Roman Crutchfield

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BidBuddy.com is a service that helps homeowners prepare their homes for sale by offering home repair and improvement consultations with experienced project consultants. These consultations can help homeowners identify necessary repairs and upgrades that can increase the value and functionality of their homes. The service also offers financing options for these projects, making them more affordable

for customers. With financing options, customers can pay nothing upfront and nothing until closing. Additionally, by working with BidBuddy's affiliated contractors and real estate agents for repair or improvement services and to sell their homes, homeowners can receive a rebate of .5% of the home's value within 12 months. This can help to save thousands of dollars on home repairs and renovations. Contact BidBuddy.com today to schedule your consultation and take advantage of these valuable services.

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Forget This Winter Task and You Could Face Burst Pipes: Here’s the simple routine you need to winterize your outdoor faucet and avoid burst pipes before the next big freeze hits.

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11/23/2025

What If You’re Priced Out of Buying a Home?: First-time homebuyers are facing a serious problem when it comes to buying a house. While the acceleration may be cooling somewhat, there are still record-breaking rises in home prices. Recent data shows in the U.S., median home prices surpassed $416,000.

Several factors are likely to continue this trend. There are a lot of motivated buyers, limited housing supply and low mortgage rates. Inflation is pushing prices up for essentially everything, including homes. Low mortgage rates allow buyers to buy more than they would be able to ordinarily, so they can get involved in heated bidding wars.

Sellers are also staying put because they don’t want to jump into a highly competitive buying market, limiting the supply of available homes even more.

Homebuilders can’t get the materials they need, and even if they can, there’s a labor shortage.

Where does this leave first-time buyers or any buyer?

What Does It Mean to Be Priced Out?



If you’re priced out in the real estate market, it means that you can’t afford even an entry-level home. There are often a number of factors that can lead first-time buyers to be priced out, many of which are converging with one another right now.

If you’re trying to buy a house right now, you probably notice the down payment you worked hard to save isn’t going as far as you planned. If you saved 20% of the expected price you prepared to pay for a house, that might no longer be sufficient.

So, what can you do?

You might think automatically you should keep renting, but rent prices are going up because of inflation as well, while wages aren’t keeping up, so this isn’t the ideal option.

There are a few things you can do, and none of them might feel ideal, but your options are limited when you’re priced out.

Save More



If you live in a market that’s not affordable for you right now, you may need to keep renting and adding to your savings. This does also allow you to wait out the market somewhat. You may need to be patient because it could be a couple of years before you’re able to re-enter the marketing successfully.

As you’re thinking about what you can afford, it’s better to base it on your monthly expenses rather than the sales price.

If you are setting more money aside and you’re going to try and wait out the market a bit, don’t just put it in a standard savings account. You may need to put at least some of your savings into riskier but more high-earning options like stocks.

Change Your Expectations



Another option you have available when you’re otherwise priced out of the market is to change your expectations. With limited inventory and all the other factors going on in the market right now, you may have to give up a few things on your wish list, or maybe more than a few.

You could end up buying a fixer-upper that’s more in line with your budget.

For first-time buyers, being humble is key to getting a home in the current environment.

Broaden Your Home Search Geographically



Just like you might need to give up on some of your wish list as far as home features, you might also want to broaden the area where you’re looking geographically. There can be considerable differences in the price of homes from one neighborhood to the next or one suburb to the other.

Many people aren’t just moving out of urban areas to be able to afford a home—they’re changing cities altogether. For example, residents of expensive locations like New York and San Francisco are moving to more affordable cities like Austin and Atlanta.

Hire a Great Real Estate Agent



Finally, if you don’t already have a great real estate agent on your side, it would be nearly impossible to navigate the current market as a first-time buyer without getting one. Even if you can find a home you’re able to afford, you may be facing stiff competition.

Real estate professionals know about properties before they go on the market, so you’ll have an edge there. They’ll also be able to help you understand your local market so you can adjust your expectations as needed.

A real estate pro can negotiate on your behalf and cut some of the stress out of the experience for you.

It’s not an easy time to buy a home, but that doesn’t mean it’s impossible. You might wait it out, or you could shift your approach and strategy a bit.

http://dlvr.it/TPQf0T | BidBuddy.com

11/23/2025

The Rising Popularity of “Wellness Architecture”: The idea of wellness architecture or wellness-centric home design isn’t entirely new, although it largely seemed to pick up steam last year. Now, with the coronavirus still impacting our daily lives and our homes being where we spend a larger portion of our time, it may be an even more popular trend in architecture and interior design.

What Is Wellness Architecture?



Wellness architecture is an approach to home design centered on improving health—this can include mental and physical health. Millennials tend to be health-conscious and, in some cases, even obsessed, and Baby Boomers are also driving the trend.

Baby Boomers are considering their own goals to age-in-place, and they want to ensure their homes are going to facilitate this.

With wellness architecture, you design your home with the idea in mind that it influences your health on a holistic level.

You might include things in your home that help you stay physically healthier—for example, adding a home gym.

You might set aside a bathroom that’s geared toward relaxation and rejuvenation, or a bedroom designed to get quality sleep.

It sounds like an expensive trend, but that doesn’t necessarily have to be the case.

There are simple things you can do to ensure your home promotes your wellness and the wellness of your family.

Design Utilitarian Spaces



If you want a home centered on wellness, think about how you’re most going to use spaces. In the past, the goal was to have as many bedrooms as possible in a home, and that’s often what buyers were most looking for.

Now, families are having fewer children and spending more time at home, so they want spaces that reflect that.

If you’re buying a new home or you’re redesigning your current one, think about what you’ll realistically use.

For example, will you use a home gym or a yoga studio?

Maybe you’re most likely to use a spa-like bathroom, or perhaps a large kitchen where you can prepare healthy foods.

Mood Boosters



If you’re like most Americans you may be working from home right now, educating your children there, and doing most of your leisure activities at home. What you surround yourself with during these times can have a significant effect on your mood, so keep that in mind.

Things that you can improve your mood in your home include live plants and natural light.

Integrate décor that you find aesthetically pleasing, whether that’s art, or rich, textured fabrics as examples.

Give yourself time to reflect on what makes you feel your best when you’re designing your home. There’s no one right answer as to what will work for everyone.

Removing Toxicity



Another way to design your home for wellness involves reducing your exposure to toxins.

Some of the ways to do this include:

• Use an air-purifying system to remove pollens and dust particles.
• If you’re renovating your home, try to use low-VOC products.
• Remove carpet and replace it with hard flooring.
• Consider using color temperature light bulbs as part of your smart home system. You can program them to match your body’s natural circadian rhythm, which can help your mood and productivity, and also help you wind down each night and sleep better.

Take It Outdoors



Finally, if you have outdoor space, maximize it. Getting outside, even if just for a few minutes a day can have positive effects on your mental health as well as your physical health. For example, we’re increasingly finding out about the importance of vitamin D to prevent chronic illnesses.

Create an outdoor space that’s going to be usable for you and meets the needs of your family. Maybe you focus your outdoor area on dining or entertaining, or perhaps it’s a place where your children can play while you soak up the sunlight.

Furnish your outdoor area as you would the indoors of your home in terms of comfort and functionality, to encourage you to get outside as much as possible.

http://dlvr.it/TPQdyJ | BidBuddy.com

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11/23/2025

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The Savvy Shopper’s Guide: 24 Design Sales and Offers for Black Friday: Tis the season for…shopping? That’s what our inb...
11/23/2025

The Savvy Shopper’s Guide: 24 Design Sales and Offers for Black Friday: Tis the season for…shopping? That’s what our inboxes and feeds would have us believe. It’s easy to get caught up in the frenzy, but we try to take an intentional approach. Shop secondhand. Shop local. Shop small! And when what we seek must be found elsewhere, shop strategically. Black Friday/Cyber Monday is a great moment to save on big-ticket items, things that need refreshing, and particularly special finds (a designer piece at an unheard-of price or new bedding for winter, perhaps).

Here’s our roundup of the best sales going on this week at shops, brands, and makers we love.
Above: For the bed refresh: Piglet In Bed’s offering up to 40 percent off select finds and “at least 25 percent off” everything else.

* At Hawkins New York, take 20 percent off sitewide—no code needed.

* Over at Goodee, take up to 65 percent off select finds, including some exclusive, limited-time pieces, now through December 1.

* And Boston General Store’s got free shipping on orders $75+ within the contiguous US.

* Take up to 35 percent off at ABC Carpet & Home.

* As part of Erica Tanov’s Black Friday sale, take 25 percent off sitewide (some exclusions apply); discount applied at checkout.

* Now through December 1, Fable is offering 30 off sitewide—with free shipping, too.

* At St. Frank, shop up to 30 percent off block-printed textiles and more.

* Our friends at Steele Canvas are offering 20 percent off baskets and storage with code BASKETS20.

* From November 25t-29, Fromental is offering 20 percent off their printed collections, framed artworks, and signature cushions.

* At Tiami, take 40 percent off the Hybrid Mattress, now through December 5.

* Toast is offering free express shipping to the US on orders over $350.

* Over at Horne, take up to 25 percent off select finds…

* …and shoppers get 20 percent off one item at MoMA Design Store with code SHOP20.

* Massachusetts-based chocolate co. Taza is offering 20 percent off $30+, 25 percent off $75+, and 30 percent off $100+, now through December 1.

* Gardenheir‘s biggest sale of the year starts today and runs through November. Take 15 percent off everything (excluding Sneeboer); use code THANKS.

* Love modern classics from brands like Santa & Cole and Fritz Hansen? 2Modern is offering up to 30 percent off furniture, lighting, and decor.

* Take 25 percent off site-wide at Schoolhouse.

* Now’s the time to upgrade your towels. Get 20 percent off site-wide at Onsen.

* The Citizenry‘s artisan-made wares are all discounted by 25 percent.

* Enjoy 20 to 50 percent off good-looking essentials for the outdoorsy set at Barebones.

* Enter your email at Bloomist and gain early access to its “Green Friday” sale.

* In the market for outdoor furniture? Save 15 percent off site-wide, 20 percent for purchases over $5,000, and up to 40 percent off select items at Neighbor.

* Get up to 50 percent off Vego Garden‘s raised metal garden beds.

* From Nov. 26 through Dec. 1 at Yamakazi Home, take $20 off orders over $150, and $50 off orders over $250 (discount applied automatically at checkout).

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How To Track And Organize Scholarship Applications: Key Points * High school seniors often apply to dozens of scholarshi...
11/23/2025

How To Track And Organize Scholarship Applications: Key Points

* High school seniors often apply to dozens of scholarships, each with unique deadlines and requirements, making organization a challenge.
* A spreadsheet, calendar, or other system can help families manage tasks, track status, and avoid missed opportunities.
* Prioritizing high-value awards, organizing materials, and setting reminders can reduce stress and improve results.



As high school seniors gear up for college applications, many families also turn their attention to scholarships. With tuition costs continuing to rise, scholarships can provide meaningful assistance. But the process of applying for them (each with its own forms, deadlines, and essay prompts) can quickly become overwhelming.

Without a system in place, it’s easy to lose track of what’s due when, or to accidentally submit the wrong materials. Parents and students juggling multiple obligations often find it difficult to stay organized.

That’s why having a dedicated method to manage the process is not just helpful - it’s necessary.



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Create A Central Tracker For Everything

The first step is to consolidate all scholarship-related information in one place. A spreadsheet, whether in Google Sheets or Excel, works well for most families. It can include columns for scholarship name, deadline, award amount, status, requirements, submission method, and notes.

Here's an example:

For a more visual option, students can use apps like Trello or Notion to build project boards with cards for each scholarship. Many of these tools allow users to add checklists, due dates, and attachments. They’re particularly helpful for tracking progress across multiple deadlines and requirements.

For families who prefer paper, a printed tracker or scholarship binder can work just as well. The key is consistency: all details should be recorded in the same place, whether that’s a digital file or a notebook.

Color-coding by deadline urgency or award amount can help students prioritize applications. Sharing the document with a parent or counselor adds a layer of accountability that may help students stay on track.

Build A Realistic Calendar

Even the best tracker won’t help if deadlines aren’t met. That’s where a calendar comes in. Whether digital or physical, it should include major scholarship deadlines, but also task reminders spaced out in advance.

For each scholarship, break down the steps: request transcripts, draft essays, follow up with recommenders, and submit the final application. Each of these should have its own internal deadline, ideally set at least a few days before the actual due date.

Setup blocks of time like Saturday afternoons or weeknight study sessions for scholarship work. These sessions help make the process routine rather than overwhelming.

Families should also remember that some scholarships have rolling deadlines or open limited application windows. Submitting early can make a difference, particularly when awards are given on a first-come, first-reviewed basis.

Organize Materials For Easy Re-Use

Many scholarship applications ask for similar documents: transcripts, a list of activities, financial aid forms (like your SAI Score), and personal essays. Keeping these files in a single folder (physical or digital) can save time and reduce errors.

Using a clear naming system for digital files is a small step that prevents big headaches. Instead of “essay-final.docx,” use names like “Smith_LeadershipScholarship_Essay.docx.”

Students should also keep a master personal statement that can be tweaked and reused across applications. With minor edits, this single document can serve as the base for multiple essays.

Requesting multiple copies of recommendation letters early on can also prevent last-minute scrambles. Some students ask their teachers or counselors for a general version of a letter that can be reused with minor updates.

Don't Forget The Follow Up

Once a scholarship is submitted, the process isn’t necessarily over. Some organizations follow up to confirm receipt or request additional information. Others may ask finalists for interviews or essays.

Students should have a dedicated folder in their email inbox for scholarship communications and should keep a log of follow-ups. A simple entry like “Emailed confirmation on 10/5/25” can help if issues arise.

A thank-you note after receiving an award, or even after an interview, is always appreciated and may be remembered when future awards are given. It's sad to see, but for our scholarship, we've maybe only received 2 or 3 thank you letters ever.

FAQs

What is the best tool or method for tracking multiple scholarship applications?

A simply spreadsheet (or shared sheet for families) is the idea tool for tracking scholarship applications.

How do I make sure I never miss a scholarship deadline?

Leverage both your scholarship tracker to include due dates, and include the dates on your calendar or planner.

What documents should I prepare and organize in advance for most scholarship applications?

Most applications will want transcripts, essays, and financial aid forms. Keeping these in a shared folder can make reusing them easy.

Final Tips

Applying for scholarships can be tedious, especially for students managing coursework, college applications, and extracurriculars. Setting small goals (such as “submit three applications this week”) and tracking total potential awards can help students stay motivated.

Even if many applications result in rejections, the return on time for one successful award can be worth hundreds of dollars per hour. Small, local, or niche awards often have less competition and are worth the effort.

Families that stay organized and consistent with their applications are more likely to complete them on time and less likely to leave money on the table.

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Editor: Colin Graves

The post How To Track And Organize Scholarship Applications appeared first on The College Investor.

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We wanted a way to help the homeowner get the needed renovations done before listing while offering them a rebate to help offset the costs to get their home in the best condition to sell for the highest price possible.