Jen Ramos - Iron Valley Real Estate of Central PA

09/05/2026

🏡 You DON’T need 20% down to buy a home!

One of the biggest misconceptions I hear from potential homebuyers is:

“I need to save 20% before I can buy.”

The truth? There are loan programs that allow qualified buyers to purchase a home with significantly less than 20% down.

Depending on the loan program and your individual situation, you may have options such as:

🔑 FHA — as little as 3.5% down
🔑 Conventional — some programs allow as little as 3% down
🔑 VA — eligible buyers may qualify for 0% down
🔑 USDA — eligible buyers may qualify for 0% down

And there are also down payment assistance programs that may help qualified buyers with their upfront costs.

💡 The important thing is to find out what YOU may qualify for rather than assuming you need 20%.

If buying a home has been on your mind but you feel like you’ll never save enough for a down payment, let’s talk about your options. You might be closer than you think!

Loan programs, down payment requirements, and eligibility vary by individual circumstances. Let me connect you with a qualified lender for specific details.

09/01/2026

**Every Porch Tells a Story**

At yesterdays open house, I met someone who is preparing to move here from another state. They already have an agent, but we had a great conversation about the area and all the reasons I think they’re going to love it here.

Every move is really a story about **leaving one porch to find another.**

One porch holds the memories of where you’ve been.
The next porch becomes the beginning of where you’re going.

New neighborhoods. New routines. New memories. A new place to call home.

I may not be the REALTOR® helping them find that next porch, but I was happy to share a little bit (ok, maybe a lot) about the community I love and help them get excited about their next chapter.

**real estate is about more than a house.**

It’s about the journey from one porch to the next. 🏡❤️

Every porch tells a story. What will the next one say?

08/30/2026

Desk work from bed because apparently the office has become wherever the laptop lands!

Real estate: flexible hours, flexible locations, questionable posture and loving every minute of it!

08/29/2026

🏡 **What’s Your Home Worth?**

Have you ever wondered what your home could sell for in today’s market?

Home values can change quite a bit—even from one neighborhood to the next.

I have a simple way for you to get an idea of what your home may be worth. And if you're thinking about selling, I can take it a step further with a personalized look at comparable homes.

👇 Curious what your home could be worth?

**Click here to find out!**

No pressure. Just information so you know where you stand. 😊

What’s my home worth? Find the estimated value of your home for free with Iron Valley Real Estate Central PA.

08/28/2026

*Open House*
Sunday August 30th.
1-3pm

📍799 Barn Swallow Way, Mechanicsburg

For more information or to schedule your showing, please contact:

Listing Agent:
👤 John Loftus
📱 C: 717.712.4747
☎️ O: 717.344.5950
[email protected]

Hosting Agent:
👤 Jen Ramos
📱 C: 717.713.9425
☎️ O: 717.344.5950
[email protected]

Iron Valley Real Estate of Central PA Carlisle
2260 Spring Road Suite 1, Carlisle, PA 17013

08/28/2026

If you know you know. 😅 👠

08/25/2026

🌮 **TACO TUESDAY QUESTION!** 🌮

Every town has that one place people swear has the BEST tacos…

**Where’s your favorite taco spot in Central PA?**

I will go first..... my absolute favorite tacos are the Burnt Ends Tacos at Pitt Street Station

08/24/2026

I’m so excited to be sponsoring the kids corner at an upcoming vendor event for Canine Rescue of Central PA on September 12th.

Most know that this rescue holds a special place in my heart. We fostered and then adopted our sweet Diesel from CRCPA. I have also become “Grammy” to the many fosters my daughter has opened her home to.

Please join us and be sure to stop by my stand with your kiddos for some dog themed fun and a treat to take home for your pup! Link to the event is in the 1st comment.

And… how cute is this little dog house I made????