Thurman Mortgage - NMLS# 243190 - Encompass Lending Group

09/29/2026

👶 Holiday guests coming? Your home may need a little extra prep.

If babies or toddlers will be visiting, take a look around your home from their point of view. Stairs, rooms that are normally open and everyday household items can suddenly become safety concerns when little explorers arrive.

Baby gates can help, but where and how you use them matters. Here’s what to know before the holiday invasion begins.

Baby gates are a must for keeping little ones in a safe. Here is what to consider when purchasing gates for your home.

09/28/2026

🏠 Thinking about buying a home? Your credit matters.

Whether buying a home is on your radar now or further down the road, understanding what helps build a strong credit history can put you in a better position when it’s time to apply for a mortgage.

And you don’t have to wait until you’re ready to apply to talk to a loan officer. I’m happy to help you understand where you stand and what you can work on as you prepare.

Securing a good interest rate and qualifying for a home require a good credit report. Here’s a four-step approach to building a strong credit history.

09/27/2026

How does a house somehow keep getting fuller even when you swear you aren't bringing that much stuff home? 😅

Whether you're still settling in, have lived in your home for years, or you're thinking about a future move, getting the clutter under control is one of those projects that's easy to keep putting off.

If you've been waiting for a reason to tackle that closet, drawer or room you've been avoiding, consider this your sign.

We accumulate items over a lifetime which becomes annoying clutter in the house. Taking a look at what causes the clutter in the may help you eliminate it.

09/26/2026

Mortgage questions don't always mean you're ready to buy tomorrow.

Maybe you're wondering what you could afford, whether it's the right time to refinance, or what you should be doing now if buying a home is somewhere in your future.

Whatever the question, you don't need to have everything figured out before you ask. I'm here to help you understand your options and the numbers behind them.

Give me a call when you're ready.

Consumer Access: NMLSConsumerAccess.org

09/25/2026

One of the fun parts of having a yard is deciding what you want to do with it. And if you've ever thought about growing your own apples, peaches, pears, cherries or citrus, your climate may have already narrowed down the choices for you. 🍎🍑🍋

Whether you're settling into a new home or looking for something new to add to a longtime backyard, this might inspire your next outdoor project.

09/24/2026

Fall has officially arrived! 🍂

Whether you just moved in, have been in your home for years, or you're getting ready to sell, a little seasonal color can make the front porch feel ready for fall.

Here are a few easy ideas for adding some autumn curb appeal to your home.

Fall is a great time to use container gardens to enhance your home’s curb appeal. Many plants perform well in cool temperatures while offering beautiful color and texture. Here are a few top picks for gorgeous fall container gardens. Mums may seem an obvious choice for fall decoration, but don’t...

09/23/2026

Planning a move to a new city or state can come with a lot of financial questions, especially when buying a home is part of the plan.

If a relocation is on your radar, talk with me early. We can look at your financing options and help you get a clearer picture of what buying in your new location could look like.

Whether you are relocating for a job or just a change of scenery, it’s important to do your research ahead of time to minimize unpleasant surprises later.

09/22/2026

The Fed makes a move and suddenly everyone is talking about mortgage rates. But the relationship between the two isn’t as simple as many headlines make it sound: https://bit.ly/4jgkZOc

If you’re buying, refinancing or just keeping an eye on the market, I’m always happy to help separate what’s happening from what it could actually mean for your mortgage options.
https://www.mortgagenewsdaily.com/markets/mortgage-rates-09162026?id=41b4

09/19/2026

🏡 Thinking about buying a home this fall?

Before you start scrolling through listings, let’s take a look at your financing, buying power and loan options so you know what makes sense for your budget.

When you’re ready to make a move, I’m ready to help.

Consumer Access: NMLSConsumerAccess.org

09/18/2026

🎃 Who says pumpkins are just for Halloween?

There are plenty of ways to make them part of your home throughout the fall, whether your style is colorful, cozy, creative or a little unexpected.

Need some inspiration? These ideas may have you looking at pumpkins differently this year.

Pumpkins can add a warm and homey touch to your decor throughout the fall, not just Halloween. Here are ideas for decorating with pumpkins.