Dalton Wade Real Estate Marion Thomas

01/14/2026

ACCORDING TO AI THIS IS IT'S PREDICTION FOR Southeast Georgia's real estate in 2026 is shaping up to be a steadier, more balanced market with modest price growth, improved affordability due to stabilizing rates, increased inventory, and strong demand driven by population growth and job creation in areas like tech and healthcare, especially in the growing Savannah metro. Expect varied opportunities from coastal to rural, with major developments planned, signaling a dynamic but stabilizing market for buyers and sellers.
Key Trends for 2026
Stabilizing Prices & Affordability: Prices are expected to climb slightly (around 2-3%), but wage growth might outpace them, improving affordability, according to Realtor.com and NAR.
Increased Home Sales: A "reawakening" is expected as more people who paused due to high rates in prior years decide to move, with sales potentially rising.
Inventory Growth Slows but Continues: While inventory recovery isn't as rapid as some years, more homes are expected to list, creating a healthier balance.
Strong Demand & Job Growth: Georgia's economy, particularly in tech, healthcare, and manufacturing (like Hyundai's new plant near Savannah), is driving population influx and demand.
Southeast Georgia Specifics
Savannah Metro Area: A hotspot for development, with national builders planning large communities (e.g., Stanley Martin Homes in Guyton) to meet demand from new jobs.
Diverse Housing Options: From historic districts in Savannah to rural homesteads and coastal properties, the region offers wide variety.
Affordable Pockets: Areas like Brunswick, Jesup, and Kingsland offer significantly lower median prices compared to affluent islands like Sea Island, notes the Southeast Georgia Alliance.
What to Expect
For Buyers: A functional market with better inventory and improving, though still challenging, affordability.
For Investors: Opportunities in affordable markets and strong rental potential in urban areas like Savannah, say reAlpha and the Business Journals.
For Sellers: A more stable environment where homes are expected to sell, but patience with rates and pricing remains key.

National homebuilder plans 1,300 homes in metro Savannah
Jan 11, 2026 —

09/16/2025

People always ask me, "Is it a Seller's Market or a Buyer's Market" this will help you determine which one it is....
Recent real estate trends: indicate a shifting market dynamic influenced by continued high home prices, rising inventory, and persistent affordability challenges. The environment is shifting from a strong seller's market toward a more balanced one, giving buyers more options and leverage.
For sellers
Inventory is rising: The number of active listings has increased significantly, reaching a four-year high in 2025. That means sellers face more competition.
Price growth is slowing: National median listing prices were flat month-over-month in 2025 and price growth is slowing. Sellers need to be more realistic with their asking prices to stay competitive.
Price cuts and concessions are more common: As inventory builds, sellers are resorting to price reductions to attract buyers. Negotiating concessions is also becoming more common.
The "lock-in" effect is unlocking: The number of homeowners with extremely low mortgage rates from the pandemic era is decreasing.
For buyers
More options and negotiating power: With inventory at its highest level since 2021 and homes staying on the market longer, buyers have more choices and less pressure to act quickly. This creates opportunities to negotiate price and terms.
Affordability remains a barrier: High mortgage rates, hovering around 6-7%, combined with historically high home prices is severely impacting the buyer's ability to buy.
Hesitancy continues: Despite slight improvements in price cuts and inventory, many prospective buyers are hesitant to commit. Some are waiting for a more significant drop in mortgage rates, even though experts warn against this strategy.
Investors are a major market force: Cash-rich investors are becoming more active in the market.
New construction market: The median price for newly constructed homes is now lower than for existing homes, a rare occurrence. Builders are also offering more incentives due to cooling buyer demand.
For investors: rehabbing to rental properties. With increased home values and thinner profit margins on resales, owning rental properties are looking more attractive.
Higher rents benefit landlords: In many areas, the affordability crisis has driven more people into the rental market, increasing demand and pushing up rent prices.
Foreclosures are ticking up: While still at historically low levels, foreclosures are on the rise. Equals-opportunities for investors looking for distressed properties.

No one really knows what will happen tomorrow, next week or next year. I do know that if you need to move you, you can't wait that long to find out what the economy will do. If you are looking, please call me, I am happy to help you navigate the home buying OR selling process and show you some creative strategies to benefit your buying or selling adventure so that you get the best value for your money. I look forward to working with any budget. Marion Thomas
Dalton Wade Real All Things Real Estate
912-258-2300
Selling in Southeast
"The Lifestyle of the Golden Isles"

09/09/2025

INTEREST RATE INFORMATON:
The new forecast includes three quarter-point cuts in 2026 beginning in June, bringing the target range for the policy rate to 3%-3.25% from 4.25%-4.5%

Current Interest Rates:
Product Interest Rate APR
30-Year Fixed Rate 6.68% 6.74%
20-Year Fixed Rate 6.51% 6.59%
15-Year Fixed Rate 6.01% 6.09%
10-Year Fixed Rate 6.02% 6.11%

Can you negotiate interest rates?
Yes, you can negotiate interest rates on loans and credit cards, especially by shopping around for competing offers and then asking your preferred lender or credit card company to match or beat a better rate you've received. Having a strong credit history and a history of on-time payments strengthens your position, while a friendly and polite approach increases your chances of success.

What kind of credit score do you need?

A credit score of 740 or higher is considered excellent for a mortgage, qualifying you for the best interest rates and favorable loan terms. While a score of 670 to 739 is considered "good" and can still secure you a mortgage, a score above 740 offers more options and better rates. .
Different lenders and loan types have different minimum credit score requirements.

Common credit score ranges for mortgages
Excellent (740-850): Qualifies for the best interest rates and terms.
Very Good (700-739): Strong borrower with access to good interest rates and more loan options.
Good (670-699): Qualified for a loan, but not necessarily the best rates.
Fair (580-669): Possible approval for some loans, but expect higher rates and fees.
Poor (300-579): Very high-risk, and difficult to qualify for a mortgage.
TYPES OF INTEREST RATES:
Interest rates are categorized as fixed or variable, which describe how the rate changes over time, and as simple or compound, describing how interest is calculated on the borrowed amount. Other types include nominal and real rates (which account for inflation), effective rates (which factor in compounding and fees), and benchmark rates like the prime rate and discount rate used by financial institutions.
Rate Structure
Fixed Interest Rate:
The interest rate remains the same for the entire term of the loan or investment. This provides stability for borrowers, as the monthly payment of principal and interest is predictable.
Variable Interest Rate:
Also known as floating or adjustable rates, these rates can change throughout the loan's term in response to market conditions or a specific benchmark. This can lead to fluctuations in your monthly payments.
Calculation Method
Simple Interest:
Interest is calculated only on the original principal amount borrowed. This is a straightforward method, though less common for long-term loans or savings accounts.
Compound Interest:
Interest is calculated on the principal plus any previously accrued interest. This "interest on interest" effect leads to faster growth in savings or higher costs in loans over time.
Other Important Types
Nominal Interest Rate:
This is the stated interest rate on a loan or savings account, which does not take into account inflation or fees.
Real Interest Rate:
This rate adjusts for inflation, giving a more accurate picture of how much your money is truly growing or the actual cost of borrowing.
Annual Percentage Rate (APR):
This represents the total annual cost of a loan, including the interest rate and certain fees charged by the lender.
Effective Annual Rate (EAR) (or Annual Equivalent Rate - AER):
This accounts for the effect of compounding frequency and fees to show the total amount of interest earned or paid over a year.
Prime Rate:
A benchmark rate that commercial banks use to set interest rates for their most creditworthy corporate customers.
Discount Rate:
The rate at which commercial banks can borrow money directly from the central bank for short-term loans.
AI responses may include mistakes. For financial advice, consult a professional.

Call now to connect with business.

06/21/2025

SOLD!!!

04/25/2025

04/25/2025

https://temu.to/k/u7l19k83qbt

Temu | Explore the Latest Clothing, Beauty, Home, Jewelry & More.

04/24/2025

New Listing! Remodeled and ready for you to make it home. New kitchen counters, appliances, new bathroom vanities, mirrors, tubs, new laminate flooring throughout, screened back porch, fenced back yard, vaulted ceiling in great room, trey ceiling in master bedroom, 3 beds, 2 baths 1300 sq. ft. Come see it today won't last long. Call your Realtor or me if you don't have one I am happy to show it to you.
Marion Thomas
Dalton Wade Real Estate Group
912-258-2300

03/09/2025

If you are looking to buy, it is still a great time. Some may say it is not, but sometimes you have to do what you have to do when you have to do it. I am here to help you make the best of it when you have to do it.

Here are some Pro's of living in the Golden Isles:

✅ Beautiful Coastal Living – Includes St. Simons Island, Jekyll Island, and Brunswick, offering stunning beaches, marshlands, and outdoor activities.
✅ Warm Climate – Mild winters and lots of sunshine year-round.
✅ Lower Cost of Living – More affordable than other coastal areas like Savannah or Charleston.
✅ Outdoor Activities – Great for boating, fishing, golf, and hiking.
✅ Historical Charm – Rich history, historic sites, and a strong local culture.

10/10/2023

🏡📣 Hey Brunswick, GA! Marion Thomas, your dedicated REALTOR® here with some exciting market updates for September 2023. 📆 Let's dive right in!

📊 Did you know that our current Months Supply of Inventory stands at a healthy 1.72? This means there's still a good balance between buyers and sellers in our market. And guess what? Over the past year, we've seen a decrease of -13.13% in Months Supply of Inventory. That's great news for both buyers and sellers! 📉🔍

💰💼 Speaking of sellers, here's something you'll love to hear: the List to Sold Price percentage is an impressive 99.7%! 🎉 This means that on average, homes are selling very close to their list price. So if you're planning to sell, now is definitely a fantastic time to do so! 💪💵

⏰⌛️ Time is of the essence in the real estate market, and in Brunswick, GA, the median days on market is just 21 days. That's right, homes are selling quickly! 🏃‍♀️💨 So if you're a buyer, make sure you're ready to act fast and work with a knowledgeable REALTOR® like me to help you find your dream home in this competitive market. 🏡🔑

💲💰 Now let's talk numbers. The median sold price in our area is $270,500. 📈 This indicates a strong and stable market. Whether you're buying or selling, it's important to have a realistic understanding of the current market value of properties. Feel free to reach out to me for an accurate assessment of your home's value or to discuss your purchasing power in this thriving market! 💼💰

📱📞 Ready to make a move? Let's chat! As your local REALTOR®, I'm here to guide and support you every step of the way. Whether you're a buyer or seller, I have the expertise and market knowledge to help you achieve your real estate goals. Give me a call at 912 258 2300 or send me a DM. Let's make your real estate dreams a reality! 🌟🏡💚

02/15/2021

Hi everyone, this is my personal home that is for sale. Let me know if you are interested. Thanks
Marion Thomas
Coastal Real Estate
[email protected]
912-258-2300

https://mygiar.mlsmatrix.com/matrix/shared/vLRqzCfphh/3272LakesideDrive