Ellen Beltran Realtor

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Ellen Beltran Realtor Serving your real estate needs with excellence, professionalism, sincerity and integrity. LOAN FACTORY
DRE #01771313
DRE #01995330
NMLS #320841
NMLS # 2186156

Call or text (714) 880-5213 or email [email protected] for free consultation!

Did you know your home equity can play a key role in your retirement planning? 🏠For eligible homeowners, a reverse mortg...
10/12/2026

Did you know your home equity can play a key role in your retirement planning? 🏠

For eligible homeowners, a reverse mortgage offers a way to access part of your equity while continuing to live in the home you love. While there are costs, responsibilities, and long-term factors to carefully consider, it can be a valuable option for the right situation.

Want to understand how a reverse mortgage works? Send me a message and let's discuss if it fits your goals!

For informational purposes only. Not financial, legal, or tax advice. Eligibility, proceeds, fees, terms, and requirements vary. Borrowers remain responsible for applicable property taxes, homeowners insurance, property maintenance, and other loan obligations. Not a commitment to lend.



Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

Happy Columbus Day from all of us at Loan Factory! ⛵✨Today, we honor the spirit of discovery, courage, and the exciting ...
10/12/2026

Happy Columbus Day from all of us at Loan Factory! ⛵✨

Today, we honor the spirit of discovery, courage, and the exciting journeys that lead us to new horizons. Whether you are exploring new opportunities or embarking on the path toward your next home, we wish you a safe and meaningful holiday!

How are you celebrating today? Let us know in the comments below!

Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

Finding the right home is exciting, but finding the right financing is just as important! 🏠Because different lenders off...
10/09/2026

Finding the right home is exciting, but finding the right financing is just as important! 🏠

Because different lenders offer different programs, fees, and requirements, it pays to shop around. With access to over 240 wholesale lenders, Loan Factory can help you explore multiple loan scenarios to find the perfect fit for your goals.

Buying a home? Message me today and let’s compare your options! 💬

For informational purposes only. Lender availability, rates, APRs, fees, programs, terms, and eligibility vary by borrower, property, lender, and market conditions. Not a commitment to lend.

Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

Thinking about buying a home soon? Starting your mortgage prep early gives you a major advantage! 🏡It gives you plenty o...
10/08/2026

Thinking about buying a home soon? Starting your mortgage prep early gives you a major advantage! 🏡

It gives you plenty of time to explore different loan options, compare costs, and get your documents ready without any last-minute stress. Let’s connect today to start mapping out your homebuying journey! 📲

For informational purposes only. Loan options, rates, terms, and eligibility vary by borrower and scenario. Not a commitment to lend.



Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

Thinking about using your VA loan benefits? 🇺🇸 While a 0% down payment is a fantastic perk, it is important to remember ...
10/07/2026

Thinking about using your VA loan benefits? 🇺🇸 While a 0% down payment is a fantastic perk, it is important to remember that some out-of-pocket costs may still apply at closing. Let’s connect to review your options and map out a clear path to homeownership! 🏡 Send me a message today to get started.

For informational purposes only. VA eligibility, funding fees, closing costs, credits, terms, and qualifications vary by borrower, property, lender, and loan scenario. Subject to applicable VA and lender requirements. Not a commitment to lend.



Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

Ready to make your next move? Your mortgage team should be just as ready as you are! When you find the perfect home, a f...
10/06/2026

Ready to make your next move? Your mortgage team should be just as ready as you are!

When you find the perfect home, a fast and responsive loan process makes all the difference. At Loan Factory, we combine advanced technology with dedicated support to keep your loan moving smoothly from application to closing.

Planning to buy soon? Send me a message today and let's get started on your journey!

For informational purposes only. Closing timelines vary based on borrower circumstances, property, lender requirements, documentation, and other factors. Not a commitment to lend.



Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

When shopping for a home loan, it is easy to focus only on the interest rate. 🏠 But did you know things like loan terms,...
10/05/2026

When shopping for a home loan, it is easy to focus only on the interest rate. 🏠 But did you know things like loan terms, fees, and mortgage insurance also play a huge role in your overall costs? Let's look at the big picture together to find the right fit for your financial goals. 📈 Message me today to explore your options!

For informational purposes only. Rates, fees, terms, programs, and eligibility vary by borrower, property, lender, and market conditions. Not a commitment to lend.

Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

Thinking about tapping into your home equity? 🏡 Whether you want to fund a renovation, consolidate debt, or cover major ...
10/02/2026

Thinking about tapping into your home equity? 🏡 Whether you want to fund a renovation, consolidate debt, or cover major expenses, we can help you explore your options.

Let's chat today to see if this fits your financial goals! Send me a message to get started. 😊

For informational purposes only. Not all applicants qualify. Rates, terms, loan amounts, and program availability vary. Not a commitment to lend.

Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

Shopping for a home loan? Don't limit yourself to just one offer! 🏡By exploring a wider lender network, you can compare ...
10/01/2026

Shopping for a home loan? Don't limit yourself to just one offer! 🏡

By exploring a wider lender network, you can compare different combinations of interest rates, fees, and loan structures to find a setup that fits your unique goals. Let's look at your options together.

Message me today to get started! 📩

For informational purposes only. Sample rate comparison is for illustration only. Rates, APRs, fees, terms, and program availability vary by borrower, property, lender, and market conditions. Not a commitment to lend.



Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

When shopping for a home loan, it is easy to focus only on the interest rate. But the right mortgage is about so much mo...
09/30/2026

When shopping for a home loan, it is easy to focus only on the interest rate. But the right mortgage is about so much more—like the loan structure, overall costs, and your long-term financial goals. Let’s look at the big picture together to find the right fit for your situation. Send me a message today to compare your options!

For informational purposes only. Loan programs, requirements, rates, fees, and terms vary. Not all applicants qualify. Not a commitment to lend.

Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

Address

2195 Tully Road
Carlsbad, CA
92592

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+17148805213

Website

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