Lance Culp, Loan Officer -NMLS #619476

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Lance Culp, Loan Officer -NMLS #619476 Licensing & Additional Disclaimers: LennarMortgage.com/page/licensing

Looking for a lender? Look for these 4 things: 1. They take the time to understand you. The right loan starts with under...
10/16/2026

Looking for a lender? Look for these 4 things:

1. They take the time to understand you. The right loan starts with understanding your situation. Look for a lender who asks questions before offering solutions.

2. They educate, not just explain. A lender who helps you understand what's happening and why makes a big difference.

3. They give you options and local knowledge. A lender with a variety of loan programs and knowledge of your market could make homeownership more affordable.

4. You don't feel like a number. Your lender should be responsive, transparent and invested in your success.

The good news? I'm here to help. Let's take the time to understand your situation and break down what owning a home could truly look like for you. Connect with me today!

Cobwebs on the ceiling, bats in the window, and a whole crew helping decorate. If you're dreaming of a place of your own...
10/15/2026

Cobwebs on the ceiling, bats in the window, and a whole crew helping decorate. If you're dreaming of a place of your own, let's talk about your path to homeownership.

Connect with a local professional today: www.nationslending.com/search

The equity you've built could help fund a renovation, a milestone, or another goal that matters to you. Let's look at yo...
10/13/2026

The equity you've built could help fund a renovation, a milestone, or another goal that matters to you. Let's look at your situation and see if a Cashout Refinance is a fit.

Ready to talk? Find your local expert: www.nationslending.com/search

Wishing you a meaningful Indigenous Peoples' Day.
10/12/2026

Wishing you a meaningful Indigenous Peoples' Day.

Congratulations to Josh Ludwig on becoming a President’s Club Qualifier! His dedication and outstanding performance dese...
10/09/2026

Congratulations to Josh Ludwig on becoming a President’s Club Qualifier! His dedication and outstanding performance deserve to be celebrated.

Market headlines can feel like a scary movie, but you don't have to watch alone. Whetheryou're buying, selling, or refin...
10/08/2026

Market headlines can feel like a scary movie, but you don't have to watch alone. Whether

you're buying, selling, or refinancing, let's talk it through so you can decide with

confidence.

Start the conversation with a local professional:

www.nationslending.com/search

Holiday shopping season is almost here, and for many people that means a little extra spending. 🎁Buy Now, Pay Later serv...
10/06/2026

Holiday shopping season is almost here, and for many people that means a little extra spending. 🎁

Buy Now, Pay Later services are becoming an increasingly popular checkout option. They can make larger purchases feel more manageable by spreading payments out over time.

But if you're planning to buy a home, there's something important to keep in mind:

💡 Buy Now, Pay Later accounts can count toward your monthly debt obligations.

That means they may increase your debt-to-income (DTI) ratio, which is one of the factors lenders use when determining how much home you can qualify for.

Before using this payment method during the mortgage process, it's a good idea to talk with your Loan Officer. A short-term purchase today could have an impact on your homebuying plans tomorrow.

The bottom line: If you're preparing to buy a home, think twice before taking on new debt, even if the payments seem small.

Your home has been quietly building equity all along. When today's expenses start adding up, that equity can be a resour...
10/06/2026

Your home has been quietly building equity all along. When today's expenses start adding up, that equity can be a resource worth exploring, not just a number on paper.
Let's talk about how it could work for you.
Connect with a local professional today: www.nationslending.com/search

We’re proud to see one of our own, Christine McCutcheon, SVP, Servicing and Portfolio Management, join LoanCare and Stra...
10/05/2026

We’re proud to see one of our own, Christine McCutcheon, SVP, Servicing and Portfolio Management, join LoanCare and Stratmor for an insightful conversation on the mortgage industry and the opportunities ahead.

A special thank-you to LoanCare and Stratmor for a great conversation and for bringing industry leaders together to share their perspectives.

Here’s what Christine had to say:

“I had the opportunity today to join LoanCare and Stratmor Group for a conversation around customer experience, transparency and technology in mortgage servicing — and I’m incredibly grateful to have been asked to be part of it.

One of my biggest takeaways from the conversation was just how much our industry has evolved. Years ago, servicing performance was largely measured by SLAs and operational metrics. Those things still matter, but today we’re asking an equally important question: What was the actual experience for the customer? That’s something that really resonates with me and with how we approach servicing at Nations Lending. Our philosophy is Home Loans Made Human, and that relationship doesn’t end at closing. We’ve worked hard to build our servicing portfolio organically through the customers we originate, and we feel a real responsibility to protect those relationships throughout the life of the loan.

Technology, data and transparency give us better tools than ever to understand what our customers are experiencing — but ultimately, it’s about using those tools to make the experience better and keeping the human element at the center of it. I’m honored to have had the opportunity to represent Nations and share the lender perspective alongside such experienced industry leaders. Thank you to LoanCare and STRATMOR Group for including me in a great conversation.”

The MedPro program is designed to make homeownership more accessible for those in the medical field. 🏡 🩺If you're a heal...
10/02/2026

The MedPro program is designed to make homeownership more accessible for those in the medical field. 🏡 🩺

If you're a healthcare professional ready to take the next step, MedPro could be the opportunity that helps you get there sooner.

Reach out to learn more!

Rising costs don't have to mean rising stress. If you've built up equity in your home, a Cashout Refinance could give yo...
10/02/2026

Rising costs don't have to mean rising stress. If you've built up equity in your home, a Cashout Refinance could give you a way to take control of your monthly expenses and put that equity to work for you.
Every homeowner's situation is different, so the best next step is a conversation, not a guess.

Connect with a local professional today: www.nationslending.com/search

Every mortgage payment you've made has been building something. Now might be the time to put that equity to work for you...
09/29/2026

Every mortgage payment you've made has been building something. Now might be the time to put that equity to work for your next move. Let's talk about what your options look like.

Connect with a local professional today: www.nationslending.com/search

What does the future of mortgage servicing look like from the lender's side?On October 1, our own Christine McCutcheon, ...
09/28/2026

What does the future of mortgage servicing look like from the lender's side?

On October 1, our own Christine McCutcheon, SVP of Servicing and Portfolio Management, joins LoanCare's live webinar, "Customer Experience, Transparency & the Tech Gap: What Lenders Can't Ignore."

Christine will share the lender perspective on customer expectations, portfolio transparency, data, automation and AI — and what the latest research says about where servicing is headed.

Thursday, Oct 1 | 1 PM CT Register: https://events.zoom.us/ev/AkOhEZ9e6ZRHwbHsfjwzVu0Txa6BAJJ6rN2bM467nQ0bXOXaaJn4~Au5LdHg-Zz5jcty3H6FxCdKnmQGNMLVeJ9PKXMKc-P0Xbt9Kw56uehFQwwfpoEjLxLb6T5Mpw7ZLlr9X-IpAi2FYmQ

William Ward has officially qualified for the President's Club this year — congratulations! This achievement is proof of...
09/28/2026

William Ward has officially qualified for the President's Club this year — congratulations! This achievement is proof of his hard work and outstanding results.

Dreaming big?We offer Jumbo loans that are available for primary residences, second homes and investment properties.
09/25/2026

Dreaming big?

We offer Jumbo loans that are available for primary residences, second homes and investment properties.

Wishing you a meaningful Yom Kippur.
09/21/2026

Wishing you a meaningful Yom Kippur.

Our Conventional with Down Payment Assistance (DPA) Program could be a great option for you if you’re looking for a litt...
09/18/2026

Our Conventional with Down Payment Assistance (DPA) Program could be a great option for you if you’re looking for a little help with the upfront costs of buying a home.

If you’re feeling ready to purchase a home or just want to understand what your options are, our team is here and ready to help. Let’s get started!

Wishing you a meaningful Rosh Hashanah.
09/12/2026

Wishing you a meaningful Rosh Hashanah.

Today, we remember the victims and heroes of September 11th, 2001.
09/11/2026

Today, we remember the victims and heroes of September 11th, 2001.

Wishing you a meaningful Labor Day.
09/07/2026

Wishing you a meaningful Labor Day.

Address

11555 N Meridian Street Suite 210
Carmel, IN
46032

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