09/15/2026
Waiting for mortgage rates to come down may feel like the only way to make buying a home possible. But 41% of buyers who waited wish they'd bought sooner – before rates and prices rose again. Right now, factors like inflation, the economy, and global events are all having an impact on rates – and it’s not in the direction you’d hope. So, for a lot of buyers, waiting might not pay off. Sometimes it just means putting your life on hold for what feels like too long.
Before you decide to hit pause on your move, talk to a trusted lender. They’ll go over options that can help make buying work at today’s rates, and how to get the best rate you can.
You certainly don’t have to buy now. You should buy when the numbers work for you. But you should at least know your options before making a decision.
