De’Andre Humphries - Real Estate

10/27/2025

Shoutout to the for having us. We had a great time in NY!

12/14/2024

Happy 21st to my first born! We are blessed to have you ❤️

10/07/2024

🗓 Set your alarm for tonight at 7 PM EST! Trever Ahing will be joining us to discuss how to flip properties using novations—an incredible method to profit without ever owning the property. Limited spots are available, so don’t forget to register early. No sales pitch—just pure real estate knowledge! 🚀

08/14/2024

07/09/2024

Considering Selling Your Home But Worried About Capital Gains Cutting Into Your Profits? Message me to learn more.

05/01/2024

The process of closing on a property can be intricate, with unexpected hurdles affecting even the most prepared buyers.

This article demystifies the closing process, offering strategic tips to navigate the complexities and secure your dream home.🏡

A real estate closing is the conclusive phase of a property transaction where ownership is transferred from the seller to the buyer. This pivotal event involves the signing of legal documents, including the deed and mortgage agreements, along with the payment of funds covering the purchase price and...

04/17/2024

If you’re in the market to buy, avoid making these costly mistakes that can derail your plans of getting the keys to that dream house.
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https://deandre-humphries.bestagents.us/

If you're in the market for a new home and considering a mortgage, it's important to understand that your credit score plays a significant role in determining your buying power and the terms of your loan. While you might already be aware that late or missed credit card payments can harm your credit....

04/08/2024

A few things to consider before you go house hunting. Prepare for the down payment. It can range anywhere from 3% all the way up to 20% of the purchase price. A down payment can reduce the amount the borrower owes significantly to the lender, lower the amount of interest that’s due over the life of the loan, and decrease the monthly payment amounts.

Set a Savings Goal: Determine how much you need for a down payment based on the price range of homes you're considering and your lender's requirements.

Create a Budget: Track your income and expenses to identify areas where you can cut back and allocate more funds toward saving for a down payment.

Automate Savings: Set up automatic transfers from your checking account to a designated savings account each month to ensure consistent saving.

Reduce Debt: Pay down high-interest debts like credit cards to free up more funds for saving and improve your debt-to-income ratio, which can affect your mortgage approval.

Explore Down Payment Assistance Programs: Research government or local programs that offer assistance to first-time homebuyers, which can help reduce the amount you need to save.

Increase Income: Consider taking on a side job or freelancing to boost your income and accelerate your savings.

Monitor Your Credit Score: A higher credit score can qualify you for better mortgage rates, so focus on maintaining or improving your creditworthiness.

Adjust Expectations: Be flexible about your timeline and the type of home you can afford based on your savings progress and financial situation.

By following these steps and staying disciplined with your saving habits, you can work toward achieving your goal of homeownership.



https://deandre-humphries.bestagents.us/

03/28/2024

If you’re looking to buy a home 🏠 but your finances are an issue…There are steps you can take to still achieve homeownership. A little discipline and faith and it can be a reality.

1. **Budget Wisely:** Prioritize your spending and create a realistic budget that aligns with your income. Factor in not just mortgage payments, but also utilities, property taxes, insurance, and maintenance costs.

2. **Explore Assistance Programs:** Look into government programs, grants, or low-interest loans designed to help low-income individuals purchase homes. These can significantly reduce the financial burden of buying a house.

3. **Shop Around for Mortgages:** Don't settle for the first mortgage offer you receive. Shop around and compare rates from multiple lenders to find the best deal. Even a small difference in interest rates can save you thousands over the life of the loan.

4. **Consider Affordable Housing Options:** Explore neighborhoods or housing developments that offer affordable options such as condos, townhouses, or fixer-uppers. These properties may require some work but can be a more feasible option for those with limited income.

5. **Plan for the Future:** Think long-term when purchasing a home. Consider factors such as resale value, potential for future income growth, and the suitability of the property for your evolving needs. A home purchase should be a sound investment in your financial future.



https://deandre-humphries.bestagents.us/

03/06/2024

Win lose or draw you’ve already raised the bar! Couldn’t be more proud of your efforts. Balancing school, work, and taking control of your diet takes discipline! I can’t say I’m surprised because I always knew what you were capable of, still amazed nonetheless. It took em a while to catch on but I think they get the picture now. 🐐 🔥 🔥 🔥 🐐

03/06/2024

❤️❤️❤️ Love you kid…your birth 20 years ago was all the motivation I needed to find direction. Now you walk your own path. Just know dad’s always a few steps behind you’re never alone in this thing. The 🌎 is yours.