04/29/2026
Think you need 20% down to buy a home? Not true.
Most first-time buyers put down way less—often around 3–6%. Waiting to hit 20% could mean missing out on years of building equity.
Yes, a bigger down payment has perks… but it’s not a requirement to get started.
Don’t let this myth keep you on the sidelines.
Have questions or want to see what you could qualify for? Send me a message!
According to Google Trends, online searches for down payment information recently hit an all-time high.