Cassie Montano, Realtor

Cassie Montano, Realtor I'm a real estate agent with over 20 years of experience! I enjoy helping homeowners sell to net the

Every year the same thing happens. You pull the outdoor furniture out of storage, unroll the cushions, and realize they ...
05/27/2026

Every year the same thing happens. You pull the outdoor furniture out of storage, unroll the cushions, and realize they spent the winter developing a personality you did not ask for.

Here is how to get everything looking good before the first cookout.

For fabric cushions mix one tablespoon of dish soap and one tablespoon of borax into a quart of warm water. Scrub with a soft brush, rinse thoroughly, and stand them upright to air dry completely in the sun before you put them back. Never put cushions back damp. That is how mold wins.

For mildew stains mix one cup of bleach into one gallon of water with a sq**rt of dish soap. Apply, let it sit for fifteen minutes, scrub, and rinse. Test a small area first if your cushions are a deep color.

For the furniture frames mix dish soap and warm water for most materials. For metal frames check for rust spots and hit them with a rust remover before the season starts. For teak or wood furniture a teak cleaner followed by teak oil keeps it from drying out and cracking through the summer.

For plastic or resin furniture a magic eraser takes off almost everything. Finish with a coat of car wax to protect it from UV damage all season.

Pull it all out. Clean it now. Your future self at the first summer gathering will thank you.

Save this before you drag everything out of storage.

04/03/2026

Think you know your real estate numbers? Let's find out.

86% of home inspections find at least one problem. The buyers who use those findings to negotiate walk away with an average of $14,000 off the final sale price.

That $400 inspection fee is one of the best investments a buyer can make.

Drop your guess in the comments before you swipe to the answer.

Buy now pay later apps feel harmless. Split your purchase into four easy payments, no interest, no credit check, no big ...
03/31/2026

Buy now pay later apps feel harmless. Split your purchase into four easy payments, no interest, no credit check, no big deal. Until you try to buy a house.

Lenders don't see Klarna or Afterpay as convenient shopping tools. They see them as debt. Open accounts. Active liabilities. Monthly obligations that impact your ability to qualify for a mortgage.

And now most of these apps report directly to the credit bureaus. That means your payment history, good or bad, becomes part of your credit profile. A single missed payment on a $75 purchase could drag your score down and follow you for years.

Even if you've never missed a payment, multiple active BNPL accounts send a signal to underwriters. It says you're relying on financing to cover everyday expenses. That's not the profile lenders want to see when deciding whether to hand you a few hundred thousand dollars.

Your debt-to-income ratio matters too. Those small monthly payments get factored in. A few active accounts can push your DTI just high enough to affect your loan amount or knock you out of approval entirely.

The solution isn't complicated. Pay off your existing BNPL balances. Stop opening new ones. Let your credit stabilize for a few months before you apply.

If you're planning to buy a home in the next six to twelve months, the moves you make right now matter. Small purchases financed on an app today could cost you the home you actually want tomorrow.

If you're not sure where you stand or what you need to clean up before you apply, reach out. I'll connect you with a lender who can give you a clear picture and a real plan.

03/25/2026

The sign in the yard is just the beginning. 🏡

Most people think the hard part is over once the listing hits the MLS, but that’s when the real work kicks into high gear. From managing showings and vetting buyers to obsessing over the final staging details, I’m working around the clock to ensure we get the best offer possible.

Thinking of selling? Let’s chat about what happens after the "For Sale" sign goes up.

Address

1148 W Legacy Crossing Boulevard, Ste 330
Centerville, UT
84014

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 4pm

Telephone

+18016688866

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