Scott Thompson - Realtor

05/31/2026

How fun is this?! 📚✨ This bookcase swings open to reveal a secret lounge room—talk about hidden charm!

05/30/2026

📄 Mortgage Tip #5: Know Your Budget Before You Apply! 💰🏡

Before filling out that mortgage application, take a close look at your income, debts, and monthly expenses. Knowing your budget helps you find the right home and the right loan—without the stress! 💡🔑

Need guidance? Let’s chat! 📲

05/29/2026

Mortgage Term of the Day:
The Mortgage Closing Checklist is a list of everything buyers need to review and complete before officially closing on a home. It ensures nothing gets missed during one of the most important steps of the home buying process!

🔹 Confirm final loan terms (interest rate, monthly payment, closing costs)
🔹 Review your Closing Disclosure
🔹 Bring valid ID & certified funds to closing
🔹 Schedule a final walk-through of the home
🔹 Sign, sign, sign—then get your keys! 🗝️

Being prepared = a smooth and stress-free closing day.

05/28/2026

Pro tip: Even dream homes hide secrets. 🕵️‍♂️ Inspections help you love your home without regrets later. What’s the wildest thing you’ve seen in an inspection report?

05/27/2026

“Check out this cozy bedroom in a wooden tiny house 🛏️✨ Small space, big comfort — could you see yourself relaxing here?

05/26/2026

DEBT TO INCOME RATIO: The ratio used by mortgage lenders to determine how much you can afford to pay monthly for a mortgage.

05/25/2026

Today we remember the heroes who made the ultimate sacrifice 🇺🇸

Their courage, service, and dedication will never be forgotten.
Honoring them today and always.

05/24/2026

Take control of your cluttered garage with our favorite solutions and DIY projects for organizing yard tools, garden equipment, bikes and toys, plus find new ideas for ceiling and wall storage.

Take control of your cluttered garage with our favorite solutions and DIY projects for organizing yard tools, garden equipment, bikes and toys, plus find new ideas for ceiling and wall storage.

05/23/2026

When making an offer on a home, it's essential to include contingencies to protect yourself as a buyer. These contingencies help ensure that you're not stuck with a home that could become a money pit or a legal nightmare. Here are the key ones you should consider:

✅ Inspection Contingency – This allows you to have the home professionally inspected. If there are significant issues, you can renegotiate the price, ask the seller to make repairs, or walk away.

✅ Appraisal Contingency – Ensures the property appraises for at least the offer price. If the home appraises for less, you can request a price reduction or back out of the deal.

✅ Financing Contingency – Protects you if your mortgage financing doesn’t come through. You’ll have the option to cancel the deal without penalties if you're unable to secure a loan.

✅ Title Contingency – Verifies that the seller has clear title to the property, meaning no liens or legal claims. This is essential to avoid future legal issues.

✅ Home Sale Contingency – If you need to sell your current home before purchasing, this contingency ensures that your new home purchase depends on selling your existing property first.

Including these contingencies helps you protect your investment and minimize potential risks during the home buying process. Don't hesitate to reach out if you need help negotiating a strong offer! 💪

05/22/2026

This day-long DIY will add extra pizzazz to your kitchen.

Learn how to tile a kitchen backsplash in just one weekend. Follow our step-by-step instructions for this affordable project.