David Van Singel - Central Florida Real Estate Agent

David Van Singel - Central Florida Real Estate Agent Do you dream of owning a home? I can help put you on the path.

09/03/2026

Each model ends up focusing on different things which is good because there are models that work well for certain types of businesses and don't work well for other types of businesses. It's nice to have multiple tools that can fit to different situations rather than a singular thing.

09/02/2026

If I had to guess why the interest rates went up, we saw that there was continued conflict in the Middle East as well as trade negotiations with Canada fell through. Thus this will have an impact on the interest rates. On the bright side, we are still rather solidly in a neutral market based off of the numbers. We are in week 4 of being in a neutral market. Our current months of inventory is sitting at 7.73 months which is still pretty solid. I wouldn't mind if that number was closer to 9 months so this is considered a truly neutral market however, I'll still take a neutral market over having 3 weeks of inventory and prices are crazy.

09/01/2026

It's important to note that in a disaster situation, because there are so many things calling for your attention, a lot of things can fall through the cracks that normally wouldn't. Your attention is elsewhere. When other parts of your life are calling for more attention, this opens up an opportunity for scammers. Be aware that the IRS doesn't call you to open conversation unless there are extreme circumstances. 99% of the time, the IRS will send you mail and you can also call them to make sure that the mail came from them. Don't make your bad situation worse by cutting corners. Trust but verify especially in disaster situations.

08/31/2026

Thankfully, you don't need to worry about buying that castle because that is a lot of grinding for cash that I'd rather not do. Now, thankfully, most homes don't cost that much. In order to qualify for a typical house, you need a lot less so if you're interested in the process, reach out and I'd love to run numbers even if I'm not in your area. We can come up with a gameplan to get you into a home that doesn't require earning tens of thousands of rupees per hour.

08/29/2026

You might ask "What lock would you say I should get?" to which I say first and foremost, I am a real estate agent and not a locksmith. I will however say that my preference is something that comes with a physical key and does NOT connect to the internet/WiFi. Yes, it can be convenient to have an app unlock your door for you but that is another potential way for hackers to get into your space and steal from you. Now, if you want a keypad that you can use to open your door instead of a key is up to you but I recommend that you do have a key for the times that the battery dies, you still have a way to get in.

08/28/2026

The nice thing about being in your 20's is that you have a lot of time to allow your investments to grow before retirement. The most importat part about your 20's is to build the good habits. For instance, build your budget and invest regularly. I'm not saying your investments need to be large, just invest frequently to build that good habit. As your income grows so should the amount you allocate towards investment. Will it suck right now? Yep. Will future you thank yourself? Certainly.

08/28/2026

If you felt like getting really technical, I would say that you could reserve 10% of your portfolio for a market swing. This is 10% of your portfolio that you could have in stocks if you feel like it's a really good time to invest in stocks. A good example of this would be at the bottom of a recession. Meanwhile, if you feel like the economy is about to hit a recession, you could have that extra 10% go into bonds to preserve your portfolio from a drastic drop. This way, you can feel like you're timing the market and not risk the farm if you end up being wrong.

08/26/2026

I think that rates want to come down but with the news about the deal in Canada falling through, we aren't seeing rates fall this week. On the bright side, sales are up and prices are down. With our current market demand, we're sitting at 8.18 months of inventory. This puts us solidly in a neutral market which is good for buyers since there is more time to find the home they want as well. If you're looking to sell, I would recommend that you don't try to time the market. I've heard that markets can shift quickly from a seller's market to a buyer's market. Then, home sellers don't have nearly as much negotiating room. Am I trying to scare you with that? No. I am saying that you make the moves when it makes sense for you and your family rather than the market.

08/25/2026

Some people like to give you the carrot and the stick when explaining all of this. Here, it's less of a carrot and more avoiding the stick. It's been explained to me that when you pierce the corporate veil, your LLC protections can be circumvented. Without those protections, you could have people that are going after your business get at your personal assets such as vehicles or your own home. Obviously, you don't want that. This is more of a case of an ounce of prevention equals a pound of cure.

08/24/2026

Next week, I'll be showing how much you would need in order to make and put down for a mortgage to afford a castle like this and potentially a bonus version. For some of you purists out there, there will be certain things that could dramatically increase or decrease the value of these castles and it can be attributed to materials used, level of craftsmanship and, complexity. There are certain magical elements that we can't easily, or cheaply, recreate. Given that we only see a certain set of magics used, there is the chance that it is a lost yet functioning magic and that would obviously make the cost skyrocket.

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1170 Celebration Boulevard
Celebration, FL
34747

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