06/05/2026
π’ Heads up, condo buyers and sellers!
The HOA rulebook just got a massive upgrade, and things are getting real. π
Fannie Mae and Freddie Mac just swiped left on the easy approval route.
Lenders are no longer just looking at your credit scoreβthey are digging deep into your condo association's bank accounts, insurance policies, and maintenance secrets.If the HOAβs financial health looks shaky, getting a mortgage could get messy. πThe Quick Takeaway:π« Buyers: You need to check if a building is approved before you fall in love with the view.π Sellers: We need to audit your HOA's health now so buyers don't walk away later.Don't let sneaky underwriting guidelines tank your real estate dreams! Drop a comment or slide into my DMs to see if your building makes the cut. π²βοΈ