Justus Anderson - Mortgage Planner

09/08/2026

Housing continues to stand out as a long-term investment. A new Fannie Mae/Pulsenomics survey of leading economists projects home prices will rise about 2.6% over the next year and roughly 15% over five years. For a $500,000 home, that equates to around $13,000 in appreciation over the next 12 months and about $75,000 over five years, highlighting housing’s continued wealth-building potential

09/07/2026

09/04/2026

A common misconception is that you need perfect credit to buy a home. The reality? Different loan programs have different credit requirements, and your credit score is just one piece of the puzzle. Lenders may also consider your income, debt, employment history, down payment, and overall financial picture when evaluating your loan options. Have questions about your situation? Send me a message. I’m happy to help you understand your options

09/03/2026

The numbers tell a powerful story! Home values have historically trended upwards, which is why owning a home has remained one of the most dependable ways to grow wealth over time. With each payment, you’re building equity and creating a stronger financial foundation. It’s not just buying a house – it’s investing in your future.

09/02/2026

Your credit score can play an important role when preparing for major financial goals, including buying a home. Small, consistent steps like making payments on time, keeping credit card balances manageable, paying down debt, and reviewing your credit report can help strengthen your credit profile over time. Building healthy credit habits today can put you in a better position for future opportunities.

08/31/2026

U.S. home prices increased 0.4% from May to June, bringing the three-month gain to 1.9%. After adjusting for seasonal trends, prices rose 0.1%. Overall, home prices are up 1.5% from a year ago.

08/28/2026

Discount points mean paying more upfront for a lower interest rate. For some homeowners, the long-term savings make sense; for others, keeping cash available for a down payment, repairs, or other priorities may be better. The right choice depends on your goals, timeline, and how long you’ll keep the mortgage. I can help you compare the costs and find the strategy that fits your situation. Have questions? Send me a message – I’m happy to help!

08/26/2026

Inflation was in line with expectations in July. Headline PCE rose 0.2% for the month, keeping the annual rate at 3.7%. Core PCE, which excludes food and energy, also increased 0.2%, with annual core inflation holding at 3.3%.