03/04/2026
It’s time to set the record straight: You do NOT need 20% down to purchase a home. In fact, many programs allow you to buy with as little as 3-5% down.
While a higher down payment can lower your monthly costs, getting into the market sooner allows you to start building equity today rather than paying someone else's mortgage (rent!).
Comment "INFO" below if you want a list of low-down-payment loan programs available right now! 👇