Ali Hdabe - Realtor

01/10/2022

01/10/2022

HOW TO CALCULATE DEBT TO INCOME RATIO?

The debt-to-income ratio is the percentage of your monthly gross income that goes towards paying debts.

Why is this important for you to know? It’s one of the ways that lenders determine your borrowing risk, for things like a home loan. If you have a low DTI, your chances of a loan approval are higher than if you have a high DTI.

So how exactly do you calculate your debt-to-income ratio? Take all your monthly expenses, including monthly rent or house payment; monthly alimony or child support payments; student, auto, and other monthly loan payments; credit card monthly payments (use the minimum payment); and other debts, then divide that total by your pre-tax income, that’s your DTI.

Simply put, debt-to-income ratio = monthly expenses ÷ gross income!

Are you familiar with your DTI? Still not quite sure how to calculate it, or what should be included? Send me a DM with all your questions!

01/09/2022

For every journey, there is a guide.

With over 3 million licensed realtors in the U.S., finding a real estate agent isn’t hard. ✔️✔️ But finding one that you can vibe with? It can be a challenge. 🤔

Working with an agent who is experienced and trustworthy is paramount in ensuring your property sells at top dollar, or that you buy for the best price on the market. 📈🏠

Think of your agent as a therapist/consultant for your home search. Someone who is not just motivated by money but invested in your happiness. 🙋‍♀️

A matchmaker to help you find and fall in love with your new home. 💖💖

I would be happy to answer any questions you have while you start this exciting new chapter. Feel free to reach out or leave your question in the comments below. 👇 OR simply just send a direct message!

01/03/2022

Leave it back in 2021, baby! Your future self will thank me. 😆 No…. but seriously, don’t let the fear of responsibility stop you from buying a home!

☑️ You will always be paying monthly rent, but if you buy a
home, your monthly mortgage payment will build equity
and asset.
☑️ It will be your rental home, but it won’t be your owned
home!
☑️ Your landlord can raise the rent at anytime
☑️ There are no tax benefits to renting
☑️ You are bound by the rules and policies of your lease
agreement, and sometimes this means no pets 😢

Ready to make the change? Let me help you make the home buying experience as seamless and exciting as possible and find your dream home!

01/01/2022

Want to Buy or Rent a home in State of Georgia?
Click on the link and start searching with a customized
search that meets your criteria and preferences in your future home!
Want to Set your own price range based on your budget?
Number of bedrooms, baths, basement, backyard, HOA fees and many more!
Feel free to contact me if you found a home that fits your needs!

Direct: 704-488-1260
Email: [email protected]

Ali Hdabe Real Estate Website.

12/31/2021

I’m a dedicated professional real estate agent with Main Source , in Suwanee, GA as well as the State of Georgia , providing home-buyers and sellers with professional, responsive and attentive real estate services.
Want an Agent who'll really listen to what you want in a home?
Need a agent who knows how to effectively market your home so it sells?
I offer expertise in helping clients in selling or buying homes in State of Georgia.
Help first time buyers in their journy finding homes.
Many years of experience in Sales and customer service.
Former Member Of the Northeast Atlanta Metro Association of REALTORS®
Member of GAMLS, FMLS, ZILLOW.
Please feel free to ask me if there is anything else you would like to know.
I look forward to partnering with you and tackling your next real estate endeavor.

CONTACT ME
Direct: 704.488.1260
Email: [email protected]
Website: https://alexdabe.georgiamls.com

I’m a real estate agent with Keller Williams Realty.North Atl in Alpharetta, GA and the nearby area, providing home-buyers and sellers with professional, responsive and attentive real estate services. Want an agent who'll really listen to what you want in a home? Need an agent who knows how to eff...

12/31/2021

When it comes to buying a home, it can be quite process, but it is important to know where to start and what to expect through this buying journey!