Dr. Denise King - Living Life By Design Now

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Dr. Denise King - Living Life By Design Now

Here to help you find your dream home and begin a new family legacy in homeownership.

08/27/2024

With Sharon Smith-Akinsanya – I just got recognized as one of their top fans! 🎉

10/24/2023

Are you looking for ways to enjoy this beautiful fall weather and scenery? Try out the Harvest Festival and Maze, September 17- October 30.

10/19/2023

Its a NEW SEASON
I'm now with Keller Williams Preferred
I'm so Excited about the Journey

05/02/2023

Beautiful townhouse just became someone's new home 🏡
If you're looking for a new home, give me a call. Buying is still a good idea even in this market!
Let's talk about the possibilities!
Twin Cities Realtor - Denise King

10/30/2021

When a home comes “back on the market,” that means the house was under contract but now has come back on the market. Before you immediately assume this is a huge red flag, Check out some common reasons homes come back on the market below!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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1️⃣ Buyer’s remorse⠀⠀⠀⠀⠀⠀⠀⠀⠀
Sometimes buyers get cold feet, or sometimes they find another home that they like way more. It happens!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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2️⃣ Inspection results⠀⠀⠀⠀⠀⠀⠀⠀⠀
Home inspectors can always find something wrong with a property, even new construction. Though sellers are usually willing to fix the issue or make it up to the buyer somehow, occasionally, some buyers will choose to back out entirely.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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3️⃣ The buyer had more than one option⠀⠀⠀⠀⠀⠀⠀⠀⠀
Depending on the local market, some buyers’ agents suggest that buyers put down offers on multiple homes. If buyers end up with more than one contract, they have to back out of others, resulting in those homes being placed back on the market.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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There are tons of reasons why homes are placed back on the market, and it doesn’t always mean something is wrong with the house! That’s why one of the most essential things you can do as a buyer is asking questions! 👏

10/29/2021

Multiple offers on your home?⠀⠀⠀⠀⠀⠀⠀⠀⠀
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If your home receives multiple offers, it can feel very overwhelming. Especially in the hot-selling market right now, multiple offers have been very common!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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It’s important that you know some key things to look at when comparing offers⠀⠀⠀⠀⠀⠀⠀⠀⠀
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🗝 Financing terms⠀⠀⠀⠀⠀⠀⠀⠀⠀
🗝 Appraisal Gap Guarantees⠀⠀⠀⠀⠀⠀⠀⠀⠀
🗝 Inspections⠀⠀⠀⠀⠀⠀⠀⠀⠀
🗝 Contingencies⠀⠀⠀⠀⠀⠀⠀⠀⠀
🗝 Possession Date (With me as your agent)⠀⠀⠀⠀⠀⠀⠀⠀⠀
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I can guide you through each of these across all the offers and discuss the benefits and disadvantages of each. Offers are more than just the money amount on them!

10/28/2021

Contract contingencies⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Contract contingencies are quite common in real estate transactions and are put in place to allow prospective homeowners to cancel a contract without penalty and get back their earnest money deposits 💰. Contingencies reduce risks for buyers, and what is allowable varies from state to state. However, many contingencies are common to every state.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Here are (3) different contract contingencies that you should be aware of:⠀⠀⠀⠀⠀⠀⠀⠀⠀
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🔸 Health-Related Contingencies⠀⠀⠀⠀⠀⠀⠀⠀⠀
This contingency takes a closer look at common health problems in older homes or specific inspections which include the following: mold, asbestos inspections or lead-based paint inspections.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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🔸 Inspection Contingencies⠀⠀⠀⠀⠀⠀⠀⠀⠀
These common contingencies focus on the condition of the house and property to make sure there are no damages or safety issues that need to be dealt with.These include: roof, wood and home inspections.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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🔸 Monetary Contingencies⠀⠀⠀⠀⠀⠀⠀⠀⠀
These contingencies release buyers and sellers from a contract if there are problems with finances. These include discussions on the loan, appraisal and contingencies regarding selling an existing home.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Do you need another term clarified? Feel free to reach out in my DMs!

10/27/2021

How Do You Pay Back Reverse Mortgage? ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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So…How Do You Pay Back a Reverse Mortgage? Here’s Tip #4 of this series.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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A reverse mortgage is unique because lenders make payments to the homeowners instead of the other way around!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Here’s how the process goes:⠀⠀⠀⠀⠀⠀⠀⠀⠀
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✅ It starts with a homeowner who has considerable equity in their home or has paid it off entirely⠀⠀⠀⠀⠀⠀⠀⠀⠀
✅ The homeowner decides they need the liquidity by removing equity from their home, so they apply for the loan of their choice⠀⠀⠀⠀⠀⠀⠀⠀⠀
✅ If approved, the homeowner decides how they’d like to receive payment⠀⠀⠀⠀⠀⠀⠀⠀⠀
✅ The homeowner uses the money as stated in their loan agreement⠀⠀⠀⠀⠀⠀⠀⠀⠀
✅ The loans last until the borrower dies or moves, and at the point, they or their heirs can repay the loan⠀⠀⠀⠀⠀⠀⠀⠀⠀
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What do you think? Could a reverse mortgage be right for you? 💭

Address

14300 Nicollet Court , Suite 208
Burnsville, MN
55306

Website

http://www.deniseking.kw.com/

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