Theresa Ferrara - Realtor

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Theresa Ferrara - Realtor Buying and Selling a home? Relocating to Vermont? Let me help you make your next move. As many of you know Theresa is an avid animal lover.

Theresa has proven attentive listening skills, timely guidance, and a commitment to maintaining high standards through professional development, are essential to helping home buyers and sellers achieve success in today’s market. Prior to her career in real estate, Theresa worked in human resources and benefits for well-known Vermont companies, Ben & Jerry’s and Seventh Generation. Her experience recruiting and retaining employees have been beneficial, particularly working with clients who are moving to the area for a new career. Theresa understands, first hand, the process and considerations a job candidate goes through. That experience has helped prepare her to advocate for her real estate clients while demonstrating empathy and understanding for a transition someone goes through when deciding to make a move. Investing in professional development and continuing education has always been important to Theresa. A single parent of 3 children, Theresa returned to school to receive an Associate’s Degree from Champlain College. As a REALTOR, she successfully achieved the Accredited Buyer Representative and Seller Representative Specialist certifications, enabling her to better assist buyers and sellers. Today, she is an active volunteer on the Education Committee for Northwest Vermont Board of REALTORS. Her real estate business includes first time buyers, sellers, property investors, and relocating clients. An experienced property investor and landlord herself – Theresa appreciates the benefits and challenges of ownership. She also understands the tools and resources her clients need to be successful, which is why she joined Coldwell Banker Hickok & Boardman Realty. With a dedicated support team, Theresa will continue to focus on providing innovative real estate solutions and exceptional service to her clients. She have recently decided to start a project to align her business with her passion- from now on she will be donating a fixed amount from her commission on each closing to a VT animal rescue of her clients choice!

Looking to refresh your home without taking on a major renovation? 🎨🏑A fresh coat of paint can change the look and feel ...
10/21/2026

Looking to refresh your home without taking on a major renovation? 🎨🏑

A fresh coat of paint can change the look and feel of a space while helping worn areas feel polished again. Try these five updates:

πŸ’₯ Create a bold accent wall: Add depth and personality to a living room, bedroom, or home office.
πŸ–ŒοΈ Refresh your kitchen cabinets or island: Painting can give dated cabinetry a new look without replacing everything.
πŸšͺ Update your front door or shutters: This update can make a noticeable difference to your home's exterior and curb appeal.
⭐️ Brighten interiors with a neutral palette: Soft, versatile shades can make rooms feel fresh and easier to style.
✨ Touch up baseboards and trim: Repainting scuffed or worn trim is a simple way to make an entire room feel more finished.

Save these ideas for the next time your home needs a refresh!

While mortgage rates were significantly higher in the 1980s, home prices were much lower relative to household incomes. ...
10/20/2026

While mortgage rates were significantly higher in the 1980s, home prices were much lower relative to household incomes. Today, buyers are dealing with a mix of higher home prices, borrowing costs, and wages that have not always kept pace.

As a result, even with lower rates compared to decades ago, the overall cost of buying a home can feel more challenging.

Affordability is influenced by far more than interest rates alone, including local market conditions, home prices, financing costs, and individual financial situations.

🌟 The focus should not be on comparing today to the past, but on understanding current opportunities and building a strategy that fits your goals. Reach out for expert guidance on navigating today’s market and exploring your options as a buyer.

Thinking about buying your next home? A little preparation now can make the process much easier later. 🏑Here are four ar...
10/19/2026

Thinking about buying your next home? A little preparation now can make the process much easier later. 🏑

Here are four areas worth getting in order before you start your search:

🧹 Clear out what you no longer need: Decluttering now can make moving easier and give you a better idea of what you actually need in your next home.

πŸ’³ Get your debt in check: Paying down existing debt can improve your overall financial position and may affect how much you’re comfortable borrowing.

πŸ’° Know your numbers: Have a realistic budget in mind, including your down payment, closing costs, monthly payment, and other costs of homeownership.

πŸ›οΈ Watch discretionary spending: Limiting unnecessary purchases can help you build savings and keep your finances on track while preparing to buy.

The goal isn’t to have everything perfect before you start looking. It’s to understand your finances, your priorities, and what you’re realistically ready to take on.

Save this checklist if buying your next home is on the horizon.

Sometimes, it’s the little moments that make an ordinary day feel special. β˜€οΈβ˜•πŸŒΏA quiet morning with sunlight coming thro...
10/18/2026

Sometimes, it’s the little moments that make an ordinary day feel special. β˜€οΈβ˜•πŸŒΏ

A quiet morning with sunlight coming through the windows. A drink in the mug you always reach for. A walk around the community. A good laugh with a friend.

Life moves quickly, but there’s something to be said for slowing down long enough to enjoy what’s right in front of you.

What’s one simple moment that made you smile today?

Life changes can be scary, but think of all the missed opportunities that could happen if we stayed the same? 🌟 New rela...
10/17/2026

Life changes can be scary, but think of all the missed opportunities that could happen if we stayed the same?

🌟 New relationships, new cities, new jobs, and many new endeavors. This is your reminder to take a chance and trust your gut. Change can be a great thing!

Upsizing your home doesn't always mean stretching your budget to the limit. πŸ‘πŸ“ˆ With the right strategy, it's possible to...
10/16/2026

Upsizing your home doesn't always mean stretching your budget to the limit. πŸ‘πŸ“ˆ With the right strategy, it's possible to gain more space while keeping your finances on track.

Here are three ways to make upsizing more affordable:

πŸ’° Know your true budget: Look beyond the purchase price and factor in monthly payments, property taxes, insurance, utilities, and maintenance so you can shop with confidence.

πŸ“ Expand your search area: Exploring nearby communities may give you more space and features for the same budget.

πŸ”‘ Use your current home's equity wisely: If you've built equity in your existing home, it may provide a larger down payment and reduce the amount you need to finance.

Upsizing isn't just about buying a bigger house. It's about finding a home that better fits your lifestyle while making a smart long-term financial decision.

Ready for more space? Let's explore your options and create a plan that helps you move up without overextending your budget.

Timing the market is never the only factor. Strategy and preparation matter just as much. Here’s what sellers should be ...
10/15/2026

Timing the market is never the only factor. Strategy and preparation matter just as much. Here’s what sellers should be thinking about right now:

πŸ“Š Market timing vs. opportunity: Waiting for lower rates may also mean more competition and shifting buyer behavior
πŸ‘€ Buyer demand is still active: Well-priced homes continue to attract serious buyers, even in higher-rate environments
πŸ’° Equity position matters: Many homeowners are sitting on usable equity that can help fund their next move
🏠 Pricing + presentation strategy: The right positioning can have more impact than timing alone

Reach out for expert guidance and a tailored selling strategy for your home and goals!

A gentle reminder: every milestone, big or small, is worth celebrating on your journey to homeownership. 🏑✨ Each step br...
10/14/2026

A gentle reminder: every milestone, big or small, is worth celebrating on your journey to homeownership. 🏑✨ Each step brings you closer to the place you'll call home.

Whether you're just getting started or feeling uncertain about the next move, you're not in it alone. Let’s build a clear, confident plan tailored to your goals and timeline.

Fall might be one of the most overlooked opportunities for home buyers. πŸ‚πŸ‘While spring often gets the spotlight, the mon...
10/13/2026

Fall might be one of the most overlooked opportunities for home buyers. πŸ‚πŸ‘

While spring often gets the spotlight, the months leading into fall can offer advantages that are worth considering. Here are a few reasons why buying in the fall may work in your favor:

🍁 Less competition – With fewer buyers actively searching, you may face fewer competing offers on the homes you like.

🏠 Motivated sellers – Some sellers are eager to move before the holidays or the end of the year, creating opportunities for stronger negotiations.

πŸ“‹ More time to make decisions – A slightly slower market can give buyers more breathing room to evaluate homes and make confident choices.

πŸ”‘ Move in before the holidays – Purchasing in the fall gives you the chance to settle into your new home before the busiest time of year.

Every market is different, and the right time to buy depends on your goals, finances, and local conditions. Looking beyond the traditional spring market could open the door to opportunities you might otherwise miss.

Reach out today to see if this fall could be the right time for your next move!

A home that worked perfectly a few years ago may feel very different today. Families grow, routines change, and new prio...
10/12/2026

A home that worked perfectly a few years ago may feel very different today. Families grow, routines change, and new priorities can shift what you need from your space.

Here are a few signs you may be ready for something different:

πŸ“¦ You’re Running Out of Space: Closets are overflowing, storage is maxed out, and rooms are serving multiple purposes.
πŸ‘¨β€πŸ‘©β€πŸ‘§β€πŸ‘¦ Your Household Has Changed: Growing kids, new family members, or changing routines may require a different layout.
πŸ’» Your Lifestyle Has Evolved: Working from home, entertaining, hobbies, or other activities may have created new space needs.
πŸ”¨ Major Renovations Are Adding Up: If making the home work requires significant changes, it may be worth comparing renovation costs with moving.
πŸ“… You’re Thinking Ahead: Consider whether your current home will still support your lifestyle over the next five years.

If your space has started feeling less functional, exploring your options can give you a clearer picture of what comes next.

Are you wondering what your current home could be worth or what another home might offer? Reach out to start exploring your options.

Address

346 Shelburne Road
Burlington, VT
05401

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