Mina Meleka - Mortgage Broker

Mina Meleka - Mortgage Broker Mortgage Brokers with access to over 150+ lenders nationwide. NMLS # 2412048. Powered by Gorascal. نتحدث عربي
https://linktr.ee/minameleka

We will shop lenders for best competitive rates and terms tailored to your specific mortgage scenario.

09/24/2026

🏡 Your income doesn’t fit the usual mortgage paperwork? You may still have options.

Non-QM mortgages can offer alternative ways for eligible borrowers to qualify—including certain programs that use bank statements or assets. 💼📊

Approval still depends on your finances and the program’s requirements. Rates, fees, and down payments may be higher, so comparing your options matters.

📩 Message me “NON-QM” to explore what could fit your situation.

Mina Meleka | Mortgage Broker
📍 Serving NY • NJ • PA • FL

📅 Book a consultation:
https://api.leadconnectorhq.com/widget/booking/lSoOdVUYrHJx6jkcJBo0

🌐 Visit:
https://melekamortgage.com

09/23/2026

🏡 FHA or Conventional? Your friend’s mortgage might not be the right one for YOU. 💰

The down payment is just the beginning. Your credit, mortgage insurance, closing costs, and full monthly payment all matter when comparing home loans. 🔑

Buying your first home or your next one? Let’s compare the numbers and find an option that fits your budget and goals.

📩 Message me “COMPARE” for a personalized mortgage consultation.

📅 Book your appointment:
https://api.leadconnectorhq.com/widget/booking/lSoOdVUYrHJx6jkcJBo0

🌐 Website:
https://melekamortgage.com

Mina Meleka | Mortgage Broker
📍 NY • NJ • PA • FL

09/22/2026

🏡 YOUR HOME MAY BE HOLDING THE CASH YOU NEED! 💰

Need funds but don’t want to refinance and replace your existing mortgage? A HELOC may allow eligible homeowners to access available equity while keeping their current first mortgage in place. 🔑

A home equity line of credit may be used for:

🛠️ Home renovations
💳 Consolidating higher-interest debt
🎓 Major expenses
🏘️ Investment opportunities
🚨 Unexpected costs

You generally pay interest only on the amount you use. However, HELOC rates are often variable, and your home secures the credit line—so it’s important to use your equity responsibly.

📲 Message me “HELOC” for a personalized review of your available options.

Book a consultation:
https://api.leadconnectorhq.com/widget/booking/lSoOdVUYrHJx6jkcJBo0

Mina Meleka | Mortgage Broker
📍 Serving NY, NJ, PA & FL

09/21/2026

🚨 MORTGAGE MARKET UPDATE 🚨

Mortgage rates are moving again, with recent daily readings reaching above 7%. 📈 But remember: the rate you see in the news is not necessarily the rate you’ll receive.

Your actual mortgage options depend on factors such as:

✅ Credit score
✅ Down payment
✅ Income and employment
✅ Property type
✅ Loan program

Waiting for rates to fall could also mean facing higher home prices and more buyer competition later. 🏡

The best strategy? Review your numbers now, compare multiple lenders, and prepare before you find the right property.

📲 Contact Mina Meleka for a personalized mortgage consultation:
https://api.leadconnectorhq.com/widget/booking/lSoOdVUYrHJx6jkcJBo0

Serving homebuyers and investors in NY, NJ, PA and FL.

We’re excited to be at St. George Coptic Orthodox Church in Brooklyn today! ⛪️❤️Stop by the Meleka Mortgages powered by ...
09/13/2026

We’re excited to be at St. George Coptic Orthodox Church in Brooklyn today! ⛪️❤️

Stop by the Meleka Mortgages powered by GoRascal booth and get a FREE on-site mortgage consultation. Whether you’re thinking about buying your first home, investing, refinancing, or accessing your equity, come talk to us and find out what options may be available to you.

🏠 First-Time Home Buyers
💰 Low Down Payment Options
🏢 Investment Property & DSCR Loans
📊 Bank Statement & Self-Employed Programs
💳 HELOCs & Cash-Out Refinancing
🔑 FHA & Conventional Loans
🌎 ITIN & Unique Borrower Solutions
🏗️ Renovation & Jumbo Loans
🏦 Access to 150+ lenders

No appointment needed — just stop by our booth! Bring your questions, your scenario, or even a mortgage quote you already received, and let’s see what we can do for you.

📍 St. George Coptic Orthodox Church — Brooklyn, NY
🎯 FREE Mortgage Consultation On Site

Mina Meleka | Mortgage Broker
📞 917-607-9949
📧 [email protected]
🌎 Serving NY | NJ | PA | FL

Come say hello! 👋 Even if you’re not ready to buy today, getting the right information now can help you prepare for your next move.

09/02/2026

🏡 Your home may be holding the cash you need!

With a HELOC, you may be able to use your home’s equity for:

✨ Home improvements
💳 Consolidating high-interest debt
🎓 Education or major expenses
💰 Extra financial flexibility

You borrow only what you need—and generally pay interest only on the amount you use.

📩 DM me “HELOC” today to see how much equity you may qualify to access!

📍 Serving NY, NJ, PA & FL

*Subject to approval and program guidelines. Equal Housing Opportunity.*

🏡 MORTGAGE MARKET UPDATE: BUY NOW OR WAIT?Here’s what today’s housing-market data means for buyers:📊 The average 30-year...
09/01/2026

🏡 MORTGAGE MARKET UPDATE: BUY NOW OR WAIT?

Here’s what today’s housing-market data means for buyers:

📊 The average 30-year fixed mortgage rate was 6.66% as of August 27, 2026. Your actual rate will vary based on credit, down payment, loan program, points, occupancy, property type, and lender.

🔑 Nationally, there were approximately 51% more home sellers than buyers in July—giving buyers greater negotiating power in many markets.

🏘️ New listings reached a four-month high, while pending sales declined 1.1% week over week during the four weeks ending August 23. More inventory and softer demand may create opportunities for qualified buyers.

Depending on the property and local market, buyers may be able to negotiate:

✅ A lower purchase price
✅ Seller-paid closing costs
✅ Repairs or inspection credits
✅ A temporary mortgage-rate buydown
✅ More favorable contract terms

Don’t focus only on the interest rate. The purchase price, concessions, monthly payment, and long-term plan all matter.

📩 Send me a DM to find out what you may qualify for and which mortgage strategy could work for you.

📍Serving homebuyers and investors in NY, NJ, PA & FL.

*Statistics are national and local market conditions vary. This post is for educational purposes and is not a commitment to lend.*

09/01/2026

🏡 MORTGAGE MARKET UPDATE: Should You Buy Now or Wait?

Mortgage rates can change quickly—but waiting only for a major rate drop may not always be the best strategy. Today’s market may offer opportunities to negotiate:

✅ Seller concessions
✅ Closing-cost assistance
✅ Temporary rate buydowns
✅ Better purchase prices
✅ Loan options tailored to your financial situation

The right question isn’t simply, “Will rates go down?” It’s: “Can I comfortably afford the home and payment today?”

Let’s review your numbers, compare your options, and create the right strategy for you.

📩 Message me for a personalized mortgage consultation.
📅 Book an appointment: https://api.leadconnectorhq.com/widget/booking/lSoOdVUYrHJx6jkcJBo0

Serving homebuyers and investors in NY, NJ, PA & FL.

08/31/2026

🏡 Think you need perfect credit or 20% down to buy a home? You may have more options than you realize!

Depending on your qualifications, mortgage programs may be available with:

✅ As little as 3% down on certain conventional loans
✅ FHA financing with as little as 3.5% down
✅ Options for first-time homebuyers
✅ Bank-statement programs for self-employed borrowers
✅ DSCR loans for real estate investors
✅ Alternative programs for unique financial situations

As a mortgage broker, I compare programs from multiple lenders to help find a mortgage solution that fits your income, credit, and goals.

📲 Want to know how much you may qualify for? Comment “APPROVAL,” send me a direct message, or click the link to schedule your free mortgage consultation!

Mina Meleka | Mortgage Broker
Serving homebuyers and investors in NY, NJ, PA & FL
*All loans are subject to credit approval, underwriting guidelines, and program availability. Equal Housing Opportunity.*

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Address

185 Wythe Avenue, Suite A2
Brooklyn, NY
11249

Telephone

+19176079949

Website

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