Gerardo Lopez - Re/Max Properties

09/18/2026

If you could take your 3% mortgage with you to the next house — would you move?

That’s a portable mortgage. You sell, you buy, you keep your rate, remaining balance, and term.

You cannot do this in the U.S. right now. Your loan is tied to the house, not to you.

Congress introduced a bill on August 3 (H.R. 10028, the MOVE Act). If it ever became law, Fannie and Freddie would have to start buying portable conventional mortgages. As of today it has been referred to committee. It is not law. There is no program you can apply for.

Don’t pause a real move in Cedar City, Hurricane, or St. George waiting on Washington.

I broke down what’s real, what isn’t, and how this is different from an assumable loan here:

https://www.myhomeandco.com/blog/portable-mortgages-explained/

Want a straight number on what your home would sell for without waiting on a bill?

Call or text 435-708-1937.

Can you take your low mortgage rate to a bigger house? What’s real about portable mortgages, the MOVE Act, and what homeowners should do now.

07/03/2026

Brand-new custom home in Iron Crest featuring the Silverhawk Craftsman floor plan by Walker Home Design. Thoughtfully designed single-level living with 2,032 square feet, 3 bedrooms, a dedicated office, 2.5 bathrooms, and an oversized 3-car garage, including a pull-through third bay with garage doors on both the front and rear for added access and functionality. Estimated completion date to be determined. Buyer to verify all information. Floor plans, specifications, features, and finishes subject to change during construction.

$630,000

🏠 https://www.myhomeandco.com/search/details/c91/2/

10/15/2025

New price 565k

It’s the kind of place that feels like home the second you walk in. Built in 2020, it’s got 5 bedrooms, 3 baths, and 3,404 sq ft.

The kitchen brings quartz counters and an open layout that works whether you’re cooking solo or hosting the whole crew. Custom shutters and privacy-tinted windows keep the vibe calm and private.

The mudroom off the 3-car garage makes everyday life easy, and the fully finished basement gives you wide-open space for whatever’s next—movie nights, a gym, kids’ chaos, or a guest retreat.

Gerardo Lopez
📲435-708-1937
RE/MAX Properties
MyCedarCityHome.com

10/09/2025

Brand new 3 bed, 2 bath home in the heart of historic Parowan. Thoughtfully designed with every square foot in mind. Features a cozy covered deck, a laundry room with sink, and a primary suite with a spacious walk-in closet. Centrally located near schools, stores, gas stations, and restaurants, just 15 minutes from Brian Head.

Gerardo Lopez
435-708-1937
RE/MAX Properties
BuyHousesInUtah.com

09/16/2025

It’s the kind of place that feels like home the second you walk in. Built in 2020, it’s got 5 bedrooms, 3 baths, and 3,404 sq ft.

The kitchen brings quartz counters and an open layout that works whether you’re cooking solo or hosting the whole crew. Custom shutters and privacy-tinted windows keep the vibe calm and private.

The mudroom off the 3-car garage makes everyday life easy, and the fully finished basement gives you wide-open space for whatever’s next—movie nights, a gym, kids’ chaos, or a guest retreat.

Gerardo Lopez
📲435-708-1937
RE/MAX Properties
MyCedarCityHome.com

08/22/2025

Peaceful cul-de-sac, this versatile split-level home offers the perfect blend of comfort, possibility, and location. Set on a 0.20-acre lot zoned R-2, the property offers great flexibility to create a basement apartment for extra income, add an additional unit in the backyard, or enjoy the entire space for yourself. Inside, you’ll find 5 spacious bedrooms and 3 full bathrooms, with an inviting upstairs living area that boasts great views and opens to an elevated deck—ideal for taking in Cedar City’s signature sunsets. The lower level offers a private entrance from the backyard and can easily be outfitted with a full kitchen, creating the perfect setup for guests, extended family, or tenants.

$368,500
373 E 440 S
Cedar City, UT 84720

Gerardo Lopez
📲435-708-1937
RE/MAX Properties
MyCedarCityHome.com

08/22/2025

Tucked away in a peaceful cul-de-sac, this versatile split-level home offers the perfect blend of comfort, possibility, and location. Set on a 0.20-acre lot zoned R-2, the property offers great flexibility to create a basement apartment for extra income, add an additional unit in the backyard, or enjoy the entire space for yourself. Inside, you'll find 5 spacious bedrooms and 3 full bathrooms, with an
inviting upstairs living area that boasts great views and opens to an elevated deck—ideal for taking in Cedar City's signature sunsets. The lower level offers a private entrance from the backyard and can easily be outfitted with a full kitchen, creating the perfect setup for guests, extended family, or tenants.

$368,500
373 E 440 S
Cedar City, UT 84720

Gerardo Lopez
📲435-708-1937
RE/MAX Properties
MyCedarCityHome.com

07/04/2025

Wishing you a joyful and patriotic 4th of July! 🎉🇺🇸

Let’s celebrate freedom and togetherness today.

05/29/2025

If you're sitting on the fence about selling your home, summer 2025 is shaping up to be a prime time to make your move. The Southern Utah real estate market is heating up—literally and financially. With high buyer demand, ideal showing conditions, and strong local trends, now may be the best opportunity you'll get all year.

Discover why summer 2025 is the best time to sell your home in Southern Utah. Learn how high buyer demand, curb appeal, and the local market give you a serious home value boost.

04/08/2025

Just hit the market!

Tucked at the end of a cul-de-sac in Cedar City, this 3 bed, 2 bath home is clean, cozy, and close to everything.

Listed at $320K — let’s go take a look!
📲 DM or call/text (435) 708-1937