09/16/2026
If you’re looking for lower mortgage payments with your home purchase, a 2/1 Buydown may work for you. Typically, a seller will pay some interest up front so the buyer can enjoy a rate that’s 2% lower in the first year and 1% lower in the second year. This calculator will show you the potential savings. Let me know if you’d like to learn more home financing strategies. I’ll be glad to help. Top Flite Home Loans is an Equal Housing Lender.
See the benefits of a 2/1 Buydown!