10/31/2025
~FEDERAL GOVERNMENT SHUTDOWN/FURLOUGH RESOURCES~
-Bank of America: Assistance available to furloughed Federal employees. Call the priority assistance line 844-219-0690.
-Chase Bank: Help for customers who are U.S. government employees affected by the U.S. government shutdown. Here’s the special line they set up 1-888-356-0023.
-Congressional Federal Credit Union: For more information on their Relief Line of Credit or any of their assistance programs, contact Member Service Representatives at 800-491-2328 or stop by a branch location.
-Fed Choice: Offering quite a few different options to assist – for existing and new members.
-FEEA-NARFE Government Shutdown Grant: Offering $100 grants to active federal employee members who are not receiving a paycheck during the current NARFE Shutdown Grant due to being furloughed or working in excepted status. To access an application, visit the FEEA website https://feea.org/shutdown/narfeapp/
-Fidelity & Guaranty Life Insurance Company: To help the nearly 27,000 AFGE members who currently have a policy with the company during this government shutdown, the company “will keep the policy-in-force by waving the cost of insurance charges for the next 30 days.”. Policies beginning with the letter "Y" call: 844-800-9146, all other policies call: 888-513-8797
-Ford Credit, GM Financial, & Mercedes-Benz Financial Services: Providing qualified customers options such as payment deferrals, late fee waivers and special care lines to address their individual problems, though official announcements from these companies have not been released online.
-Hyundai Capital: Will extend all Hyundai Capital auto loans and lease payments for 30 days for current Hyundai owners who are federal government employees furloughed during the shutdown. Impacted consumers should contact Hyundai Motor Finance at 1-800-523-4030 to take advantage of this offer.
-Interior Federal Credit Union: Offering a special loan for both member and non-member furloughed Federal workers. Net paycheck up to $15,000, interest free up to 30 days. Members may apply for a limit up to the equivalent of two net paychecks. More offers are available on the site or call 800-914-8619
-Kia Motors Finance: Offering deferred payments of 30 days. If you’ve been affected by the current Government Shutdown and need assistance from Kia Finance, please contact us at 1-866-331-5632.
-Local Governments
• Arlington County Federal Government Shutdown Resources
o Arlington is prepared to offer resources and provide information to help assist individuals, families, and businesses impacted during and after the shutdown. For more information, go to the website https://www.arlingtonva.us/.../CMO/Government-Shutdown
• Charles County
o Charles County residents who have recently experienced a change in employment as federal employees or contractors can find support on the Government Transition Resources page https://www.meetcharlescounty.com/government-transition This page offers essential information and resources to assist in navigating this transition.
• City of Alexandria Federal Government Shutdown Information and Resources
o The City of Alexandria is prepared to deploy resources and provide information to assist those impacted in our community. The City works collaboratively with its partners to provide information and resources that may offer support, security, and stability for individuals, families, and businesses impacted during and after a shutdown. For more information, go to the website https://www.alexandriava.gov/FederalShutdown
• District of Columbia
o Federal Worker Support Website https://fedsupport.dc.gov/
• Prince George’s County
Prince George’s County is committed to ensuring that its residents and their families have the support they need to maintain their quality of life and is coordinating resources, assistance programs, and helpful information for navigating the federal government shutdown. For more information, go to the website for information and to access a resource guide.
https://www.princegeorgescountymd.gov/departments-offices/county-executive/federal-government-shutdown-resources?fbclid=IwY2xjawNvydFleHRuA2FlbQIxMABicmlkETFKanZpRUpFcG96T1BueFd4AR6UiLmRT3pFVDh1-s-ykrUW2wWlCf8rW9cm390bt5cwKRzqPC-j6S6Yj_gJ0A_aem_WalGauLviSRnnuDuneTj3g
-MetLife: For furloughed federal government employees because of the current shutdown, MetLife Auto & Home may grant a one-time, 30-day grace period on your payment of premium on a MetLife Auto & Home policy. Members must request this one-time allowance by calling 1-800-GET-MET8.
-Mobile Telephone Service Providers
• AT&T: Will assist with adjusting late fees, providing extensions, and revising payment schedules.
• Sprint: Will provide short-term payment solutions. Call 1-888-211-4747
• T-Mobile: Offering short-term assistance and can spread out service payments over time. Call 1-877-746-0909 or 611 from a T-Mobile device.
• Verizon: Offering flexible payment options and has a Promise to Pay program to set payments for a future date. Call 1-866-266-1445.
-Navy Federal Credit Union: Offering a special loan program. Call 1-888-842-6328 to find out more.
-National Food Resources & Advice
-Feeding America: This organization has a nationwide network of 200 food banks and 60,000 partner pantries from which they can serve every community across the United States. This is an awesome resource, and they have already begun serving Federal employees affected by the government shutdown.
-National Rental Home Council: Represents many of the nation’s largest operators of single-family rental homes. Offering deferred rent payment options with no late fees to any renter who has been furloughed.
-National Institutes of Health Federal Credit Union (NIHFCU): To support furloughed NIH employees – as well as current NIHFCU members furloughed from other Federal Government agencies
– NIHFCU is offering a Special Assistance for Federal Employees (S.A.F.E.) program to help ease the disruption of pay. Go to the S.A.F.E. webpage for more details.
-Navy Federal Credit Union: Offering a special loan program. Call 1-888-842-6328 to find out more.
-Mortgage Companies/Loan Servicers/Lenders
-Offer resources like forbearance, payment deferrals, fee waivers, and loan extensions. Contact your mortgage lender to discuss specific situations and explore available options, such as hardship loans or modifications.
-OPM Furlough Guidance/ Sample Letters for Creditors and Mortgage Companies
-The U.S. Office of Personnel Management (OPM) has prepared human resources guidance for agencies and employees in the event of furloughs and has created sample letters for Federal workers to contact their landlords, mortgage lenders, and utilities, to request help during the shutdown.
https://www.opm.gov/.../unemployment-insurance-resources/
-PayPal: Allocated $25 million to fund interest-free cash advances to our furloughed Federal workers who need assistance right now. This is for both new and existing PayPal Credit customers. Minimum loan is $250 with a maximum cash advance of $500. Your account does need to be in good standing if you are an existing PayPal Credit customer. Existing customers call 1-877-689-1975. For new accounts, apply online, then after approval call 1-877-689-1975.
-School Districts: To save on food and ensure your kid eats breakfast and/or lunch free (less stress and worry for you), notify the district of your furlough. No income is an emergency and may qualify you for the free meal program.
-SunTrust: SunTrust did not make a specific offer, but they did make a public announcement that they have programs in place to help clients affected by the shutdown.
-Synchrony Bank: Handles store cards for Amazon, Lowes, Walmart, JCPenney, Chevron/Texaco, and many other large nationwide companies that you might do business with on a day-to-day basis. They are allowing affected customers to defer payments until after the shutdown. Contact them for more information.
-Thrift Savings Plan
TSP allows for the suspension of loan payments when you go into non-pay status. They do not require documentation about your furlough currently. Missing one or two payments will not cause your loan to go into default. Log in to your account to check your status or simply call the Thrift Line at 1-877-968-3778.
-Toyota Financial Services & Lexus Financial Services: Affected lease and finance customers in good standing with their accounts may be eligible to take advantage of up to two months of finance contract payment extensions or lease deferred payments. Toyota Financial Services call 800-874-8822 and Lexus Financial Services call 800-874-7050.
-Union Plus: For union members, there are options available if you’re with Union Plus. Call them at (800) 472-2005 to ask about these offers: $300 Furlough Grant for eligible Union Plus credit card holders, Mortgage Assistance Loan and $300 Grant: payment grace period for Union Plus Life and Accident Insurance, payment grace period for Union Plus Auto Insurance, and payment grace period for Union Plus Life and Accident Insurance.
-USAA: Offering deferments for all loans and credit card payments, no-interest loans and waived or refunded overdraft fees. For more information go to the website.
-U.S. Bank: Will waive all late fees if you miss a mortgage payment due to the shutdown. Also mentioned they will defer first payment dates for new mortgages.
-U.S. Employees Credit Union: USECU is also offering shutdown loans, but only until Tuesday, January 15. Call (312) 922-5310 to learn more.
-Wells Fargo: Has a few different options to help depending on the services you have with their bank.
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