The Milton Hall Team

10/12/2026

5.0 star review received on Experience.com for Milton Hall by Brenda M P - Everyone on the whole team was so helpful with any questions I had. Everything went so smooth quick and easy.

Click to see all 316 reviews of Milton Hall: Mortgage Loan Officer at Presidential Bank Mortgage, Mortgage Vice President | NMLS 324509

10/09/2026

October is Breast Cancer Awareness Month! 🎀💗

This month, we stand together to honor those we’ve lost, celebrate survivors, and support those currently fighting. Every story matters, and together, we can spread hope, love, and awareness.

Let’s continue to encourage one another and remind those affected that they are never alone.

10/08/2026

🏡 Appraisals are getting a major update.

Starting November 2, 2026, UAD 3.6 becomes mandatory for new appraisal submissions to Fannie Mae and Freddie Mac.

Instead of traditional static forms, the new system uses a more detailed, dynamic reporting structure designed to capture more information about the property.

What does that mean? The details matter more than ever.

If a home has an updated kitchen, new flooring, remodeled bathrooms or other improvements, having clear information about those updates can help tell the complete story of the property.

📋 REALTORS®, sellers and lenders: this is one change worth getting familiar with now.

10/07/2026

5.0 star review received on Experience.com for Milton Hall by Harvey R B - Everything from start to finish. Milton and his team were absolutely amazing.
if we had it to do again we wouldn't choose any other VA mortgage company too work with.

Click to see all 315 reviews of Milton Hall: Mortgage Loan Officer at Presidential Bank Mortgage, Mortgage Vice President | NMLS 324509

10/06/2026

5.0 star review received on Experience.com for Milton Hall by Thomas N V - Milton and team were great to work with . Will recommend to everyone.

Click to see all 315 reviews of Milton Hall: Mortgage Loan Officer at Presidential Bank Mortgage, Mortgage Vice President | NMLS 324509

10/05/2026

🏡 Buyers may have more negotiating power right now.

More homes are sitting on the market longer, and more sellers are adjusting their asking prices. In September, 20.8% of listings had a price reduction, the highest September share since 2018.

That can create opportunities for buyers who know how to approach the negotiation. A strong offer isn't always about offering the highest price. Terms, timing and financing strategy can all play a role.

More choices can mean more leverage. Know how to use it.

10/02/2026

🌴 Coastal living with room to spread out on St. Simons Island!

Located at 140 Raymonds Grant Trace, this beautifully maintained 4-bedroom, 3-bath home offers 2,688 sq. ft. of space designed for comfortable island living.

Inside, you’ll find a spacious great room with vaulted ceilings and a gas fireplace, a main-level primary suite, three additional bedrooms upstairs, hardwood flooring and an updated kitchen. Outside, the double-gated backyard provides plenty of room for enjoying the coastal lifestyle, with space for boats, golf carts, kayaks and more. 🌊

Recent updates include a new architectural shingle roof, fresh exterior paint and upgraded HVAC components.

💰 Listed at $700,000
📍 St. Simons Island, GA

Whether you're looking for a full-time home, second home or investment opportunity, this one is worth a look.

Big house. Big backyard. Big opportunity. Discover the space, flexibility, and coastal charm you’ve been looking for on St. Simons Island—without the million-dollar price tag. Framed by majestic, moss-draped live oaks, this impeccably maintained four-bedroom residence welcomes you with a cheerfu...

09/30/2026

5.0 star review received on Experience.com for Milton Hall: Mortgage Loan Officer at Presidential Bank Mortgage by Alex C - Communication was excellent and always kept my clients and i uodated on everything.

Click to see all 312 reviews of Milton Hall: Mortgage Loan Officer at Presidential Bank Mortgage, Mortgage Vice President | NMLS 324509

09/30/2026

🏠 Are buyers really locked out of the housing market?

The latest numbers tell a more nuanced story. Mortgage rates, inventory and inflation are creating a market that looks different than it did a year ago, but buyers may have more opportunities than they realize.

From a 4.6-month supply of homes to easing inflation and slower price growth, August brought a few signs worth paying attention to.

Swipe through this month’s Market Perspective for the latest housing market snapshot.

09/30/2026

🏡 Myth or Fact: The lowest interest rate is always the best option.

It’s a myth! While a low interest rate is important, loan terms, fees, closing costs, and your monthly payment can all affect the true cost of your mortgage. Let's help you compare your options and find the loan that best fits your needs.