Terrain/Castle Oaks Estates HOA

02/12/2026

Hi Terrain Neighbors!

We are so excited to invite you to our next Terrain Bunco Night!

If you’ve never played before—don’t worry! Bunco is an easy dice game that’s all about fun, laughter, and meeting new neighbors. No experience needed at all.

Friday, March 7th

7:00 PM

Terrain Clubhouse

Terrain Residents Only

Spots are limited to 24 people, so you must sign up in advance to reserve your spot. Once all spots are filled, registration will close.

Snack to Pass: We’ll also be doing snacks for the evening, so please be sure to sign up to bring a snack to share.

Sign up here: https://www.signupgenius.com/go/10C0F45ADAB28ABFFC43-62327956-spring

We can’t wait to see you there for a fun night out! 💕

Warmly,
Terrain Social Committee

12/02/2025

COEMA/Terrain - Dog Park Rules and Safety Guidelines

🐾 Community Dog Park Rules & Safety Guidelines

The safety of all residents, guests, and pets is our number one priority. By entering this park, you agree to abide by all rules and acknowledge that you are solely responsible and liable for the actions and behavior of your dog(s) at all times.

Non-Negotiable Safety Prohibitions (Zero Tolerance)

If your dog violates any of these rules, you must immediately remove them from the park.

AGGRESSION PROHIBITED

Dogs that exhibit any sign of aggression (excessive growling, lunging, snapping, or attempts to attack/fight) are NOT PERMITTED. If your dog has a history of aggression or "doesn't get along" with other dogs, please do not bring them here.

NO SICK/UNVACCINATED DOGS

All dogs must be healthy, current on all required vaccinations (especially Rabies), and free of parasites.

NO FEMALES IN HEAT

Female dogs in estrus (in heat) are strictly prohibited, as they trigger dangerous behavior in male dogs.

Owner Supervision & Control

Active participation is required. This is NOT a "drop-off" zone.

Active Supervision: Owners must remain inside the fenced area and be in visual contact with their dog at all times. Distractions (e.g., cell phones) should be minimal.

Voice Control: Your dog must reliably respond to basic verbal commands (e.g., "Come," "Stay," "Leave it").

Leash Compliance: Dogs must remain on a leash when entering and exiting the park (in the staging area). Owners must have a leash readily available at all times while inside the enclosure.
Intervention: If play becomes too rough, or if your dog is harassing or intimidating another dog, you must intervene immediately and correct the behavior or remove your dog.

Handler Limit: Maximum of two (2) dogs per adult handler permitted at one time.



III. Facility & Etiquette

Gate Security: ALWAYS ensure that both gates in the entry/exit area are fully closed and latched behind you when entering and exiting the park.

Waste Removal: Clean up after your dog immediately. Use provided waste bags and deposit them in the designated trash receptacles.

No Food/Treats: Do not bring human food, dog food, or high-value treats into the park, as this can trigger resource guarding and fights.

Limit Toys: Bring only one or two low-value toys for fetching. Do not bring items that your dog is likely to guard aggressively.
Children: Children must be closely supervised by an adult at all times and are discouraged from running or yelling, which can excite or frighten dogs.


Incident Reporting
Emergency: In case of a serious injury, call 911 first.
Reporting: All incidents, injuries, or observed rule violations should be reported immediately to the HOA Property Manager or Board. If you witness a dangerous dog, note the time and location and provide the best possible description of the dog and owner.


NOTICE: USE OF THE DOG PARK IS AT YOUR OWN RISK.

The HOA is not responsible for any injury, illness, or damage caused by dogs using the park. Failure to comply with these rules may result in fines and/or suspension of park privileges.

11/05/2025

Hi Terrain Neighbors!

Get ready to celebrate the magic of the season - Pictures with Santa are happening on Saturday, December 6 from 9 AM to 5 PM at the Terrain Swim Club.

Bring the family to enjoy a cozy day filled with:
- Pictures with Santa, Mrs. Claus and the elves
- Hot chocolate bar
- Holiday crafts for the kids

No reservations needed - just stop by anytime!

Please note: Santa will take a short break from 12:00 to 12:45 PM.

This event is for Terrain residence only.

Come spread some holiday cheer with your neighbors. We can’t wait to see those festive smiles!

10/30/2025

COEMA/Terrain - Annual Member and Budget Ratification Meeting - November 20, 2025

Dear Castle Oaks Estates Master Association/Terrain Residents,

Please see the below notice for the Annual Member and Budget Ratification Meeting. Please review the important details below regarding the meeting, assessment changes, and Board election opportunity. Owners have been mailed a copy of the formal notice and 2026 budget in the mail.

The meeting will be held virtually via Zoom on Thursday, November 20, 2025.

Registration Start: 6:15 p.m.

Meeting Start: 6:30 p.m.

Format: Zoom Virtual Meeting


Zoom Access Information

Owners are welcome to attend the meeting virtually. Please note that you must first set up a Zoom account prior to the meeting. All virtual participants will be asked to rename themselves to display their full name before being admitted.

📋 Meeting Agenda & Elections

The primary purposes of the Annual Meeting include:

Board Election: Introducing candidates for the one Board position up for election (two-year term) and accepting any further nominations.

Budget Ratification: Reviewing the proposed 2026 Annual Budget. The budget will be ratified unless rejected by at least 75% of the voting power of all owners.

Conducting any other proper business.

Important Note on Voting: No votes will be taken during the meeting. In the case of a contested Board election, voting will take place electronically after the meeting, and separate information will be sent out if required.

Call for Board Candidates

If you are interested in running for the open Board position, please prepare a paragraph (500 words or less) outlining your background and interest, fill out the candidate questionnaire, and return both to Michelle Peck:

Email to: [email protected]

💵 2026 Assessment Rate Update

The following new quarterly HOA assessment amounts will take effect on January 1, 2026:

Home Type Quarterly Assessment

Single Family Homes: $287.00 per quarter
KB Paired Homes - North Basin 487.00 per quarter

Action Required for Payments:

HOA Automatic Withdrawal (ACH): Your new payment amount will take effect automatically. No action is required.

Coupon Books: New coupon books will be mailed to owners not enrolled in the ACH program.

Bill Pay Users: YOU MUST update the payment amount in your personal bank's bill pay service (or third-party electronic service) to reflect the new rate.

🗳️ Proxies are Essential for Quorum

A quorum of 10% of the voting power must be present to hold the meeting. If you are unable to attend, please ensure you submit your proxy to help us meet the quorum requirement.

Proxy Submission Methods:

Email: Send to [email protected]

Fax: 303-814-8267

Mail: Castle Oaks Master Association – Terrain, c/o TMMC Property Management, P.O. Box 1540, Castle Rock, CO 80104

In-Person: You may also give your proxy to any homeowner who will be attending the meeting.

Mailed, faxed, or emailed proxies must be received no later than Noon on November 20, 2025 to be counted, though proxies can still be turned in at registration the night of the meeting.

📞 Contact Information

For any questions regarding the meeting, proxies, or assessments, please contact your Community Manager:

Community Manager: Michelle Peck, CMCA, AMS, PCAM

Direct Phone: (720) 881-6311

Email: [email protected]

Association Website: www.terrainliving.com (for documents, financials, etc.)

We look forward to seeing you (virtually) on November 20th!

Sincerely,

Castle Oaks Estates Master Association/Terrain Board of Directors

c/o TMMC Property Management

Terrain is everything we love about Colorado. It’s both nature and city, work and play, adventure and leisure. It’s for couples who want successful careers, and freedom and adventure. It’s for families who believe they should be able to send their kids to quality schools and give them plenty o...

09/27/2025

🌟 Hi Terrain Neighbors! 🌟
We’re so excited to invite you to our Terrain October Festival on Saturday, October 4th, 11:30 AM–4:00 PM at the Terrain Clubhouse Parking Lot! 🍂✨

(Don't forget to sign up to compete in the Chili Cook Off!)
Join us for a cozy fall afternoon filled with:
Chili Cook-Off (11:30–1:00, winners at 1:15!)
Metamorphaces face painting & glitter tattoos
Bounce houses for the kids
Soda Jerk
Hot dogs & brats provided by your Social Committee
Plenty of friendly conversations and festive fun!

👉 Chili Cook-Off Sign Up: Sign Up Here
https://www.signupgenius.com/go/10C0F45ADAB28ABFFC43-58305006-2025

👉 Volunteer Sign Up: Lend a Hand Here
https://www.signupgenius.com/go/10C0F45ADAB28ABFFC43-58419793-volunteers

⚠️ Please note: This is a Terrain Residents Only event.
⚠️ All children under 15 must be accompanied by an adult.
We can’t wait to celebrate fall with you! 🍁

09/27/2025

Event Reminder: (Dont' forget to sign up to complete in the Chili Cook Off!)

We’re so excited to invite you to our Terrain October Festival on Saturday, October 4th, 11:30 AM–4:00 PM at the Terrain Clubhouse Parking Lot! 🍂✨

Join us for a cozy fall afternoon filled with:
🎃 Chili Cook-Off (11:30–1:00, winners at 1:15!)
🎨 Metamorphaces face painting & glitter tattoos
🏰 Bounce houses for the kids
👉 Soda Jerk for amazing concoctions
🌭 Hot dogs & brats provided by your Social Committee
🤝 Plenty of friendly conversations and festive fun!

👉 Chili Cook-Off Sign Up: Sign Up Here
https://www.signupgenius.com/go/10C0F45ADAB28ABFFC43-58305006-2025

👉 Volunteer Sign Up: Lend a Hand Here
http://url7288.frontsteps.com/ls/click?upn=u001.2iOJ7ZYvkNk00oh0Xx8nAqUkdG3GX-2BmLAQiZOoI11D0xwlk-2BLPwDWLxz3Nh776K3o88W3-2BZHiHCY0ppOu-2FoNSz3W1lccDMNQfw6pwQ3-2BlJdKta-2FPExbM7PHWJRVxHLbdzKWL_SAPOqwHy9g6DF0cO1eRUK-2FlDI4m498PT-2FKtRYOHPthXyMMNO7s7CNxs-2Bo8beMgwUPaQgZzmylPTaJGx-2B2UeYsT3B-2FPQ1fWYosXUrML0bYwfTQqt15pWls2B9UDmZTW4q-2B-2FgfBTIEJmROoFO-2BmonsiFJ0NZ7-2FV3LdUCwR-2FwYxfs8z4Ld2qqKyhTaxJ9x7mDIg4e-2F9sLh0LQyxKuzWpwIJjhw8Wc35Xxc-2FbMRpOr6oYES3o1n0J6g-2BKjnIIvV3ciWnOqZefWE05aapRZUdIE-2FMG4aJGymoHMJ4C0snfa3ZQZBkq78uxijJfCskNumM-2FD0JLkZZrb3yex-2FOB8Jb3mAgndXf7JWIexbRx2RshTUqhVzdhBX-2FLgtPA4FVdTp22a6YGsOFLR9NS-2BKlUC8DZZHFwkXdVotet500WbWG6jK3fI8s8hmV6QE9dipFB5uxt7Rbg31GTyhSObDHcDT9OCC2no2t9I8-2BvNbgJjTT10fRo5xjSN1sGvPOj0q58lix8thtTojQJfm1HJVK5FHUHpVuOw-3D-3D
⚠️ Please note: This is a Terrain Residents Only event.

09/06/2025

The Terrain Social Committee is excited to invite you to our October Festival on Saturday, October 4, from 11:30 AM–4:00 PM at the Terrain Clubhouse Parking Lot. It’s a cozy fall afternoon packed with fun for all ages—come mingle, snack, and make memories with your neighbors!

Chili Cook-Off is Back!

Think your chili reigns supreme in the Terrain? Enter our Chili Cook-Off for a chance to claim 1st, 2nd, or 3rd place(and bragging rights!).

Cook-Off Time:
11:30 AM–1:00 PM

Winners Announced: 1:15 PM

Sign up: https://www.signupgenius.com/go/10C0F45ADAB28ABFFC43-58305006-2025

Festival Highlights

Metamorphaces face painting and glitter tattoos ✨

Bounce houses for the kids

Hot dogs & brats provided by the committee

Plenty of friendly conversations and festive fun and MORE!

Bring your family, invite a friend, and come enjoy a sweet fall Saturday together. We can’t wait to see you there!

We would also love any help, all volunteers are welcomed and encouraged to sign up here - if you need volunteer hours, we can sign off on your hours! We would love to have you!

https://www.signupgenius.com/go/10C0F45ADAB28ABFFC43-58419793-volunteers

Warmly,
Terrain Social Committee

P.S. Have questions or want to volunteer? Just sign up here—we’d love your help!

https://www.signupgenius.com/go/10C0F45ADAB28ABFFC43-58419793-volunteers

🔥 Do you have the best chili recipe in town? Put your cooking skills to the test at our Chili Cook-Off on Saturday, October 4th! Whether you're a seasoned chef or a home cook with a passion for flavor, we want YOU to compete for the ultimate title of Chili Champion. Event: 10/4 from 11:30-4 - Chi...

09/04/2025

📢 Reminder: Community Garage Sale – September 5th & 6th!

Our neighborhood garage sale is this weekend!

Signs will be placed at all entrances this evening to kick things off.

Here is a copy of the community Garage Sale Google Map:
https://www.google.com/maps/d/u/1/edit?mid=1EGjfmw-3ErJ6H4qWMhov_dAIIqLWsBg&usp=sharing

Let’s make this a fun and successful weekend together!

This is a community Garage Sale. Some of the neighbors will be open Friday or Saturday or both days.

08/28/2025

📢 Community Garage Sale – September 5th & 6th!

Our neighborhood garage sale is coming up! Signs will be placed at all entrances the evening of 9/4 to kick things off.

If you’d like your home included on the community map, please sign up here:

https://www.signupgenius.com/go/10C0F45ADAB28ABFFC43-58027650-community

It’s not required to sign up to participate, but being on the map makes it easier for shoppers to find you. Let’s make this a fun and successful weekend together!

08/25/2025

A couple of updates:

Flock Cameras

We’re pleased to let everyone know that the Flock Cameras at all ten of Terrain’s entrances are installed and operational. We appreciate all the good questions, comments, and accolades from everyone. We’re confident this will be the most valuable investment we’ve made for the safety of our neighborhood.

One of the features that Flock has is a “SafeList.” This allows any resident to register their license plates with the community’s system. This enables the ability to filter out vehicles of residents from crime investigations, focusing the search on non-residents and enhancing privacy by reducing the chance of a resident’s car being flagged during an investigation. In reality, this will typically be the first step in any investigation. But it does mean that the database will just show “Resident” rather than a license plate number. It will not keep your license plate number from being recorded and stored by the Castle Rock Police Department’s Flock Cameras that you pass coming and going from Terrain. To add your vehicle to the SafeList, follow this link (https://users.flocksafety.com/authorized-access-list/c32fa017-b32d-4a4f-b8f1-c9db272a2457/public).

Pool Guest Charge Update

As we approach the end of the pool season, we want to provide an update on the new policy that charges non-Terrain resident pool users $5.00 so they’re paying their fair share of the wear-and-tear and operational costs of the pools. We’re projecting income of approximately $9,000 for the season. It just so happens that we had a recirculating pump unexpectedly fail during the season. Installation of a new pump cost (you guessed it) approximately $9,000. Having the extra revenue is already paying off financially for pool-related costs. It’s also decreased crowding overall, making a better experience for Terrain residents. We hope this has been your experience when using the pool this season!

07/30/2025

We want to thank everybody who took the time to email their questions, feedback, concerns, and support. In a community as large as ours, there will always be a mix of opinions on any decision. In this case, support was overwhelmingly affirmative for the Board's decision to utilize the system.

We allowed some time to collect all the questions. After collating them, there were six general questions that were asked repeatedly. After drafting responses that we hope are clear, complete, and add context for those who may not have lived here for very long, we had our association's attorneys review them as we do when making policy decisions. Here are the questions with responses bullet-pointed.

We hope this answered your questions about the system and provided you with better context for understanding why we adopted it. If we didn't answer your question, you can use the same email address or the QR code on the last page to reach out.

07/24/2025

COEMA/Terrain - Pool Concerns - Mistreatment of Monitors and Vandalism

Mistreatment of Monitors

We're sorry to have to put this message out there again as we've had to in years past. But we've had a number of incidents this season in which residents have flat-out disobeyed monitors, forced entry, and verbally abused them in the process. The causes for the confrontation were varied, but irrelevant.

From the beginning of having monitors, we have made it very clear that there is an absolute zero-tolerance policy for any of this type of behavior with these teenage kids and our resident pool manager. Many of them are our own kids who live in the subdivision. They, and anyone else working for us, deserve to be treated appropriately, and this is not appropriate or justifiable behavior regardless of what the issue is. In short, adults need to adult, and when they do not, they will be punished.

So far this season, we have had to remove pool privileges from a number of adult residents for the remainder of the season who know better than to act this way. In extreme situations, we reserve the right to ban them for longer periods and/or revoke the privileges of the rest of their family along with them. Depending on the level of intimidation and threat, we will not hesitate to involve the Castle Rock Police Department to effect an appropriate solution. We remind you that you are on camera when at the pool. That footage is backed up for retrieval at later dates and times if needed.

If you have a disagreement with a monitor, you are expected to comply at that moment. They have zero power to change policy, and the appropriate place to lodge a complaint or dispute a decision is to the Property Management Company (TMMC) and the Board of Directors. If you witness an interaction like this when you are at the pool, we encourage you (within reason and your sense of safety) to speak up and redirect the adult engaging in such behavior. There is no place for adults to be bullying kids in our community.


Vandalism

While we're on the unpleasant topic, we've also had a lot of vandalism this year, almost always by adolescent boys. This runs the gamut from intentionally creating a mess or leaving all the water on to create flooding to intentional attempts to damage and break items. "Boys will be boys" is not an acceptable excuse.

Parents, you will be held responsible for any of these items and all associated costs, whether you accompany your children or not. These offenses are also cause for loss of privileges. If they continue, we may have to reconsider increasing the age at which kids are allowed to use the pool on their own.

If you have adolescent boys who you allow to go to the pool on their own, please have a word with them to make sure they understand this and the ramifications. Thank you.