Justus Anderson - Mortgage Planner

10/23/2026

09/19/2026

When you’re buying a home, the appraisal is an important part of the process, providing an independent opinion of the property’s value. Appraisers consider factors such as recent sales of comparable homes, location, size and features, overall condition, and improvements. These details help determine how the home compares with similar properties in the local market. Understanding what goes into an appraisal can help you set realistic expectations, make informed decisions, and feel better prepared for closing.

09/18/2026

Your down payment isn’t the only upfront expense to consider when buying a home. Depending on the loan program and transaction, a seller may be able to contribute toward certain closing costs. If you’re negotiating an offer, understanding how seller contributions could affect your overall cash-to-close can help you evaluate the full financial picture, not just the purchase price.

Have questions about your situation? Send me a message – I’m happy to help!

09/16/2026

Existing home sales dipped 2% from July to August, reaching a seasonally adjusted annual rate of 3.98 million homes. Sales were also 1.2% lower than a year ago. Still, year-to-date sales are up 1.6%.