06/24/2026
I spend a lot of time looking at creative finance deals—Subto, Seller Financing, Morby Method, and Hybrid structures.
One thing I've noticed is that many wholesalers spend hours chasing deals that were never going to work in the first place.
So I built a simple "back-of-the-napkin" underwriting tool to help quickly screen opportunities before investing a lot of time into them.
It's not a replacement for a full underwriting review, but it can help answer questions like:
• Does this deal have enough room for terms?
• Is there a realistic refinance exit?
• Does the structure make sense?
• Is it worth taking a deeper look?
If you're a wholesaler working creative finance leads and would like a copy, comment "CALCULATOR" below or send me a message.
I'm happy to share it.