Walt Mickey - Licensed Public Adjuster

Walt Mickey - Licensed Public Adjuster Serving all of Florida, specializing in SWFL - Working to maximize your Insurance Claim payout! FL Public Adjuster Lic.

I'll handle the insurance company so you can get on with your life. Bay Area PA is the area’s best public adjuster for insurance claims. If your home has any damage from water, mold, fire, smoke, storm or hurricane, call us right away for a free home inspection. We offer our public adjuster services in Tampa Bay, Orlando and we are now serving Southwest Florida! There is zero up-front cost to you - if you don’t get paid, we don’t get paid. Our professional insurance claim adjusters have been helping homeowners get the maximum settlements in Florida for many years. Whether your home has suffered damage due to an event like a sinkhole, fire or windstorm, our public adjusters will get you the settlement that you deserve. Hiring us to represent you as your public adjuster will remove the stress of dealing with your insurance company.

Hello friends and neighbors,As we approach another hurricane season, I'm now offering pre-storm property documentation s...
07/08/2026

Hello friends and neighbors,

As we approach another hurricane season, I'm now offering pre-storm property documentation services at special pricing.

Over the last 6 years while working insurance claims as a public insurance adjuster, I’ve seen too many claims denied by the insurance companies due to damage being classified as “existing damage”, “neglect” or “lack of maintenance” when damage was obviously storm related. Without proof of your home’s pre-loss condition, it can become a fight to recover payment for repairs. This is especially important for those who did not get a new roof installed following Hurricane Ian.

My service will provide you with proof of your home’s condition prior the upcoming storm/hurricane season. I like to think of it as “insurance for your insurance.”

I provide detailed exterior elevation photographs to document your home’s current condition. This includes roof photos (via drone to avoid foot traffic), all elevations of the home, windows, exterior doors, lanai/ screened pool enclosures, A/C units and fencing.

In addition, I can also provide 360-degree interior documentation that provides a comprehensive tour to document condition of ceilings, walls, flooring and even personal property and contents.

See below for special pricing.

Exterior $150.00
Documentation includes:
Exterior:
• Aerial drone inspection and HD digital photographs of roof
• All elevations of the home
• All windows and exterior doors (garage door included)
• Pool enclosure/ screened lanai
• AC condenser units
• Fencing

Exterior Plus Interior $250.00
Includes everything above PLUS:
Interior:
• Main living areas
• Walls and ceiling condition
• Flooring condition
• Bathrooms
• Kitchen appliances
• Garage/ Lanai

What you receive:
• 100+ timestamped photos
• 360-degree photos of interior of home
• Organized digital folder
• Inventory of high-value items (by request)
• Fast retrieval if a claim occurs
• Priority access to adjusting services post storm/ hurricane

Please feel free to reach out with any questions. I’m now booking appointments for July and August.

05/17/2026

And just like that… storm season begins in SWFL. Call me if you need to file an insurance claim.

05/03/2026

🚨 Florida friends — do you actually know what your homeowners insurance covers BEFORE hurricane season starts? 🌪️

Most people don’t… until it’s too late.

A lot of homeowners are shocked to learn:
❌ Flood damage usually is NOT covered by standard homeowners insurance
❌ Small leaks can turn into massive claim issues
❌ Some policies now have separate hurricane deductibles
❌ “Water damage” and “flood damage” are treated VERY differently

NOW is the time to:
📸 Take photos/videos of your home
📄 Review your insurance policy
💻 Back up important documents

📷 I also offer pre-hurricane home photo documentation packages to help homeowners create a detailed visual record of their property BEFORE a storm hits.

The homeowners who prepare BEFORE the storm are almost always in a better position afterward.

03/17/2026

🌪️ Cape Coral Storm Update

If you suspect your home may have damage related to yesterday's storm or possible tornado, don't wait to have it checked.

High winds can cause damage especially to roofs, screens, and areas where water can get in.

✔️ Missing or lifted shingles or tiles
✔️ Pool cage or screen damage
✔️ Water intrusion or ceiling stains

Call or message me, Walt Mickey, I'm a licensed public adjuster and retired law enforcement officer. I work for homeowners—not the insurance company—to make sure your damage is properly documented and your claim is handled fairly.

If you’re unsure whether you have damage, I’m happy to take a look and give you honest guidance.

📩 Message me or call/text 239-218-2363 to schedule.

Call now to connect with business.

02/22/2026
02/20/2026

Hurricane damage + a low insurance offer = a nightmare for any homeowner.

“We got a subpar settlement offer from our insurance company… If you need somebody to get you a fair payout and give you caring, quality service along the way, Mick is your man. Thanks again to him and his team for everything he did for us!”– Aaron

If your insurance company’s offer doesn’t feel right, DM me or call today. I'll review your claim and fight for the payout you deserve.

02/18/2026

“What’s a public adjuster and what exactly do you do?”
I get this question all the time.

A public adjuster is a licensed insurance professional who works for YOU, the policyholder – not the insurance company. Walt Mickey, LLC is a licensed public adjuster specializing in SWFL. I help homeowners after hurricanes, leaks, fires, and other damage by reviewing your policy, documenting every bit of the loss, and negotiating directly with the insurance company to pursue a fair payout.

The insurance company has an adjuster on their side. A public adjuster is your adjuster.

If you’re in SWFL and your insurance offer doesn’t seem right, send me a message and I'll personally review your claim and walk you through your options.

02/17/2026

Myth: You should always accept the first offer from your insurance company.
Reality: You can negotiate, and many people leave money on the table.
Walt ‘Mick’ Mickey, Public Adjuster, helps review offers so you aren’t shortchanged.

Had to hire a lawyer, felt it was the only way he could get his home insurer to pay his claim... if you have to file an ...
02/14/2026

Had to hire a lawyer, felt it was the only way he could get his home insurer to pay his claim... if you have to file an insurance claim, don't go it alone. Call me first. I'll handle the insurance so you can get on with your life.

A Broken Arrow couple said their insurance claim has turned into a nightmare. After months of frustration, they've decided to call out State Farm publicly with an eye catching yard sign. Read the full FOX23 investigation here: https://fox23.info/4tuZA6R

02/14/2026

This week I’ve been talking about how powerful word of mouth is for my business.
If you know me, or have worked with me —
• Leave a quick review on my page.
• Mention me when someone is dealing with storm, roof, fire, or water damage.
Your voice helps people find ethical, no nonsense help when they need it most.
Walt Mickey, FL Public Adjuster Lic. # W744051
❤️ Happy Valentine's Day!❤️

Address

Cape Coral, FL
33991

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