Steve Eden Iowa Realty

06/05/2025

Nothing is more encouraging than a good client testimonial.

See more: https://www.realsatisfied.com/Steve-Eden

06/05/2025

Well, this has certainly recharged my battery.

See more: https://www.realsatisfied.com/Steve-Eden

04/22/2025

According to Realtor.com, the best week to list your house this year was April 13–19. And since that week has come and gone, you might be wondering: did I miss my chance? Not at all – and here’s why.

According to Realtor.com, the best week to list your house this year was April 13–19.

04/11/2025

🏡 Big decision time: Do you renovate your current space or start fresh somewhere new?

💡 Here’s what’s working in your favor right now:
📉 Mortgage Rates (as of April 10, 2025):

30-Year Fixed: 6.62%

15-Year Fixed: 5.82%
(Source: Freddie Mac)

🔨 RENOVATE: Love your location but not your layout? Tap into your home equity and reimagine your space.
🚪 RELOCATE: Ready for a change? Take advantage of solid buyer demand and make your move while rates are steady.

Not sure which move is best for you? Let’s talk strategy. 🧠

04/04/2025

Big dreams, big space! 🏡✨ Accepted offer on this stunning 5 bed, 4 bath, 3500+ sq ft ranch-style beauty! With rates averaging 6.64% , it's a great time to make your dream a reality!

03/28/2025

🏡 Thinking of Buying or Refinancing? Here's the Latest on Mortgage Rates:

As of March 27, 2025, according to Freddie Mac:​

⬇️30-Year Fixed-Rate Mortgage: 6.65% (down from 6.67% last week)​

⬆️15-Year Fixed-Rate Mortgage: 5.89% (up from 5.83% last week)​

These rates have remained relatively stable over the past month, providing potential buyers and homeowners considering refinancing with a clearer picture for planning. ​

🏠What This Means for You: 🏠

‼Buying a Home? Stable rates can help you budget more effectively for your future home.​

Considering Refinancing? Now might be a good time to lock in a rate, especially if your current mortgage rate is higher than today's average.​

Remember, mortgage rates can fluctuate due to various economic factors. It's essential to stay informed and consult with a mortgage professional to understand how these changes impact your specific situation.

03/21/2025

🏡 Mortgage Rate Update 🏡

According to Freddie Mac's latest data, the 30-year fixed-rate mortgage averages 6.67%, while the 15-year fixed-rate mortgage stands at 5.83%. ​

These rates have remained below 7% for nine consecutive weeks, offering a stable environment for both buyers and sellers.​

Staying informed about current mortgage rates can help you make the best decision for your home-buying journey. Contact me for personalized advice and guidance.

See the mortgage rate a typical consumer might see in the most recent Primary Mortgage Market Survey, updated weekly. The PMMS is focused on conventional, conforming fully-amortizing home purchase loans for borrowers who put 20% down and have excellent credit.

03/20/2025

‼The property at 1297 Harding Ave, Tipton, IA 52772, is currently listed for $693,000. This all-brick, ranch-style home offers a spacious 3,253 square feet of living space on a 2.18-acre lot‼

Key Features:

Bedrooms: 3
Bathrooms: 2 full, 1 half
Construction Year: 2009
Kitchen: Open floor plan with large eat-in kitchen, hickory cabinets, and granite countertops
Master Suite: Includes a whirlpool bath and a large tile walk-in shower
Garage: Heated, oversized attached garage with a safe room
Additional Structures: Heated 44x32 shop with an attached 22x50 heated garage space
Energy Features: Geothermal heating, solar panels, and a backup Generac generator
The home is designed for easy living with no steps and is move-in ready. It's located on a hard surface road, offering both privacy and accessibility

03/19/2025

💡 Before you decide to renovate or move, do you know what your home is worth?

📈 Home values have changed—and you might have more equity than you think! Nationally, prices are up nearly 60% since 2019. ​And, if selling has been on your mind, you can use that bigger-than-expected return to power your next move.

🔍 Get a FREE home value estimate today!

Over the past 5 years, home prices have risen dramatically. If you own a home, that means your house may be worth a lot more than you think.

03/18/2025

If you're considering renovating instead of moving, there are several loan options available to help finance your project. Here are some of the most common choices:

1️⃣ Home Equity Loan
✅ Borrow a lump sum using your home’s equity
✅ Fixed interest rates & monthly payments
✅ Best for large renovations with a clear budget

2️⃣ Home Equity Line of Credit (HELOC)
✅ Borrow as needed, like a credit card
✅ Variable interest rates
✅ Best for ongoing or phased renovation projects

3️⃣ Cash-Out Refinance
✅ Replace your current mortgage with a new, larger loan
✅ Receive the difference in cash for renovations
✅ Best when interest rates are favorable

4️⃣ FHA 203(k) Loan (For Homebuyers & Homeowners)
✅ Government-backed loan for purchasing & renovating
✅ Low down payments
✅ Best for homes needing major repairs

5️⃣ Personal Loan
✅ No home equity required
✅ Faster approval process
✅ Best for small to mid-sized renovations

6️⃣ Credit Cards (For Small Upgrades)
✅ Quick access to funds
✅ Best for minor renovations, but watch interest rates!

Not sure which option is best for your home upgrade? Let’s chat!

03/17/2025

🏡 Love It or List It? The Ultimate Home Dilemma! 🏡

Are you torn between renovating your current home or starting fresh in a new one? 🤔 Whether you’re dreaming of a remodel or considering a move, I’m here to help you make the best choice for your lifestyle and investment!

💡 Love It? Let’s explore ways to enhance your home’s value and functionality.
💰 List It? I’ll find you the perfect home that checks all your boxes.

Let’s chat and turn your home dreams into reality! 📞🔑

03/14/2025

📢 Mortgage rate update from Freddie Mac! 📉 Stay ahead of the market and see how changing interest rates could impact your homeownership journey.

See the mortgage rate a typical consumer might see in the most recent Primary Mortgage Market Survey, updated weekly. The PMMS is focused on conventional, conforming fully-amortizing home purchase loans for borrowers who put 20% down and have excellent credit.