Raschel A Kloos Realty

07/17/2026

Here is my lending page: Check it out! https://www.c2financialcorp.com/rammons-kloos

07/13/2026

Questions about lending? Check out my lending site!

Top Mortgage Broker in the United States, Mortgage Executive Magazine April 2018

07/13/2026

🏡 Think you need a HUGE down payment to buy a home? Think again!

One of the biggest myths in real estate is that you need 20% down. The truth? There are thousands of down payment assistance programs that could help with your down payment and even closing costs. Many buyers are surprised to find out they qualify!

✨ Curious what programs YOU may be eligible for?

I've made it easy! Click the link below, answer a few simple questions, and discover potential homebuyer assistance programs available to you.

👉 https://www.workforce-resource.com/dpr/pmt/CRMLS/RASCHEL_KLOOS

Whether you're a first-time buyer, buying again after a few years, or just wondering what's possible, it costs nothing to check.

Don't let the down payment stop you from building wealth through homeownership. Let's see what opportunities are available for you!

📲 Have questions? Send me a DM. I'm happy to help you navigate your options.

Find out how to get help with the down payment to buy a home.

05/16/2026

04/10/2026

New Listing Alert! $749,999! 3/2

Professional Photos Coming Soon!! Welcome to your fully remodeled North Escondido retreat! Located just past the desirable Oak Hill community! This beautifully upgraded home sits on a spacious .32-acre lot with a rare U-shaped driveway and dual access points; offering convenience, privacy, and plent...

03/05/2026

🏡 **Have you checked your home value lately? You might be surprised…**

Most homeowners in **North San Diego County** have gained a *serious chunk of equity* over the last few years… but many have **no idea how much their home is actually worth today.**

Your home could be your **largest financial asset**, and knowing its value helps you:

✔ See how much equity you’ve built
✔ Decide if it’s time to refinance, sell, or hold
✔ Plan your next move strategically
✔ Compare your home to recent neighborhood sales

I just opened up access to a **free instant home value report** that shows:

📈 Estimated current value
📊 Market trends in your neighborhood
💰 Your potential equity position
🏠 Comparable homes nearby

It takes **about 10 seconds** and it's honestly kind of addicting to check. (Don’t say I didn’t warn you.)

👇 **Click the link and see what your home is worth today**

🔗 **searchyourhomevalue.com**

And if you're curious what it would actually sell for in today’s market, **DM me or text me** and I’ll run a deeper analysis for you.

**Raschel Kloos**
Rise Realty Associate Broker
📲 760-845-4744

03/04/2026

🏡 **Shadowridge Detached Home for Rent**

My **private residence** in beautiful **Shadowridge (Vista)** is now available for rent.

Shadowridge is one of the most desirable neighborhoods in North County for a reason. It’s quiet, clean, incredibly safe, and surrounded by **top-rated, award-winning schools**. Families love this area because kids can grow up in a community that actually feels like a neighborhood.

You’re also minutes from Carlsbad beaches, great restaurants, shopping, golf courses, and easy access to Hwy 78.

✨ **Home Features**
• 2 Bedrooms
• 2 Bathrooms
• Detached home (not a condo wall-sharing situation)
• Air Conditioning
• Shower + Bathtub
• **Private gated backyard**
• Located inside a **gated community**
• **Community pool access**

This is perfect for someone who wants a **quiet, safe neighborhood with great schools nearby** and the comfort of a private home instead of an apartment.

💰 **$3,500 per month**

📍 Located in **Shadowridge – Vista, CA**

📲 **Call or Text Raschel**
760-845-4744

Serious inquiries only please as this is my personal residence.

If you know someone looking for a great rental in Shadowridge, **tag them or send this post to them.**

11/18/2025

🌟 Thinking About Buying a Home in Retirement? Read This. 🌟

If you’ve ever wished you could increase your cash flow, ditch the monthly mortgage payment, and live in a home that actually fits your lifestyle now, then a Home Equity Conversion Mortgage (HECM) for Purchase might be your new best friend.

Most people don’t even know this option exists… but you know I don’t let my people walk around uninformed.

Here’s the quick rundown straight from the graphic:

✔️ No monthly mortgage payments (you still pay taxes, insurance & upkeep)
✔️ Buy more home with the same cash
✔️ Keep more cash in your pocket for the fun stuff
✔️ Never owe more than the home’s value
✔️ Create financial flexibility
✔️ Choose a home that actually fits your life
✔️ FHA-insured peace of mind
✔️ You keep the title
✔️ You get a team that walks you through the whole process
✔️ Take back control of your cash flow so you can live the life you’ve earned

This program can be a game-changer for seniors ready to downsize, right-size, or relocate — without draining retirement savings.

If you (or your parents) are thinking about making a move, let me break it down for you in plain English and show you the smartest options.

📞 Call or text me: 760-845-4744
Let’s talk strategy, freedom, and getting you into the home that fits this chapter of life.

— Raschel A. Kloos
Your Real Estate + Mortgage Power Combo 💼✨

10/07/2025

Scammers work hard to win your trust, but they often give themselves away if you know what to look for.

Watch for these 3 red flags

You are searching for a website and sponsored links come up first. Sponsored links could be fraudulent. Avoid phishing attempts by bookmarking your trusted websites.

You receive an unsolicited text or pop-up instructing you to click on a link or to install security software. Clicking on unsolicited links or downloading software could result in malware on your device.

Someone has contacted you requesting a one-time authorization code. Never share authorization codes with someone who has contacted you as it could result in account compromises.

Help avoid becoming a victim
Take time to research and don’t feel pressured to act immediately.


Use reputable malware protection on your devices and keep operating systems up to date.


Enroll in multifactor authentication options for enhanced security.


Call your Advisor!

07/28/2025