event is classified as a terrorist act and excluded from coverage.
It’s not a scenario people like to think about, but it’s one that responsible property owners should understand before something happens.

If you own commercial property or high-value real estate, reviewing your policy and understanding exactly what is and is not covered is critical.
Insurance policies often contain the answers but only if you know where to look.

Ron Snouffer
National Claims Negotiators
Methodist University

12/18/2025

12/17/2025

03/30/2025

Now is a great time to purchase your home.

1. Your mortgage payment will more than likely be LESS than what you are paying for rent.

2. You will be building wealth for yourself rather than your Landlord!

3. Your mortgage interest and property taxes are a write-off of your income taxes.

08/30/2022