Robinson Realty

01/08/2024

My credit card is not attached to my Apple account and never will be. I do not give permission to Facebook to charge $7.99 a month to my account, also, all of my pictures are property of myself and not Facebook!
So now they are doing it, we just saw on Channel 13 News, that Facebook will be charging all users starting Monday. You can do an "opt-out" by posting the above. Hold your fingers over and copy. Bye Bye ads

01/08/2024

Buy a multi unit property instead of a single family home and get a 15 year fixed mortgage rather than a 30 year mortgage. Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage, verify that there is no prepayment penalty. This gives you the flexibility of paying it off early if you are able. But it also gives you the option of making lower payments when times are tough...

When you start your job, get an HSA account and not FSA and get the high deductible health insurance. It will lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!!

Never buy a car brand new! I’ve watched Escalades go from $100k (new) to $50k four years later. 🚙

Get you an LLC (incorporate your name!!) and run it as an S Corp. Add yourself and your kids as employees and avoid pay the 15.3% self-employment tax. Remember Jay-Z quote “I’m not a Businessman I’m a Business Maaaaaaaan....” Let that sink in.
Build business credit! The loans are bigger and the interest rate is lower.

Once your LLC has been established you can then hire your children and pay them an annual salary up to $12,400 which serves a tax break for you and lowers your yearly liability, at that point your children can use their earnings to pay for things like their tuition, school trips and any other activity or upkeep that you were originally going to be financially responsibility for so their needs are met, you're assisting them in establishing a good work ethic but more importantly you're decreasing your taxes and keeping more of your earning in house

Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks and the SBA. Also no fees. Recently some got the PPP or EIDL

Go to Community College first and transfer into a four year college (unless you have scholarships to help mitigate the costs) as a Junior. School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the community. 🎓

Get life insurance for you (whole life) and your children (term) as soon as they are born (one thing is for sure is we will die..might as well leave your kids or family something extra). The sooner you get it, the cheaper it is. And you can borrow against it to fund certain projects. Also, the ones that pay out dividends are the best! They normally are associated with the market (money market accounts). IUL’s are great! 💰

Get the people in your immediate family to save collectively! If 10 people save $500/month, that’s 60k every year. You could buy 3 starter homes (depending on your market) every year and in 4 years all ten of you are home owners. Buy on the same block or neighborhood if you can...this way you control the value of the homes (remember Monopoly!). 🏠

We need to promote financial literacy. Building capital and creating equity to create generational wealth. Having financial freedom is everything! This is not being taught in the school curriculums or our education systems! We must do it ourselves!

***I need 10 people to copy and repost this on their pages and groups and spread financial literacy!

03/07/2023

Just beautiful

63 Likes, 4 Comments - Marvin L. Winans Sr. () on Instagram: "It was His Grace. Let’s have a great week! "

03/07/2023

Super kid

634 Likes, 8 Comments - Easton fletcher () on Instagram: "Speed course at ninja tonite ! Class was awesome tonite . . . ..."

03/07/2023

Wow 😮

3,382 Likes, 307 Comments - Matt Devitt () on Instagram: "FLORIDA GATOR VS FENCE 🐊😳 Check out this big guy bend the aluminum bars and plow right thro..."

06/11/2021

Time to get your winter 3 bedroom 2 full bathroom condo iparadise. Pembroke Pines, FL

01/13/2020

Have you made your arrangements for your winter home in the sun.

04/25/2018

03/09/2018

Calumet City property for sell
Inbox me for information.

11/26/2017

Call Realtor owner for info 708/738-6336
For sale 3bdrms, 2 full baths.