Janus Mortgage (NMLS # 1433731) has 20+ years of experience in all aspects in the Southern California real estate marketplace. We have seen all of the ups and downs of what is the most unique real estate market in the world. Our market never ceases to change, learning about those changes and embracing them are part of our business model. This allows us to serve our clients well and help them achieve their financial goals for them and their families. We specialize in the following:
- FHA Financing - The most widely used tool for first time homebuyers. It offers the most flexibility for debt ratios and credit underwriting. The guidelines for this type of transaction can be unwieldy at times, and that is where we come in. We have extensive knowledge of the HUD guidelines.
- Jumbo Portfolio Financing - We have several investors who can provide true jumbo financing for clients who have loans that do not qualify under the FHA or conventional jumbo products. Our knowledge of their guidelines can be invaluable for closing a loan that would otherwise not close.
- HELOC Financing - While most lenders are shying away from home equity lines of credit we have investors who will make loans to well qualified home owners who need to take cash out from their homes.
- Reverse Mortgages - Converting home equity into peace of mind for seniors is the number one reason you should call us with your reverse mortgage questions. We can provide senior homeowners with cash in their pockets and NO mortgage payments for the rest of their lives. You are invited to call anytime at 760-720-1700 or visit our website at www.janusmortgageonline.com for more information.
