Holthaus Home Team California

03/01/2022

Where do you get your favorite sweet treat?

Known as a dessert indulged in around lent, Paczki Day isn’t just about the pastries.

11/23/2021

Save your milk bottles and make these cuties. I am going to make a couple!

This cute Santa Gnome is a fun and easy craft for adults and teens. With his hat flopped over, this little guy stands about 18-inches tall. 10-Minute Santa Doorstop Gnome by Craftidly.com Grab a plastic 1-gallon water (or milk jug) to make this cute Christmas gnome. Add rice or small rocks to the ju...

11/17/2021

Who has HOLIDAY STRESS? Here are some great tips to RELAX a little more. Let me know what works for you.

08/03/2021

Tip of the Week: 8 ways to buy with no money in the bank



A potential client says to their real estate agent, "I want to buy a house but I have no money in the bank. So I'm just out of luck, right?"



Of course we all want clients with tons of money in the bank, but what about all those that don't? Today we can give you 8 ways someone can still buy a home when they don't have money in the bank:



1) VA Loan - 0% down

2) USDA Loan - 0% down

3) Utah Housing - 0% down FHA loan program

4) Get a gift - find that generous giftor. Preferably a family member. Sounds tough but happens VERY often and if it needs to be paid back, they can do so with a future cash out re-fi.

5) Get a loan against an asset. Just make sure it can be sourced by your loan officer.

6) Get an unsecured loan. Make sure the money goes into their bank account at least 60 days before their loan application.

7) Borrow against a 401K account or retirement account. Assure them that the equity in their home may very likely have a better rate of return than if that money stayed in the 401K.

8) Sell an asset. Make sure the paper trail for the transaction is easily accessible.

03/31/2021

Are you looking to buy a home? I am here to help. Call me today to set up a free online consultation on buying your first home or even your tenth one.

Since the birth of our nation, homeownership has always been considered a major piece of the American Dream. As Frederick Peters reports in Forbes:

10/29/2020

Enjoy the holiday!

05/20/2020

Wonder what is happening to the Real Estate Market? It is moving- There are lots of buyers out there that need homes. Have you considered putting your home on the market? Call The Holthaus Home Team and find out if we already have a buyer for your home. 785*845*9829

All eyes are on the American economy. As it goes, so does the world economy. With states beginning to reopen, the question becomes: which sectors of the economy will drive its recovery? There seems to be a growing consensus that the housing market is positioned to be that driving force, the tailwind...

05/12/2020

Things are not as bad as they seem?! Here is an interesting read- What do you think?

Last Friday, the Bureau of Labor Statistics (BLS) released its latest jobs report. It revealed that the economic shutdown made necessary by COVID-19 caused the unemployment rate to jump to 14.7%. Many anticipate that next month the percentage could be even higher. These numbers represent the extreme

04/22/2020

Mine is #3

04/20/2020

A recent realtor.com survey revealed that buyers are still considering moving forward with the homebuying process, even if they can’t see the home in-person. While they still prefer to physically see a home, virtual home tours and accurate listing information top the list of tech specs buyers find most helpful in today’s process. DM us today to learn more about how technology can help power your home search.

Some Highlights: A recent realtor.com survey revealed that buyers are still considering moving forward with the homebuying process, even if they can’t see the home in-person. While they still prefer to physically see a home, virtual home tours and accurate listing information top the list of

04/18/2020

Check out what happened in real estate this week.

04/14/2020

Do you think this neutral bedroom needs more color, or is it perfect the way it is?